# 103 Water Street, Horse Cave, KY 42749

> **TL;DR:** 3bd/1ba single family, $164,900 ($31/sqft), built 1917, 5,320 sqft.
> Fireplace, Hardwood. Est. $715/mo. Listed 161 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $164,900 |
| Price/sqft | $31 |
| Bedrooms | 3 |
| Bathrooms | 1 full |
| Square Feet | 5,320 |
| Year Built | 1917 |
| Lot Size | 2,614 sqft (0.06 acres) |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 161 |

## Why This Home Stands Out

- **Hardwood Floors** - Throughout the home

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $715 |
| **Total** | **$715** |

## Nearby Schools

- **Elementary:** Hart County
- **Middle:** Hart County
- **High:** Hart County

## Key Amenities

- Fireplace
- Hardwood

## Property Highlights

- Built in 1917
- 0.06 acre lot
- Fireplace

## Description

### Agent Description
Located in the heart of downtown Horse Cave, this spacious brick commercial building offers excellent visibility and versatility on WaterStreet. The main level, currently being used for an antique store, features over 2,600± square feet of retail or commercial space withlarge display windows fronting Water Street, ideal for retail, showroom, office, or boutique use. The upper level offers an additional 2,600± square feet and is currently utilized as residential living space, providing strong potential for rental income, professional office use,or expanded retail frontage. The upper level can be accessed separately from the exterior, allowing for independent use from the mainfloor. Full of character and charm, this property is centrally located among established downtown businesses and is within walkingdistance of the Hidden River Cave Museum. With solid brick construction, flexible layout, and multiple-use potential, this propertypresents an outstanding opportunity for investors, business owners, or owner-occupants seeking a downtown presence in Horse Cave.

## Location

- **Address:** 103 Water Street, Horse Cave, KY 42749
- **County:** Hart
- **Neighborhood:** None
- **Coordinates:** 37.1796525, -85.9065312
- **Google Maps:** https://www.google.com/maps?q=37.1796525,-85.9065312

## Listing Agent

- **Name:** Zachary French
- **Brokerage:** Mills Real Estate & Auction
- **Phone:** 2707807777
- **Email:** zfrenchrealtorauctioneer@gmail.com

## Primary Photo

![103 Water Street - Primary Photo](http://lh.rdcpix.com/0b328a8d80f8eb145d8e51f2af9378c4l-f2963667699r.jpg)

*35 total photos available on [listing page](https://www.propertysimple.com/listing/103-water-street-horse-cave-ky-42749-20260867)*

---

**MLS#:** RA20260867 | **Updated:** 2026-06-19
**Source:** listhub

*Copyright © 2026 REALTOR® Association of Southern Kentucky, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/103-water-street-horse-cave-ky-42749-20260867)

---

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