About This Home

This 3-bedroom, 2-bathroom single family at 103 Saddle Trail in Royal Palm Beach, FL is listed for $500,000 ($366 per sqft). Built in 1995, the home offers 1,366 sqft of living space on a 0.11 acres lot.

Key Features

  • Built in 1995
  • 0.11 acre lot
  • 4 parking spaces

Property Details

1 story
2 full
2-car garage
1995

Amenities

A/C
Listing Description

Big Updates, Low HOA & Easy Florida Living in Saratoga! Welcome to the beautiful Saratoga Lakes, where low HOA fees, a great Royal Palm Beach location, and a long list of valuable improvements come together in one very appealing home. This gorgeous single-story residence offers three bedrooms, two bathrooms, 1,366 square feet of living space with v

aulted ceilings, and a two-car garage, but the real story here is just how much has already been done. Now you can customize this one story interior to make it your own, and get into this gorgeous community at a low price! Let's start with the expensive stuff.

The roof was replaced in 2018, and that same year the entire home was replumbed. The air conditioning system has also been replaced over the past several years. Add accordion hurricane shutters and wiring already in place for a whole-house generator, and some of the biggest items on a Florida homeowner's checklist have already been addressed.

The outdoor space is just as practical. The backyard is fully fenced, the fence was installed in 2018, and all screens on the front and rear patios were replaced that same year. Even better, the sprinkler system runs on well water, so keeping the South Florida lawn looking good does not mean watching your water bill climb along with the grass.

The home also features keypad garage entry and an existing ten-camera security system. Saratoga Lakes residents enjoy a beautifully remodeled community pool, while the refreshingly low HOA fee includes basic cable and internet. There is a lot to love about a home where the previous owners have already tackled so many of the projects buyers would rather not inherit.

Combine that with single-story living, a two-car garage, a fenced yard, hurricane protection, a low HOA, and a fantastic Royal Palm Beach location, and this one deserves a spot at the top of the list.

Monthly Cost Estimate

$2,824/mo

20% down · 6.5% · 30 years

Principal$362
Interest$2,167
Insurance$146
HOA$150

Estimates only. Actual payments may vary.

Location

103 Saddle Trail

Royal Palm Beach, FL 33411

SARATOGA AT ROYAL PALM 3

Features & Amenities

Interior Features

Cathedral Ceiling(s)Entrance FoyerPantryVaulted Ceiling(s)Walk-In Closet(s)

Property Details

Flooring

CarpetTile - Ceramic

Construction

CBS

Outdoor Features

Patio

Parking

On StreetGarageGarage - AttachedOpen

Heating

Central

Cooling

Central Air

Appliances

Electric Water HeaterDishwasherDisposalDryerElectric RangeIce MakerMicrowaveRefrigeratorWasherWater Heater

Questions & Answers

This 3-bedroom, 2-bathroom single family at 103 Saddle Trail is listed at $500,000 ($366/sqft). The estimated monthly payment is $2,824 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $150/month.

Key features include: Built in 1995, 0.11 acre lot, 4 parking spaces. Interior Features: Cathedral Ceiling(s), Entrance Foyer, Pantry.

This property is listed by Tracy Ciucci.

TC

Tracy Ciucci

License 3368267

Agent at Realty professionals of Boynton Beach, LLC

Listed by Realty professionals of Boynton Beach, LLC · Broker phone: (561) 735-3000 · View on Broker Site · Broker website

MLS# B26072295· Source: BeachesMLS· 56 days on PropertySimple

Copyright © 2026 BeachesMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

103 Saddle Trail, Royal Palm Beach, FL 33411

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