About This Home

This 2-bedroom, 3-bathroom condo at 1030 US-98 #49 in Destin, FL is listed for $615,000 ($412 per sqft). Built in 1973, the home offers 1,492 sqft of living space on a N/A lot.

Key Features

  • Built in 1973
  • 4 stories
  • 3 parking spaces
  • Waterfront

Property Details

4 stories
2 full, 1 half
3 spaces
#49
1973

Amenities

WaterfrontA/C
Listing Description

Unit 49 at Silver Dunes is a distinctive two-story penthouse offering an exceptional opportunity to own in a very popular established beachfront community in Destin. Located on the top floor of the Penthouse Building, this 2-bedroom, 2-bath residence offers 1,492 square feet of living space with a layout that feels more like a private townhome than a traditional condominium.

The two-level floor plan provides a natural separation between the main living areas and private spaces, creating a comfortable and spacious setting for everyday living or time at the beach. Abundant natural light fills the residence, while the Gulf-facing primary bedroom offers beautiful views of Destin's emerald waters--a remarkable backdrop to wake up to each morning.

Set across approximately eight beautifully maintained acres, Silver Dunes is a gated, low-density beachfront community with approximately 600 feet of private sugar-white sand beach along the Gulf of Mexico. The property offers an extensive collection of amenities, including a seasonally heated swimming pool, fitness center, tennis courts, basketbal

l court, beach volleyball, shuffleboard, game room, grilling and picnic areas, and a lush central courtyard. Silver Dunes is ideally positioned in the heart of Destin, placing owners and guests within minutes of the area's restaurants, shopping, entertainment, golf, HarborWalk Village, and Destin's renowned boating and fishing attractions--all while enjoying the privacy and convenience of a gated beachfront community.

With its two-story penthouse design, generous square footage, Gulf-facing primary suite, updates, and direct access to the beach, Unit 49 presents a unique opportunity for those seeking a primary residence, second home, or investment property along the Emerald Coast.

Monthly Cost Estimate

$4,519/mo

20% down · 6.5% · 30 years

Principal$445
Interest$2,665
Insurance$179
HOA$1,230

Estimates only. Actual payments may vary.

Location

1030 US-98 #49

Destin, FL 32541

SILVER DUNES CONDO

Features & Amenities

Interior Features

Breakfast BarElevatorPantryShelvingWalls MirroredWasher/Dryer Hookup

Exterior Features

BalconyBBQ Pit/GrillSprinkler SystemTennis Court

Property Details

Flooring

VinylTile

Parking

Carport

Cooling

Central Air

Appliances

DishwasherDisposalDryerFreezerRefrigeratorRefrigerator W/IceMkStove/Oven ElectricWasherWater Heater - Elect

Questions & Answers

This 2-bedroom, 3-bathroom condo at 1030 US-98 is listed at $615,000 ($412/sqft). The estimated monthly payment is $4,519 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $1230/month.

Key features include: Built in 1973, 4 stories, 3 parking spaces, Waterfront. Interior Features: Breakfast Bar, Elevator, Pantry. Exterior Features: Balcony, BBQ Pit/Grill, Sprinkler System.

This property is listed by Lauren P Wall and can be reached at 5042204044.

LW

Lauren P Wall

License 3560744

Agent at EXP REALTY LLC

(504) 220-4044

Listed by EXP REALTY LLC · Broker phone: (888) 883-8509 · View on Broker Site

MLS# 1012058· Source: Emerald Coast Association of Realtors· 5 days on PropertySimple

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1030 US-98 #49, Destin, FL 32541

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