# 1030 E Highway 98 #12, Destin, FL 32541 > **TL;DR:** 1bd/1ba condo, $289,000 ($482/sqft), built 1973, 600 sqft. > Waterfront, A/C. Est. $2,775/mo. Listed 159 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $289,000 | | Price/sqft | $482 | | Bedrooms | 1 | | Bathrooms | 1 full | | Square Feet | 600 | | Year Built | 1973 | | Stories | 4 | | Property Type | Condo (Condominium) | | Status | Active | | Days on Market | 159 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,461 | | Estimated Insurance | $84 | | HOA | $1,230 | | **Total** | **$2,775** | ## Nearby Schools - **Elementary:** Destin - **Middle:** Destin - **High:** Destin ## Key Amenities - Waterfront - A/C ## Property Highlights - Built in 1973 - 4 stories - Waterfront ## Description ### Agent Description This ground floor unit allows straight to the incredible white sand beaches of the Gulf without crossing a road. This one bedroom unit has many updates. Hallway wall removed to create a large bedroom, washer/dryer installed which guests love, spa quality bathroom, updated kitchen, tile floors, newer sliding door, beautiful plantation shutters, and quality furniture! Super popular first floor condo! No steps and a easy 75 yard walk to beach. Condo comes with a beach storage locker and is right next to the community pool and BBQ grills. Resort is GATED and offers a Game Room, Tennis, Basketball, Pickleball, Fitness Center and Shuffleboard. Silver Dunes has one of the best (if not the best) planned social calendars for Guests: this is where family memories are made! ## Location - **Address:** 1030 E Highway 98 #12, Destin, FL 32541 - **County:** Okaloosa - **Neighborhood:** SILVER DUNES CONDO - **Coordinates:** 30.385122, -86.469341 - **Google Maps:** https://www.google.com/maps?q=30.385122,-86.469341 ## Listing Agent - **Name:** T Payne Walker · **License:** 615103 - **Brokerage:** My Ardor Realty LLC - **Phone:** 8508554177 - **Broker Phone:** (850) 621-6756 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/1030-Highway-98-E-12_Destin_FL_32541_M63596-45626?f=listhub&s=ECARMLSFL&m=1001620&c=propsimple) ## Photos ![1030 E Highway 98 #12 - Photo 1](http://lh.rdcpix.com/33dab88d6494aa4354ca6c9d66e34d16l-f4171614315r.jpg) ![1030 E Highway 98 #12 - Photo 2](http://lh.rdcpix.com/33dab88d6494aa4354ca6c9d66e34d16l-f1819972118r.jpg) ![1030 E Highway 98 #12 - Photo 3](http://lh.rdcpix.com/33dab88d6494aa4354ca6c9d66e34d16l-f1044785860r.jpg) ![1030 E Highway 98 #12 - Photo 4](http://lh.rdcpix.com/33dab88d6494aa4354ca6c9d66e34d16l-f1316300058r.jpg) ![1030 E Highway 98 #12 - Photo 5](http://lh.rdcpix.com/33dab88d6494aa4354ca6c9d66e34d16l-f1901563221r.jpg) ![1030 E Highway 98 #12 - Photo 6](http://lh.rdcpix.com/33dab88d6494aa4354ca6c9d66e34d16l-f2309969919r.jpg) ![1030 E Highway 98 #12 - Photo 7](http://lh.rdcpix.com/33dab88d6494aa4354ca6c9d66e34d16l-f1549123950r.jpg) ![1030 E Highway 98 #12 - Photo 8](http://lh.rdcpix.com/33dab88d6494aa4354ca6c9d66e34d16l-f837603375r.jpg) ![1030 E Highway 98 #12 - Photo 9](http://lh.rdcpix.com/33dab88d6494aa4354ca6c9d66e34d16l-f4144810872r.jpg) ![1030 E Highway 98 #12 - Photo 10](http://lh.rdcpix.com/33dab88d6494aa4354ca6c9d66e34d16l-f1601610338r.jpg) ![1030 E Highway 98 #12 - Photo 11](http://lh.rdcpix.com/33dab88d6494aa4354ca6c9d66e34d16l-f1524932085r.jpg) ![1030 E Highway 98 #12 - Photo 12](http://lh.rdcpix.com/33dab88d6494aa4354ca6c9d66e34d16l-f2038955719r.jpg) --- **MLS#:** 1001620 | **Updated:** 2026-10-02 **Source:** listhub *Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/1030-e-highway-98-destin-fl-32541-1001620) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/1030-e-highway-98-destin-fl-32541-1001620#listing", "url": "https://www.propertysimple.ai/listing/1030-e-highway-98-destin-fl-32541-1001620", "name": "1030 E Highway 98 #12, Destin, FL 32541", "description": "This ground floor unit allows straight to the incredible white sand beaches of the Gulf without crossing a road. This one bedroom unit has many updates. Hallway wall removed to create a large bedroom, washer/dryer installed which guests love, spa quality bathroom, updated kitchen, tile floors, newer sliding door, beautiful plantation shutters, and quality furniture! 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