Curious about this home?

Ask anything — no agents, no pressure

Try asking

About This Home

This 3-bedroom, 3-bathroom single family at 10312 BEAR CREEK Drive in Hagerstown, MD is listed for $364,900 ($228 per sqft). Built in 1994, the home offers 1,599 sqft of living space on a 0.15 acres lot.

Agent Description

Welcome home to 10312 Bear Creek Drive, a thoughtfully updated three-bedroom Colonial tucked into the established Cross Creek community of Hagerstown. From the moment you step inside, fresh paint, new flooring, and abundant natural light set a tone of easy, move-in-ready living.

The refreshed kitchen anchors the main level with granite countertops, newer stainless steel appliances, and refreshed cabinetry - flowing naturally to a dining area and a private, fully fenced backyard built for summer evenings and weekend grilling. Upstairs, three bedrooms feature new carpet and the primary suite offers a private bath.

New handrails accent the staircase, and the upper level wears a clean, neutral palette ready for any style. Major systems have been steadily upgraded by long-tenured owners: a brand-new Trane heat pump (2026) with a 10-year transferable warranty, a roof replaced approximately eight years ago, and a quieter belt-drive garage door opener replacing the original.

Located in unincorporated Washington County - no city tax - with a low Cross Creek HOA fee of $53 per month. Quick access to I-70 and I-81 makes commuting to Frederick, Martinsburg, or DC straightforward, while Hagerstown's downtown, Valley Mall, and Meritus Medical Center are minutes away. Move in, settle down, start the next chapter.

Key Features

  • Built in 1994
  • 0.15 acre lot
  • 2 stories
  • 3 parking spaces

Property Details

2 stories
2 full, 1 half
3 spaces
1994

Amenities

A/C

Monthly Cost Estimate

$2,005/mo

20% down · 6.5% · 30 years

Principal$264
Interest$1,581
Insurance$106
HOA$53

Estimates only. Actual payments may vary.

Location

10312 BEAR CREEK Drive

Hagerstown, MD 21740

CROSS CREEK

Features & Amenities

Interior Features

CarpetCeiling Fan(s)Crown MoldingsDining AreaKitchen - GourmetPantryPrimary Bath(s)Bathroom - Stall ShowerBathroom - Tub ShowerUpgraded Countertops

Property Details

Construction

Vinyl Siding

Parking

Garage - AttachedDriveway

Heating

Heat Pump (Heating)

Cooling

Central AirCeiling Fan(s)

Appliances

Built-In MicrowaveDishwasherDisposalDryerExhaust FanIcemakerOven/Range - ElectricRefrigeratorStainless Steel AppliancesWasherWaterHeater

Questions & Answers

This 3-bedroom, 3-bathroom single family at 10312 BEAR CREEK Drive is listed at $364,900 ($228/sqft). The estimated monthly payment is $1,634 based on 20% down at 6.5% interest.

HOA fees are $53/month.

Key features include: Built in 1994, 0.15 acre lot, 2 stories, 3 parking spaces. Interior Features: Carpet, Ceiling Fan(s), Crown Moldings.

This property is listed by Miguel E Plaza and can be reached at 2026746290 or miguel@arlingtonrealestateadvisors.com.

MP

Miguel E Plaza

Agent at EXP Realty, LLC

(202) 674-6290

Listed by EXP Realty, LLC · View on Broker Site

MLS# MDWA2037472· Source: listhub· Updated 1 days ago

Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

10312 BEAR CREEK Drive, Hagerstown, MD 21740

Open this listing in: