About This Home

This 3-bedroom, 3-bathroom townhouse at 103 E CROSS Street E in Baltimore, MD is listed for $410,000 ($256 per sqft). Built in 1875, the home offers 1,601 sqft of living space on a 0.03 acres lot.

Key Features

  • Built in 1875
  • 0.03 acre lot
  • 4 stories
  • Fireplace

Property Details

4 stories
2 full, 1 half
1875

Amenities

FireplaceA/C
Listing Description

Beautifully updated historic Federal Hill rowhome blending classic Baltimore charm with meaningful structural and system upgrades completed in 2022. This three-level residence offers three bedrooms and two and a half baths with thoughtfully designed living spaces, original character details, and modern improvements throughout.

The main level features a spacious living room, formal dining area, and an eat-in kitchen designed for both everyday living and entertaining. Exposed brick, original hardwood floors, exposed beams, and multiple wood-burning fireplaces preserve the home's historic appeal, while recessed lighting and fresh updates enhance the overall brightness and functionality.

A sunroom off the main living area provides direct access to a private rear courtyard, creating an ideal indoor-outdoor flow. The second level includes two well-appointed bedrooms and an updated full bath. The third-floor primary suite offers cathedral ceilings, a private bath, and access to an upper-level balcony and rooftop space designed to capture sweeping city views.

Significant 2022 improvements provide peace of mind and long-term durability, including removal of an unsafe rooftop deck and installation of a new upper flat roof with updated fascia shingles. Structural remediation was completed at the third-floor exterior wall, including removal of compromised materials, full rebuild with new insulation, sheathing, siding, and installation of a safety railing at the upper-level door.

The basement and crawl space were fully encapsulated to improve moisture control and prevent mold, complemented by a new sump pump and heavy-duty dehumidifier. Plumbing upgrades include replacement of the incoming water line with new copper piping and installation of automatic emergency pressurization valves.

Located just steps from Cross Street Market, local restaurants, shopping, and all the vibrant energy Federal Hill has to offer, this home delivers a rare combination of historic character, thoughtful renovation, and urban convenience.

Monthly Cost Estimate

$2,193/mo

20% down · 6.5% · 30 years

Principal$297
Interest$1,777
Insurance$120

Estimates only. Actual payments may vary.

Location

103 E CROSS Street E

Baltimore, MD 21230

FEDERAL HILL HISTORIC DISTRICT

Features & Amenities

Interior Features

Dining AreaBreakfast AreaCrown MoldingsExposed BeamsKitchen - Eat-InKitchen - GourmetKitchen - Table SpacePrimary Bath(s)Recessed LightingWood FloorsCeiling Fan(s)Formal/Separate Dining Room

Property Details

Construction

Brick

Parking

On Street

Heating

Forced Air

Cooling

Central Air

Appliances

DishwasherDisposalDryerExhaust FanFreezerIcemakerMicrowaveOven/Range - GasRefrigeratorStainless Steel AppliancesWasherWaterHeater

Questions & Answers

This 3-bedroom, 3-bathroom townhouse at 103 E CROSS Street E is listed at $410,000 ($256/sqft). The estimated monthly payment is $2,193 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1875, 0.03 acre lot, 4 stories, Fireplace. Interior Features: Dining Area, Breakfast Area, Crown Moldings.

This property is listed by Elizabeth D Sothoron and can be reached at 4436189573.

ES

Elizabeth D Sothoron

Agent at Cummings & Co. Realtors

(443) 618-9573

Listed by Cummings & Co. Realtors · View on Broker Site

MLS# MDBA2221412· Source: listhub· 5 days on market

Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

103 E CROSS Street E, Baltimore, MD 21230

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