# 103 Saddle Trail, Royal Palm Beach, FL 33411 > **TL;DR:** 3bd/2ba single family, $500,000 ($366/sqft), built 1995, 1,366 sqft. > A/C, 2-car garage. Est. $2,824/mo. Listed 57 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $500,000 | | Price/sqft | $366 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 1,366 | | Year Built | 1995 | | Lot Size | 4,792 sqft (0.11 acres) | | Stories | 1 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active Under Contract | | Days on Market | 57 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,528 | | Estimated Insurance | $146 | | HOA | $150 | | **Total** | **$2,824** | ## Nearby Schools - **Elementary:** H. L. Johnson - **Middle:** Crestwood - **High:** Royal Palm Beach ## Key Amenities - A/C - 2-car garage ## Property Highlights - Built in 1995 - 0.11 acre lot - 4 parking spaces ## Description ### Agent Description Big Updates, Low HOA & Easy Florida Living in Saratoga! Welcome to the beautiful Saratoga Lakes, where low HOA fees, a great Royal Palm Beach location, and a long list of valuable improvements come together in one very appealing home. This gorgeous single-story residence offers three bedrooms, two bathrooms, 1,366 square feet of living space with vaulted ceilings, and a two-car garage, but the real story here is just how much has already been done. Now you can customize this one story interior to make it your own, and get into this gorgeous community at a low price! Let's start with the expensive stuff. The roof was replaced in 2018, and that same year the entire home was replumbed. The air conditioning system has also been replaced over the past several years. Add accordion hurricane shutters and wiring already in place for a whole-house generator, and some of the biggest items on a Florida homeowner's checklist have already been addressed. The outdoor space is just as practical. The backyard is fully fenced, the fence was installed in 2018, and all screens on the front and rear patios were replaced that same year. Even better, the sprinkler system runs on well water, so keeping the South Florida lawn looking good does not mean watching your water bill climb along with the grass. The home also features keypad garage entry and an existing ten-camera security system. Saratoga Lakes residents enjoy a beautifully remodeled community pool, while the refreshingly low HOA fee includes basic cable and internet. There is a lot to love about a home where the previous owners have already tackled so many of the projects buyers would rather not inherit. Combine that with single-story living, a two-car garage, a fenced yard, hurricane protection, a low HOA, and a fantastic Royal Palm Beach location, and this one deserves a spot at the top of the list. ## Location - **Address:** 103 Saddle Trail, Royal Palm Beach, FL 33411 - **County:** Palm Beach - **Neighborhood:** SARATOGA AT ROYAL PALM 3 - **Coordinates:** 26.727335, -80.233607 - **Google Maps:** https://www.google.com/maps?q=26.727335,-80.233607 ## Virtual Tour & Media - **Video Tour:** https://www.propertypanorama.com/103-Saddle-Trail-Royal-Palm-Beach-FL-33411/unbranded ## Listing Agent - **Name:** Tracy Ciucci · **License:** 3368267 - **Brokerage:** Realty professionals of Boynton Beach, LLC - **Broker Phone:** (561) 735-3000 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/103-Saddle-Trl_Royal-Palm-Beach_FL_33411_M68492-78992?f=listhub&s=RMLSFL&m=B26072295&c=propsimple) ## Photos ![103 Saddle Trail - Photo 1](http://lh.rdcpix.com/7bb2f6188c36a893dd480f647dd92cccl-f2778060924r.jpg) ![103 Saddle Trail - Photo 2](http://lh.rdcpix.com/7bb2f6188c36a893dd480f647dd92cccl-f1933150856r.jpg) ![103 Saddle Trail - Photo 3](http://lh.rdcpix.com/7bb2f6188c36a893dd480f647dd92cccl-f3768763997r.jpg) ![103 Saddle Trail - Photo 4](http://lh.rdcpix.com/7bb2f6188c36a893dd480f647dd92cccl-f2715248444r.jpg) ![103 Saddle Trail - Photo 5](http://lh.rdcpix.com/7bb2f6188c36a893dd480f647dd92cccl-f2821144300r.jpg) ![103 Saddle Trail - Photo 6](http://lh.rdcpix.com/7bb2f6188c36a893dd480f647dd92cccl-f410207261r.jpg) ![103 Saddle Trail - Photo 7](http://lh.rdcpix.com/7bb2f6188c36a893dd480f647dd92cccl-f1787107458r.jpg) ![103 Saddle Trail - Photo 8](http://lh.rdcpix.com/7bb2f6188c36a893dd480f647dd92cccl-f3451967816r.jpg) ![103 Saddle Trail - Photo 9](http://lh.rdcpix.com/7bb2f6188c36a893dd480f647dd92cccl-f1168050448r.jpg) ![103 Saddle Trail - Photo 10](http://lh.rdcpix.com/7bb2f6188c36a893dd480f647dd92cccl-f4203248782r.jpg) ![103 Saddle Trail - Photo 11](http://lh.rdcpix.com/7bb2f6188c36a893dd480f647dd92cccl-f3814178382r.jpg) ![103 Saddle Trail - Photo 12](http://lh.rdcpix.com/7bb2f6188c36a893dd480f647dd92cccl-f1765621778r.jpg) ![103 