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About This Home

This 2-bedroom, 2-bathroom single family at 103 Penny Lane in Valparaiso, FL is listed for $295,250 ($292 per sqft). Built in 2024, the home offers 1,012 sqft of living space on a 0.06 acres lot.

Agent Description

Affordability meets coastal charm at 103 Penny Lane. Low-maintenance living with exceptionally low monthly costs--this is the kind of home that just makes sense. Walk in to high ceilings and modern 2 panel doors that give off a grand vibe! Enjoy breakfast at your new eat-in kitchen bar and relax by the firepit in the evening. Granite, shaker style cabinets, laminate vinyl plank flooring throughout AND a durable metal roof ensure that you will not be spending your weekends on projects or lawn maintenance.

Key Features

  • Built in 2024
  • 0.06 acre lot
  • 2 parking spaces

Property Details

1 story
2 full
2 spaces
2024

Amenities

A/C

Monthly Cost Estimate

$1,702/mo

20% down · 6.5% · 30 years

Principal$214
Interest$1,279
Insurance$86
HOA$123

Estimates only. Actual payments may vary.

Location

103 Penny Lane

Valparaiso, FL 32580

KAKE COTTAGES

Features & Amenities

Interior Features

Lighting RecessedNewly PaintedPantryWasher/Dryer Hookup

Exterior Features

Sprinkler System

Property Details

Flooring

Vinyl

Construction

Frame Siding Brick Some Siding CmntFbrHrdBrd Trim Vinyl

Pool Features

Porch

Cooling

Central Air

Appliances

DishwasherDisposalMicrowaveRefrigeratorStove/Oven Electric

Questions & Answers

This 2-bedroom, 2-bathroom single family at 103 Penny Lane is listed at $295,250 ($292/sqft). The estimated monthly payment is $1,402 based on 20% down at 6.5% interest.

HOA fees are $123/month.

Key features include: Built in 2024, 0.06 acre lot, 2 parking spaces. Interior Features: Lighting Recessed, Newly Painted, Pantry. Exterior Features: Sprinkler System.

This property is listed by Melissa R Jolley and can be reached at 8504457364 or meljolley38@gmail.com.

MJ

Melissa R Jolley

Agent at Coldwell Banker Realty

(850) 445-7364

Listed by Coldwell Banker Realty · View on Broker Site

MLS# 1002153· Source: listhub· Updated 30 days ago

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

103 Penny Lane, Valparaiso, FL 32580

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