# 1030 U.S. 98 #45, Destin, FL 32541

> **TL;DR:** 2bd/3ba condo, $575,000 ($383/sqft), built 1973, 1,500 sqft.
> Waterfront, A/C. Est. $4,306/mo. Listed 1 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $575,000 |
| Price/sqft | $383 |
| Bedrooms | 2 |
| Bathrooms | 2 full, 1 half |
| Square Feet | 1,500 |
| Year Built | 1973 |
| Stories | 5 |
| Property Type | Condo (Condominium) |
| Status | Active |
| Days on Market | 1 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,908 |
| Estimated Insurance | $168 |
| HOA | $1,230 |
| **Total** | **$4,306** |

## Nearby Schools

- **Elementary:** Destin
- **Middle:** Destin
- **High:** Destin

## Key Amenities

- Waterfront
- A/C

## Property Highlights

- Built in 1973
- 5 stories
- Waterfront

## Description

### Agent Description
Experience breathtaking Gulf views and effortless coastal living from this beautifully updated, top-floor condo in the gated Gulf-front community of Silver Dunes. Ideally positioned just steps from Destin's famous sugar-white sand and emerald waters, this two-story residence offers exceptional views, spacious accommodations, and an impressive collection of resort amenities. Recently upgraded, the condo features a gorgeous remodeled kitchen with modern cabinetry, granite countertops, tile flooring, upgraded lighting, and plenty of space for preparing meals and entertaining. The adjoining dining area flows seamlessly into the spacious living room, where large glass doors frame stunning views of the Gulf and open to an expansive full-width balcony. Whether enjoying morning coffee, an afternoon sea breeze, or one of Destin's unforgettable sunsets, this outdoor space is the perfect extension of the living area. The main level also includes a convenient guest half bath. Upstairs, you'll find two generously sized bedrooms, each with its own full ensuite bathroom, along with a laundry area. The Gulf-front primary suite features its own private balcony, creating a peaceful retreat with spectacular views of the coastline. With two queen beds in the primary suite, a double and twin bed in the guest bedroom, and a queen sleeper sofa in the living room, the condo comfortably accommodates up to nine guests. With its desirable Gulf-front location and flexible sleeping arrangements, this property offers excellent potential as a vacation rental, second home, or personal beach retreat. Silver Dunes offers an outstanding resort experience with a large Gulf-front swimming pool, children's pool, expansive beachfront lawn, fitness center, lighted tennis courts, shuffleboard, arcade/game room, grilling areas, and direct access to the beach. Located in the heart of Destin, you're just minutes from some of the area's most popular dining, shopping, golf, fishing, boating, and family attractions, including Destin Harbor and Big Kahuna's Water & Adventure Park. From panoramic Gulf views and multiple balconies to the beautifully remodeled interior and resort-style amenities, this top-floor condo delivers everything you need to enjoy the Destin lifestyle.

## Location

- **Address:** 1030 U.S. 98 #45, Destin, FL 32541
- **County:** Okaloosa
- **Neighborhood:** SILVER DUNES CONDO
- **Coordinates:** 30.385116, -86.469334
- **Google Maps:** https://www.google.com/maps?q=30.385116,-86.469334

## Listing Agent

- **Name:** Lyndon T Jackson · **License:** 3441215
- **Brokerage:** The Naumann Group Real Estate, Inc
- **Phone:** 8504195072
- **Broker Phone:** (850) 213-4034
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/1030-Highway-98-E-45_Destin_FL_32541_M63699-31026?f=listhub&s=ECARMLSFL&m=1012097&c=propsimple)

## Photos

![1030 U.S. 98 #45 - Photo 1](http://lh.rdcpix.com/b781d27148b720fdb0854d6d32911a44l-f50333623r.jpg)

![1030 U.S. 98 #45 - Photo 2](http://lh.rdcpix.com/b781d27148b720fdb0854d6d32911a44l-f2009644268r.jpg)

![1030 U.S. 98 #45 - Photo 3](http://lh.rdcpix.com/b781d27148b720fdb0854d6d32911a44l-f2662899503r.jpg)

![1030 U.S. 98 #45 - Photo 4](http://lh.rdcpix.com/b781d27148b720fdb0854d6d32911a44l-f1366285134r.jpg)

![1030 U.S. 98 #45 - Photo 5](http://lh.rdcpix.com/b781d27148b720fdb0854d6d32911a44l-f1170921992r.jpg)

![1030 U.S. 98 #45 - Photo 6](http://lh.rdcpix.com/b781d27148b720fdb0854d6d32911a44l-f3468721514r.jpg)

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![1030 U.S. 98 #45 - Photo 8](http://lh.rdcpix.com/b781d27148b720fdb0854d6d32911a44l-f2940894459r.jpg)

![1030 U.S. 98 #45 - Photo 9](http://lh.rdcpix.com/b781d27148b720fdb0854d6d32911a44l-f2762975432r.jpg)

![1030 U.S. 98 #45 - Photo 10](http://lh.rdcpix.com/b781d27148b720fdb0854d6d32911a44l-f550420053r.jpg)

![1030 U.S. 98 #45 - Photo 11](http://lh.rdcpix.com/b781d27148b720fdb0854d6d32911a44l-f896511243r.jpg)

![1030 U.S. 98 #45 - Photo 12](http://lh.rdcpix.com/b781d27148b720fdb0854d6d32911a44l-f2391599628r.jpg)

![1030 U.S. 98 #45 - Photo 13](http://lh.rdcpix.com/b781d27148b720fdb0854d6d32911a44l-f788850975r.jpg)

