# 1030 US-98 #49, Destin, FL 32541

> **TL;DR:** 2bd/3ba condo, $615,000 ($412/sqft), built 1973, 1,492 sqft.
> Waterfront, A/C. Est. $4,519/mo. Listed 2 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $615,000 |
| Price/sqft | $412 |
| Bedrooms | 2 |
| Bathrooms | 2 full, 1 half |
| Square Feet | 1,492 |
| Year Built | 1973 |
| Stories | 4 |
| Property Type | Condo (Condominium) |
| Status | Active |
| Days on Market | 2 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $3,110 |
| Estimated Insurance | $179 |
| HOA | $1,230 |
| **Total** | **$4,519** |

## Nearby Schools

- **Elementary:** Destin
- **Middle:** Destin
- **High:** Destin

## Key Amenities

- Waterfront
- A/C

## Property Highlights

- Built in 1973
- 4 stories
- 3 parking spaces
- Waterfront

## Description

### Agent Description
Unit 49 at Silver Dunes is a distinctive two-story penthouse offering an exceptional opportunity to own in a very popular established beachfront community in Destin. Located on the top floor of the Penthouse Building, this 2-bedroom, 2-bath residence offers 1,492 square feet of living space with a layout that feels more like a private townhome than a traditional condominium. The two-level floor plan provides a natural separation between the main living areas and private spaces, creating a comfortable and spacious setting for everyday living or time at the beach. Abundant natural light fills the residence, while the Gulf-facing primary bedroom offers beautiful views of Destin's emerald waters--a remarkable backdrop to wake up to each morning. Set across approximately eight beautifully maintained acres, Silver Dunes is a gated, low-density beachfront community with approximately 600 feet of private sugar-white sand beach along the Gulf of Mexico. The property offers an extensive collection of amenities, including a seasonally heated swimming pool, fitness center, tennis courts, basketball court, beach volleyball, shuffleboard, game room, grilling and picnic areas, and a lush central courtyard. Silver Dunes is ideally positioned in the heart of Destin, placing owners and guests within minutes of the area's restaurants, shopping, entertainment, golf, HarborWalk Village, and Destin's renowned boating and fishing attractions--all while enjoying the privacy and convenience of a gated beachfront community. With its two-story penthouse design, generous square footage, Gulf-facing primary suite, updates, and direct access to the beach, Unit 49 presents a unique opportunity for those seeking a primary residence, second home, or investment property along the Emerald Coast.

## Location

- **Address:** 1030 US-98 #49, Destin, FL 32541
- **County:** Okaloosa
- **Neighborhood:** SILVER DUNES CONDO
- **Coordinates:** 30.38568, -86.469623
- **Google Maps:** https://www.google.com/maps?q=30.38568,-86.469623

## Listing Agent

- **Name:** Lauren P Wall · **License:** 3560744
- **Brokerage:** EXP REALTY LLC
- **Phone:** 5042204044
- **Broker Phone:** (888) 883-8509
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/1030-Highway-98-E-49_Destin_FL_32541_M63779-43204?f=listhub&s=ECARMLSFL&m=1012058&c=propsimple)

## Photos

![1030 US-98 #49 - Photo 1](http://lh.rdcpix.com/60e48c2689dfaf93e3c0d04d44cbdf95l-f2396566468r.jpg)

![1030 US-98 #49 - Photo 2](http://lh.rdcpix.com/60e48c2689dfaf93e3c0d04d44cbdf95l-f415781276r.jpg)

![1030 US-98 #49 - Photo 3](http://lh.rdcpix.com/60e48c2689dfaf93e3c0d04d44cbdf95l-f1143399316r.jpg)

![1030 US-98 #49 - Photo 4](http://lh.rdcpix.com/60e48c2689dfaf93e3c0d04d44cbdf95l-f3238325527r.jpg)

![1030 US-98 #49 - Photo 5](http://lh.rdcpix.com/60e48c2689dfaf93e3c0d04d44cbdf95l-f3627318011r.jpg)

