About This Home

This 3-bedroom, 2-bathroom single family at 103 NE 5th Street in Oak Island, NC is listed for $465,000 ($358 per sqft). Built in 1999, the home offers 1,300 sqft of living space on a 0.15 acres lot.

Key Features

  • Built in 1999
  • 0.15 acre lot
  • Fireplace

Property Details

1 story
2 full
1999

Amenities

FireplaceA/C
Listing Description

Welcome to 103 NE 5th Street, an adorable beach cottage perfectly positioned in the heart of Oak Island, just moments from the SE 9th Street public beach walkover and a few streets from the Middleton Bridge beach access. Whether you're seeking a permanent residence, vacation getaway, or investment property, this home offers the ideal blend of charm, convenience, and coastal comfort.

With 3 bedrooms and 2 full bathrooms, this attractive home is the perfect size for relaxed island living. The living room features high ceilings and expansive windows, filling the space with natural light and creating an airy, summery feel. On cooler evenings, cozy up by the gas fireplace, adding warmth and ambiance to your beachside retreat.

A few updates have enhanced this home's appeal, making it truly move-in ready. Step out into the fenced backyard, where you'll find a firepit area, perfect for grilling, playing games, and enjoying Oak Island's laid-back lifestyle. There's also a storage shed for all your beach gear and outdoor equipment.

Located just minutes from the new bridge, you'll have quick and easy access on and off the island for shopping, dining, and travel. This is the beach cottage you've been waiting for--adorable, updated, and just a short trip to the white sandy beaches of Oak Island. Don't miss this opportunity to own your slice of paradise.

Monthly Cost Estimate

$2,487/mo

20% down · 6.5% · 30 years

Principal$336
Interest$2,015
Insurance$136

Estimates only. Actual payments may vary.

Location

103 NE 5th Street

Oak Island, NC 28465

Not In Subdivision

Features & Amenities

Interior Features

Master DownstairsWalk-in Closet(s)Vaulted Ceiling(s)Ceiling Fan(s)Blinds/ShadesGas LogWalk-In Closet(s)

Property Details

Construction

Vinyl Siding Wood Frame

Outdoor Features

PorchDeck

Parking

Paved or SurfacedOff Street

Heating

Heat Pump (Heating)Electric (Heating)

Cooling

Central Air

Appliances

Built-In MicrowaveRefrigeratorDishwasherElectric Range

Questions & Answers

This 3-bedroom, 2-bathroom single family at 103 NE 5th Street is listed at $465,000 ($358/sqft). The estimated monthly payment is $2,487 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1999, 0.15 acre lot, Fireplace. Interior Features: Master Downstairs, Walk-in Closet(s), Vaulted Ceiling(s).

This property is listed by Lindsey M Jenkins.

LJ

Lindsey M Jenkins

License 300358

Agent at Century 21 Collective

Listed by Century 21 Collective · Broker phone: 9102337647 · View on Broker Site

MLS# 100558443· Source: Hive MLS· 238 days on PropertySimple

Copyright © 2026 Hive MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

103 NE 5th Street, Oak Island, NC 28465

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