# 103 Prospect Street, Schenectady, NY 12308

> **TL;DR:** 5bd/2ba multi-family, $242,900 ($158/sqft), built 1915, 1,536 sqft. Est. $1,299/mo. Listed 173 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $242,900 |
| Price/sqft | $158 |
| Bedrooms | 5 |
| Bathrooms | 2 full |
| Square Feet | 1,536 |
| Year Built | 1915 |
| Lot Size | 3,485 sqft (0.08 acres) |
| Property Type | Multi-Family (Duplex) |
| Status | Active |
| Days on Market | 173 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,228 |
| Estimated Insurance | $71 |
| **Total** | **$1,299** |

## Nearby Schools

- **High:** Schenectady

## Property Highlights

- Built in 1915
- 0.08 acre lot
- 2 parking spaces

## Description

### AI Summary
This 1,536-square-foot, five-bedroom, two-bath multi-family home in Schenectady, NY, was built in 1915 and sits on a 0.08-acre lot. The first-floor apartment includes a living room, dining room, kitchen, two bedrooms, and one bathroom. The second-floor unit offers three bedrooms and one bathroom. Each apartment has separate heat and utilities, with natural gas forced-air heating. Washer and dryer hookups are located in the basement. One apartment was left vacant to facilitate the sale. The property includes two parking spaces and high-speed internet. Listed at $242,900, 103 Prospect Street provides a two-unit layout with five bedrooms across both flats and functional separation between utilities. Its established construction date, basement laundry hookups, and parking complement the flexible multi-family configuration.

### Agent Description
Nice Two Family house with LR, DR, Kitchen, 2 BRs on 1st floor apartment and 3 BRS in the 2nd floor unit - and bath in each flat - Separate heat & Utilities - Washer & Dryer Hookups in basement - One flat was left vacant to facilitate the sale.

## Location

- **Address:** 103 Prospect Street, Schenectady, NY 12308
- **County:** Schenectady
- **Coordinates:** 42.812189, -73.929995
- **Google Maps:** https://www.google.com/maps?q=42.812189,-73.929995

## Virtual Tour & Media

- **Video Tour:** https://app.doaudiotours.com/unbranded?id=18590&lang=en-US

## Listing Agent

- **Name:** Peg Wos · **License:** 40WO0245429
- **Brokerage:** Ron DiDonna Real Estate & Appraisal
- **Phone:** 5188784541
- **Broker Phone:** (518) 377-2251
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/103-Prospect-St_Schenectady_NY_12308_M47179-95112?f=listhub&s=CRMLSNY&m=202613871&c=propsimple)

## Photos

![103 Prospect Street - Photo 1](http://lh.rdcpix.com/c97312619ea000dd46ca795b7293150el-f1902524128r.jpg)

---

**MLS#:** 202613871 | **Updated:** 2026-09-02
**Source:** listhub

*Copyright © 2026 Global MLS, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/103-prospect-street-schenectady-ny-12308-02613871)

---

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