![1030 US-98 #49 - Photo 6](http://lh.rdcpix.com/60e48c2689dfaf93e3c0d04d44cbdf95l-f546518945r.jpg)

![1030 US-98 #49 - Photo 7](http://lh.rdcpix.com/60e48c2689dfaf93e3c0d04d44cbdf95l-f2746802733r.jpg)

![1030 US-98 #49 - Photo 8](http://lh.rdcpix.com/60e48c2689dfaf93e3c0d04d44cbdf95l-f3832869129r.jpg)

![1030 US-98 #49 - Photo 9](http://lh.rdcpix.com/60e48c2689dfaf93e3c0d04d44cbdf95l-f2896368804r.jpg)

![1030 US-98 #49 - Photo 10](http://lh.rdcpix.com/60e48c2689dfaf93e3c0d04d44cbdf95l-f3898571961r.jpg)

![1030 US-98 #49 - Photo 11](http://lh.rdcpix.com/60e48c2689dfaf93e3c0d04d44cbdf95l-f985509770r.jpg)

![1030 US-98 #49 - Photo 12](http://lh.rdcpix.com/60e48c2689dfaf93e3c0d04d44cbdf95l-f2058374739r.jpg)

![1030 US-98 #49 - Photo 13](http://lh.rdcpix.com/60e48c2689dfaf93e3c0d04d44cbdf95l-f1083730964r.jpg)

![1030 US-98 #49 - Photo 14](http://lh.rdcpix.com/60e48c2689dfaf93e3c0d04d44cbdf95l-f229929468r.jpg)

![1030 US-98 #49 - Photo 15](http://lh.rdcpix.com/60e48c2689dfaf93e3c0d04d44cbdf95l-f329068346r.jpg)

![1030 US-98 #49 - Photo 16](http://lh.rdcpix.com/60e48c2689dfaf93e3c0d04d44cbdf95l-f3316095687r.jpg)

![1030 US-98 #49 - Photo 17](http://lh.rdcpix.com/60e48c2689dfaf93e3c0d04d44cbdf95l-f1820011823r.jpg)

![1030 US-98 #49 - Photo 18](http://lh.rdcpix.com/60e48c2689dfaf93e3c0d04d44cbdf95l-f1359097096r.jpg)

![1030 US-98 #49 - Photo 19](http://lh.rdcpix.com/60e48c2689dfaf93e3c0d04d44cbdf95l-f1985963752r.jpg)

![1030 US-98 #49 - Photo 20](http://lh.rdcpix.com/60e48c2689dfaf93e3c0d04d44cbdf95l-f607427908r.jpg)

![1030 US-98 #49 - Photo 21](http://lh.rdcpix.com/60e48c2689dfaf93e3c0d04d44cbdf95l-f717862893r.jpg)

![1030 US-98 #49 - Photo 22](http://lh.rdcpix.com/60e48c2689dfaf93e3c0d04d44cbdf95l-f519268888r.jpg)

![1030 US-98 #49 - Photo 23](http://lh.rdcpix.com/60e48c2689dfaf93e3c0d04d44cbdf95l-f713438255r.jpg)

![1030 US-98 #49 - Photo 24](http://lh.rdcpix.com/60e48c2689dfaf93e3c0d04d44cbdf95l-f598177032r.jpg)

![1030 US-98 #49 - Photo 25](http://lh.rdcpix.com/60e48c2689dfaf93e3c0d04d44cbdf95l-f990448001r.jpg)

![1030 US-98 #49 - Photo 26](http://lh.rdcpix.com/60e48c2689dfaf93e3c0d04d44cbdf95l-f28060342r.jpg)

![1030 US-98 #49 - Photo 27](http://lh.rdcpix.com/60e48c2689dfaf93e3c0d04d44cbdf95l-f2544437761r.jpg)