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![1030 U.S. 98 #45 - Photo 27](http://lh.rdcpix.com/b781d27148b720fdb0854d6d32911a44l-f3258007693r.jpg)

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![1030 U.S. 98 #45 - Photo 30](http://lh.rdcpix.com/b781d27148b720fdb0854d6d32911a44l-f263030375r.jpg)

![1030 U.S. 98 #45 - Photo 31](http://lh.rdcpix.com/b781d27148b720fdb0854d6d32911a44l-f1206463562r.jpg)

![1030 U.S. 98 #45 - Photo 32](http://lh.rdcpix.com/b781d27148b720fdb0854d6d32911a44l-f3677837174r.jpg)

![1030 U.S. 98 #45 - Photo 33](http://lh.rdcpix.com/b781d27148b720fdb0854d6d32911a44l-f918249431r.jpg)

![1030 U.S. 98 #45 - Photo 34](http://lh.rdcpix.com/b781d27148b720fdb0854d6d32911a44l-f4241172263r.jpg)

![1030 U.S. 98 #45 - Photo 35](http://lh.rdcpix.com/b781d27148b720fdb0854d6d32911a44l-f3361611838r.jpg)

![1030 U.S. 98 #45 - Photo 36](http://lh.rdcpix.com/b781d27148b720fdb0854d6d32911a44l-f3552208015r.jpg)

![1030 U.S. 98 #45 - Photo 37](http://lh.rdcpix.com/b781d27148b720fdb0854d6d32911a44l-f2604071504r.jpg)

![1030 U.S. 98 #45 - Photo 38](http://lh.rdcpix.com/b781d27148b720fdb0854d6d32911a44l-f934865031r.jpg)

![1030 U.S. 98 #45 - Photo 39](http://lh.rdcpix.com/b781d27148b720fdb0854d6d32911a44l-f3662182772r.jpg)

![1030 U.S. 98 #45 - Photo 40](http://lh.rdcpix.com/b781d27148b720fdb0854d6d32911a44l-f3431748668r.jpg)

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![1030 U.S. 98 #45 - Photo 42](http://lh.rdcpix.com/b781d27148b720fdb0854d6d32911a44l-f2013323749r.jpg)

![1030 U.S. 98 #45 - Photo 43](http://lh.rdcpix.com/b781d27148b720fdb0854d6d32911a44l-f635094433r.jpg)

![1030 U.S. 98 #45 - Photo 44](http://lh.rdcpix.com/b781d27148b720fdb0854d6d32911a44l-f1694773248r.jpg)

![1030 U.S. 98 #45 - Photo 45](http://lh.rdcpix.com/b781d27148b720fdb0854d6d32911a44l-f241644802r.jpg)

![1030 U.S. 98 #45 - Photo 46](http://lh.rdcpix.com/b781d27148b720fdb0854d6d32911a44l-f1790179548r.jpg)

![1030 U.S. 98 #45 - Photo 47](http://lh.rdcpix.com/b781d27148b720fdb0854d6d32911a44l-f836882127r.jpg)

![1030 U.S. 98 #45 - Photo 48](http://lh.rdcpix.com/b781d27148b720fdb0854d6d32911a44l-f2713303060r.jpg)

![1030 U.S. 98 #45 - Photo 49](http://lh.rdcpix.com/b781d27148b720fdb0854d6d32911a44l-f1250808097r.jpg)

![1030 U.S. 98 #45 - Photo 50](http://lh.rdcpix.com/b781d27148b720fdb0854d6d32911a44l-f2876681758r.jpg)

![1030 U.S. 98 #45 - Photo 51](http://lh.rdcpix.com/b781d27148b720fdb0854d6d32911a44l-f3510135412r.jpg)

![1030 U.S. 98 #45 - Photo 52](http://lh.rdcpix.com/b781d27148b720fdb0854d6d32911a44l-f3422190397r.jpg)

![1030 U.S. 98 #45 - Photo 53](http://lh.rdcpix.com/b781d27148b720fdb0854d6d32911a44l-f3410705563r.jpg)

![1030 U.S. 98 #45 - Photo 54](http://lh.rdcpix.com/b781d27148b720fdb0854d6d32911a44l-f332673713r.jpg)

![1030 U.S. 98 #45 - Photo 55](http://lh.rdcpix.com/b781d27148b720fdb0854d6d32911a44l-f2924710359r.jpg)

![1030 U.S. 98 #45 - Photo 56](http://lh.rdcpix.com/b781d27148b720fdb0854d6d32911a44l-f3784510841r.jpg)

![1030 U.S. 98 #45 - Photo 57](http://lh.rdcpix.com/b781d27148b720fdb0854d6d32911a44l-f670664567r.jpg)

![1030 U.S. 98 #45 - Photo 58](http://lh.rdcpix.com/b781d27148b720fdb0854d6d32911a44l-f86437641r.jpg)

![1030 U.S. 98 #45 - Photo 59](http://lh.rdcpix.com/b781d27148b720fdb0854d6d32911a44l-f2857237784r.jpg)

![1030 U.S. 98 #45 - Photo 60](http://lh.rdcpix.com/b781d27148b720fdb0854d6d32911a44l-f4200054865r.jpg)

![1030 U.S. 98 #45 - Photo 61](http://lh.rdcpix.com/b781d27148b720fdb0854d6d32911a44l-f3024332707r.jpg)

![1030 U.S. 98 #45 - Photo 62](http://lh.rdcpix.com/b781d27148b720fdb0854d6d32911a44l-f662972763r.jpg)

---

**MLS#:** 1012097 | **Updated:** 2026-09-16
**Source:** listhub

*Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/1030-u-s-98-destin-fl-32541-1012097)

---

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