Saddle Trail - Photo 13](http://lh.rdcpix.com/7bb2f6188c36a893dd480f647dd92cccl-f3721642397r.jpg) ![103 Saddle Trail - Photo 14](http://lh.rdcpix.com/7bb2f6188c36a893dd480f647dd92cccl-f1358902222r.jpg) ![103 Saddle Trail - Photo 15](http://lh.rdcpix.com/7bb2f6188c36a893dd480f647dd92cccl-f644388582r.jpg) ![103 Saddle Trail - Photo 16](http://lh.rdcpix.com/7bb2f6188c36a893dd480f647dd92cccl-f3844431416r.jpg) ![103 Saddle Trail - Photo 17](http://lh.rdcpix.com/7bb2f6188c36a893dd480f647dd92cccl-f659582991r.jpg) ![103 Saddle Trail - Photo 18](http://lh.rdcpix.com/7bb2f6188c36a893dd480f647dd92cccl-f4027180523r.jpg) ![103 Saddle Trail - Photo 19](http://lh.rdcpix.com/7bb2f6188c36a893dd480f647dd92cccl-f3838020135r.jpg) ![103 Saddle Trail - Photo 20](http://lh.rdcpix.com/7bb2f6188c36a893dd480f647dd92cccl-f2519896001r.jpg) ![103 Saddle Trail - Photo 21](http://lh.rdcpix.com/7bb2f6188c36a893dd480f647dd92cccl-f221223978r.jpg) ![103 Saddle Trail - Photo 22](http://lh.rdcpix.com/7bb2f6188c36a893dd480f647dd92cccl-f1182989038r.jpg) ![103 Saddle Trail - Photo 23](http://lh.rdcpix.com/7bb2f6188c36a893dd480f647dd92cccl-f3260943710r.jpg) ![103 Saddle Trail - Photo 24](http://lh.rdcpix.com/7bb2f6188c36a893dd480f647dd92cccl-f276338924r.jpg) ![103 Saddle Trail - Photo 25](http://lh.rdcpix.com/7bb2f6188c36a893dd480f647dd92cccl-f864827218r.jpg) ![103 Saddle Trail - Photo 26](http://lh.rdcpix.com/7bb2f6188c36a893dd480f647dd92cccl-f1538261365r.jpg) ![103 Saddle Trail - Photo 27](http://lh.rdcpix.com/7bb2f6188c36a893dd480f647dd92cccl-f1752400655r.jpg) ![103 Saddle Trail - Photo 28](http://lh.rdcpix.com/7bb2f6188c36a893dd480f647dd92cccl-f3026830707r.jpg) ![103 Saddle Trail - Photo 29](http://lh.rdcpix.com/7bb2f6188c36a893dd480f647dd92cccl-f4260317605r.jpg) ![103 Saddle Trail - Photo 30](http://lh.rdcpix.com/7bb2f6188c36a893dd480f647dd92cccl-f3345056189r.jpg) ![103 Saddle Trail - Photo 31](http://lh.rdcpix.com/7bb2f6188c36a893dd480f647dd92cccl-f3315098570r.jpg) ![103 Saddle Trail - Photo 32](http://lh.rdcpix.com/7bb2f6188c36a893dd480f647dd92cccl-f1552986896r.jpg) ![103 Saddle Trail - Photo 33](http://lh.rdcpix.com/7bb2f6188c36a893dd480f647dd92cccl-f3057819734r.jpg) ![103 Saddle Trail - Photo 34](http://lh.rdcpix.com/7bb2f6188c36a893dd480f647dd92cccl-f2778060924r.jpg) ![103 Saddle Trail - Photo 35](http://lh.rdcpix.com/7bb2f6188c36a893dd480f647dd92cccl-f2902695943r.jpg) --- **MLS#:** B26072295 | **Updated:** 2026-10-29 **Source:** listhub *Copyright © 2026 BeachesMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/103-saddle-trail-royal-palm-beach-fl-33411-e57444d58cfd4c4faf91cc636ba285df) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/103-saddle-trail-royal-palm-beach-fl-33411-e57444d58cfd4c4faf91cc636ba285df#listing", "url": "https://www.propertysimple.ai/listing/103-saddle-trail-royal-palm-beach-fl-33411-e57444d58cfd4c4faf91cc636ba285df", "name": "103 Saddle Trail, Royal Palm Beach, FL 33411", "description": "Big Updates, Low HOA & Easy Florida Living in Saratoga! Welcome to the beautiful Saratoga Lakes, where low HOA fees, a great Royal Palm Beach location, and a long list of valuable improvements come together in one very appealing home. This gorgeous single-story residence offers three bedrooms, two bathrooms, 1,366 square feet of living space with vaulted ceilings, and a two-car garage, but the real story here is just how much has already been done. Now you can customize this one story interior to make it your own, and get into this gorgeous community at a low price! Let's start with the expensive stuff. The roof was replaced in 2018, and that same year the entire home was replumbed. The air conditioning system has also been replaced over the past several years. Add accordion hurricane shutters and wiring already in place for a whole-house generator, and some of the biggest items on a Florida homeowner's checklist have already been addressed. The outdoor space is just as practical. The backyard is fully fenced, the fence was installed in 2018, and all screens on the front and rear patios were replaced that same year. Even better, the sprinkler system runs on well water, so keeping the South Florida lawn looking good does not mean watching your water bill climb along with the grass. The home also features keypad garage entry and an existing ten-camera security system. Saratoga Lakes residents enjoy a beautifully remodeled community pool, while the refreshingly low HOA fee includes basic cable and internet. There is a lot to love about a home where the previous owners have already tackled so many of the projects buyers would rather not inherit. 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