![1030 US-98 #49 - Photo 28](http://lh.rdcpix.com/60e48c2689dfaf93e3c0d04d44cbdf95l-f3141075406r.jpg)

![1030 US-98 #49 - Photo 29](http://lh.rdcpix.com/60e48c2689dfaf93e3c0d04d44cbdf95l-f3846138489r.jpg)

![1030 US-98 #49 - Photo 30](http://lh.rdcpix.com/60e48c2689dfaf93e3c0d04d44cbdf95l-f3608512565r.jpg)

![1030 US-98 #49 - Photo 31](http://lh.rdcpix.com/60e48c2689dfaf93e3c0d04d44cbdf95l-f2035249915r.jpg)

![1030 US-98 #49 - Photo 32](http://lh.rdcpix.com/60e48c2689dfaf93e3c0d04d44cbdf95l-f116712489r.jpg)

![1030 US-98 #49 - Photo 33](http://lh.rdcpix.com/60e48c2689dfaf93e3c0d04d44cbdf95l-f3497540581r.jpg)

![1030 US-98 #49 - Photo 34](http://lh.rdcpix.com/60e48c2689dfaf93e3c0d04d44cbdf95l-f3897731150r.jpg)

![1030 US-98 #49 - Photo 35](http://lh.rdcpix.com/60e48c2689dfaf93e3c0d04d44cbdf95l-f2577108374r.jpg)

![1030 US-98 #49 - Photo 36](http://lh.rdcpix.com/60e48c2689dfaf93e3c0d04d44cbdf95l-f2474804990r.jpg)

![1030 US-98 #49 - Photo 37](http://lh.rdcpix.com/60e48c2689dfaf93e3c0d04d44cbdf95l-f799464618r.jpg)

![1030 US-98 #49 - Photo 38](http://lh.rdcpix.com/60e48c2689dfaf93e3c0d04d44cbdf95l-f694184589r.jpg)

![1030 US-98 #49 - Photo 39](http://lh.rdcpix.com/60e48c2689dfaf93e3c0d04d44cbdf95l-f354065947r.jpg)

![1030 US-98 #49 - Photo 40](http://lh.rdcpix.com/60e48c2689dfaf93e3c0d04d44cbdf95l-f1845537530r.jpg)

![1030 US-98 #49 - Photo 41](http://lh.rdcpix.com/60e48c2689dfaf93e3c0d04d44cbdf95l-f3905461247r.jpg)

![1030 US-98 #49 - Photo 42](http://lh.rdcpix.com/60e48c2689dfaf93e3c0d04d44cbdf95l-f1982119356r.jpg)

![1030 US-98 #49 - Photo 43](http://lh.rdcpix.com/60e48c2689dfaf93e3c0d04d44cbdf95l-f1376059180r.jpg)

![1030 US-98 #49 - Photo 44](http://lh.rdcpix.com/60e48c2689dfaf93e3c0d04d44cbdf95l-f836001812r.jpg)

![1030 US-98 #49 - Photo 45](http://lh.rdcpix.com/60e48c2689dfaf93e3c0d04d44cbdf95l-f1875526612r.jpg)

![1030 US-98 #49 - Photo 46](http://lh.rdcpix.com/60e48c2689dfaf93e3c0d04d44cbdf95l-f1144693567r.jpg)

![1030 US-98 #49 - Photo 47](http://lh.rdcpix.com/60e48c2689dfaf93e3c0d04d44cbdf95l-f2964364105r.jpg)

![1030 US-98 #49 - Photo 48](http://lh.rdcpix.com/60e48c2689dfaf93e3c0d04d44cbdf95l-f1394626346r.jpg)

![1030 US-98 #49 - Photo 49](http://lh.rdcpix.com/60e48c2689dfaf93e3c0d04d44cbdf95l-f659444900r.jpg)

---

**MLS#:** 1012058 | **Updated:** 2026-09-16
**Source:** listhub

*Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/1030-us-98-destin-fl-32541-1012058)

---

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