About This Home

This 4-bedroom, 2-bathroom single family at 10328 CELTIC ASH Drive in Ruskin, FL is listed for $305,000 ($157 per sqft). Built in 2008, the home offers 1,938 sqft of living space on a 0.29 acres lot.

Key Features

  • Built in 2008
  • 0.29 acre lot
  • Waterfront

Property Details

1 story
2 full
2008

Amenities

WaterfrontViewA/C
Listing Description

Virtually Staged. USDA GOVERNMENT-BACKED LOAN OPPORTUNITY! QUALIFIED BUYERS MAY BE ABLE TO PURCHASE WITH ZERO DOWN PAYMENT! You don't have to be a first-time homebuyer to take advantage of this financing option! Virtually Staged. Welcome to 10328 Celtic Ash Drive in the desirable Belmont community of Ruskin!

Situated on an oversized premium homesite with beautiful pond views, this 4-bedroom, 2-bathroom home offers approximately 1,938 square feet of living space, a 2-car garage, and an opportunity to create something truly special. Inside, you'll find an open-concept floor plan with abundant natural light and a split-bedroom layout that provides privacy for the primary suite.

The spacious living and dining areas flow together, while the kitchen features a breakfast bar, a full appliance package, ample cabinetry, and a pantry. Three additional bedrooms provide flexibility for guests, a home office, or whatever suits your needs.

Step outside to the covered patio and enjoy peaceful pond views overlooking your expansive backyard. With over a quarter of an acre, there's plenty of room to relax, entertain, garden, or create your own outdoor retreat. This home is a diamond in the rough, offering an opportunity for buyers who recognize the value of a great location, a generous lot, and a functional floor plan.

The property needs TLC and updating, but for someone willing to put in a little work, it's a chance to make a home truly their own without paying a premium for someone else's design choices. Belmont residents enjoy resort-style community amenities, including a clubhouse, two swimming pools, basketball and tennis courts, a playground, dog park, and scenic walking trails.

Conveniently located near I-75, US-301, shopping, restaurants, schools, and hospitals, with access to Tampa, Sarasota, MacDill Air Force Base, and Gulf Coast beaches. Whether you're looking for an opportunity to enter the housing market at an attractive price point or a property you can transform to fit your vision, this home deserves a closer look. Schedule your private showing today! If you have questions about USDA financing call today!

Monthly Cost Estimate

$1,631/mo

20% down · 6.5% · 30 years

Principal$221
Interest$1,322
Insurance$89

Estimates only. Actual payments may vary.

Location

10328 CELTIC ASH Drive

Ruskin, FL 33573

BELMONT PH 1A

Features & Amenities

Interior Features

Eat-in KitchenHigh CeilingsLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorWalk-In Closet(s)

Exterior Features

Private MailboxSidewalkSprinkler Metered

Property Details

Flooring

Tile - CeramicLaminate

Construction

Block

Views

Water

Parking

OpenDriveway

Heating

Central

Cooling

Central Air

Appliances

DishwasherDisposalDryerMicrowaveRefrigerator

Questions & Answers

This 4-bedroom, 2-bathroom single family at 10328 CELTIC ASH Drive is listed at $305,000 ($157/sqft). The estimated monthly payment is $1,631 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2008, 0.29 acre lot, Waterfront. Interior Features: Eat-in Kitchen, High Ceilings, Living Room/Dining Room Combo. Exterior Features: Private Mailbox, Sidewalk, Sprinkler Metered.

This property is listed by Jennifer Messina.

JM

Jennifer Messina

Agent at Keller Williams Tampa Properties

Listed by Keller Williams Tampa Properties · Broker phone: (813) 264-7754 · View on Broker Site · Broker website

MLS# TB8558368· Source: Stellar MLS· 9 days on PropertySimple

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

10328 CELTIC ASH Drive, Ruskin, FL 33573

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