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About This Home

This 0-bedroom, 0-bathroom commercial at 103 Water Street in Horse Cave, KY is listed for $159,900. Built in 1917, on a 0.06 acres lot.

Agent Description

Located in the heart of downtown Horse Cave, this spacious brick commercial building offers excellent visibility and versatility on Water Street. The main level, currently being used for an antique store, features over 2,600± square feet of retail or commercial space with large display windows fronting Water Street, ideal for retail, showroom, office, or boutique use.

The upper level offers an additional 2,600± square feet and is currently utilized as residential living space, providing strong potential for rental income, professional office use, or expanded retail frontage. The upper level can be accessed separately from the exterior, allowing for independent use from the main floor.

Full of character and charm, this property is centrally located among established downtown businesses and is within walking distance of the Hidden River Cave Museum. With solid brick construction, flexible layout, and multiple-use potential, this property presents an outstanding opportunity for investors, business owners, or owner-occupants seeking a downtown presence in Horse Cave.

Key Features

  • Built in 1917
  • 0.06 acre lot
  • 2 stories

Property Details

2 stories
1917

Amenities

Hardwood

Monthly Cost Estimate

$855/mo

20% down · 6.5% · 30 years

Principal$116
Interest$693
Insurance$47

Estimates only. Actual payments may vary.

Location

103 Water Street

Horse Cave, KY 42749

None

Features & Amenities

Interior Features

Finished

Property Details

Flooring

HardwoodTileVinyl

Construction

Brick

Parking

Parking Lot

Heating

Central

Cooling

Central Air

Questions & Answers

This 0-bedroom, 0-bathroom commercial at 103 Water Street is listed at $159,900. The estimated monthly payment is $693 based on 20% down at 6.5% interest.

Key features include: Built in 1917, 0.06 acre lot, 2 stories. Interior Features: Finished.

This property is listed by Zachary French and can be reached at 2707807777 or zfrenchrealtorauctioneer@gmail.com.

ZF

Zachary French

Agent at Mills Real Estate & Auction

(270) 780-7777

Listed by Mills Real Estate & Auction · View on Broker Site

MLS# RA20257127· Source: listhub· Updated 161 days ago

Copyright © 2026 REALTOR® Association of Southern Kentucky, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

103 Water Street, Horse Cave, KY 42749

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