# 103 Summit, Waterloo, IA 50701

> **TL;DR:** 3bd/1ba single family, $109,999 ($97/sqft), built 1907, 1,130 sqft.
> Hardwood, A/C. Est. $588/mo. Listed 25 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $109,999 |
| Price/sqft | $97 |
| Bedrooms | 3 |
| Bathrooms | 1 full |
| Square Feet | 1,130 |
| Year Built | 1907 |
| Lot Size | 3,920 sqft (0.09 acres) |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 25 |

## Why This Home Stands Out

- **Hardwood Floors** - Hardwood flooring listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $556 |
| Estimated Insurance | $32 |
| **Total** | **$588** |

## Nearby Schools

- **Elementary:** Irving Elementary - Wloo
- **Middle:** Hoover Intermediate
- **High:** West High - Waterloo

## Key Amenities

- Hardwood
- A/C

## Property Highlights

- Built in 1907
- 0.09 acre lot

## Description

### Agent Description
Welcome home to this charming 1 1/2-story home offering 3 bedrooms, 1 bath, and plenty of updates throughout! Enjoy two enclosed porches, including a welcoming front porch that's perfect for relaxing with your favorite beverage. Inside, you'll find hardwood floors and a nicely updated kitchen and countertops, with appliances that are less than two years old. The upper level features new windows and new flooring, adding to the many improvements already completed. The unfinished lower level provides plenty of room for storage and additional possibilities. The furnace, central air, and water heater have all recently been checked and are in good working order, and a new sewer line has been installed out back. With its combination of character, updates, and comfortable living spaces, this home is ready for its next owner!

## Location

- **Address:** 103 Summit, Waterloo, IA 50701
- **County:** Black Hawk
- **Coordinates:** 42.488943, -92.356214
- **Google Maps:** https://www.google.com/maps?q=42.488943,-92.356214

## Listing Agent

- **Name:** Karmen Schwake
- **Brokerage:** Oakridge Real Estate
- **Phone:** 3192391281
- **Broker Phone:** (319) 277-5005
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/103-Summit-Ave_Waterloo_IA_50701_M77488-80213?f=listhub&s=WCFBORIA&m=20264043&c=propsimple)

## Photos

![103 Summit - Photo 1](http://lh.rdcpix.com/5ef3cb4b665056da758b851bcc8af915l-f528346822r.jpg)

![103 Summit - Photo 2](http://lh.rdcpix.com/5ef3cb4b665056da758b851bcc8af915l-f4071996738r.jpg)

![103 Summit - Photo 3](http://lh.rdcpix.com/5ef3cb4b665056da758b851bcc8af915l-f1717659177r.jpg)

![103 Summit - Photo 4](http://lh.rdcpix.com/5ef3cb4b665056da758b851bcc8af915l-f894822985r.jpg)

![103 Summit - Photo 5](http://lh.rdcpix.com/5ef3cb4b665056da758b851bcc8af915l-f2117610759r.jpg)

![103 Summit - Photo 6](http://lh.rdcpix.com/5ef3cb4b665056da758b851bcc8af915l-f301473736r.jpg)

![103 Summit - Photo 7](http://lh.rdcpix.com/5ef3cb4b665056da758b851bcc8af915l-f2656453303r.jpg)

![103 Summit - Photo 8](http://lh.rdcpix.com/5ef3cb4b665056da758b851bcc8af915l-f3403740945r.jpg)

![103 Summit - Photo 9](http://lh.rdcpix.com/5ef3cb4b665056da758b851bcc8af915l-f732955285r.jpg)

![103 Summit - Photo 10](http://lh.rdcpix.com/5ef3cb4b665056da758b851bcc8af915l-f2890099723r.jpg)

![103 Summit - Photo 11](http://lh.rdcpix.com/5ef3cb4b665056da758b851bcc8af915l-f1740933305r.jpg)

![103 Summit - Photo 12](http://lh.rdcpix.com/5ef3cb4b665056da758b851bcc8af915l-f3148881441r.jpg)

![103 Summit - Photo 13](http://lh.rdcpix.com/5ef3cb4b665056da758b851bcc8af915l-f547876381r.jpg)

![103 Summit - Photo 14](http://lh.rdcpix.com/5ef3cb4b665056da758b851bcc8af915l-f2120350589r.jpg)

![103 Summit - Photo 15](http://lh.rdcpix.com/5ef3cb4b665056da758b851bcc8af915l-f1232805067r.jpg)

![103 Summit - Photo 16](http://lh.rdcpix.com/5ef3cb4b665056da758b851bcc8af915l-f4232755506r.jpg)

![103 Summit - Photo 17](http://lh.rdcpix.com/5ef3cb4b665056da758b851bcc8af915l-f3643316346r.jpg)

![103 Summit - Photo 18](http://lh.rdcpix.com/5ef3cb4b665056da758b851bcc8af915l-f2081021197r.jpg)

![103 Summit - Photo 19](http://lh.rdcpix.com/5ef3cb4b665056da758b851bcc8af915l-f2827580060r.jpg)

![103 Summit - Photo 20](http://lh.rdcpix.com/5ef3cb4b665056da758b851bcc8af915l-f587084324r.jpg)

![103 Summit - Photo 21](http://lh.rdcpix.com/5ef3cb4b665056da758b851bcc8af915l-f891326839r.jpg)

![103 Summit - Photo 22](http://lh.rdcpix.com/5ef3cb4b665056da758b851bcc8af915l-f1414172249r.jpg)

![103 Summit - Photo 23](http://lh.rdcpix.com/5ef3cb4b665056da758b851bcc8af915l-f3093381624r.jpg)

![103 Summit - Photo 24](http://lh.rdcpix.com/5ef3cb4b665056da758b851bcc8af915l-f258913160r.jpg)

![103 Summit - Photo 25](http://lh.rdcpix.com/5ef3cb4b665056da758b851bcc8af915l-f1654861869r.jpg)

![103 Summit - Photo 26](http://lh.rdcpix.com/5ef3cb4b665056da758b851bcc8af915l-f57732760r.jpg)

---

**MLS#:** 20264043 | **Updated:** 2026-09-15
**Source:** listhub

*Copyright © 2026 Northeast Iowa Regional Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/103-summit-waterloo-ia-50701-20264043)

---

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