# 10328 CELTIC ASH Drive, Ruskin, FL 33573 > **TL;DR:** 4bd/2ba single family, $305,000 ($157/sqft), built 2008, 1,938 sqft. > Waterfront, View, A/C. Est. $1,631/mo. Listed 10 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $305,000 | | Price/sqft | $157 | | Bedrooms | 4 | | Bathrooms | 2 full | | Square Feet | 1,938 | | Year Built | 2008 | | Lot Size | 12,632 sqft (0.29 acres) | | Stories | 1 | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 10 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Water ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,542 | | Estimated Insurance | $89 | | **Total** | **$1,631** | ## Nearby Schools - **Elementary:** Belmont Elementary School - **Middle:** Eisenhower-HB - **High:** Sumner High School ## Key Amenities - Waterfront - View - A/C ## Property Highlights - Built in 2008 - 0.29 acre lot - Waterfront ## Description ### Agent Description Virtually Staged. USDA GOVERNMENT-BACKED LOAN OPPORTUNITY! QUALIFIED BUYERS MAY BE ABLE TO PURCHASE WITH ZERO DOWN PAYMENT! You don't have to be a first-time homebuyer to take advantage of this financing option! Virtually Staged. Welcome to 10328 Celtic Ash Drive in the desirable Belmont community of Ruskin! Situated on an oversized premium homesite with beautiful pond views, this 4-bedroom, 2-bathroom home offers approximately 1,938 square feet of living space, a 2-car garage, and an opportunity to create something truly special. Inside, you'll find an open-concept floor plan with abundant natural light and a split-bedroom layout that provides privacy for the primary suite. The spacious living and dining areas flow together, while the kitchen features a breakfast bar, a full appliance package, ample cabinetry, and a pantry. Three additional bedrooms provide flexibility for guests, a home office, or whatever suits your needs. Step outside to the covered patio and enjoy peaceful pond views overlooking your expansive backyard. With over a quarter of an acre, there's plenty of room to relax, entertain, garden, or create your own outdoor retreat. This home is a diamond in the rough, offering an opportunity for buyers who recognize the value of a great location, a generous lot, and a functional floor plan. The property needs TLC and updating, but for someone willing to put in a little work, it's a chance to make a home truly their own without paying a premium for someone else's design choices. Belmont residents enjoy resort-style community amenities, including a clubhouse, two swimming pools, basketball and tennis courts, a playground, dog park, and scenic walking trails. Conveniently located near I-75, US-301, shopping, restaurants, schools, and hospitals, with access to Tampa, Sarasota, MacDill Air Force Base, and Gulf Coast beaches. Whether you're looking for an opportunity to enter the housing market at an attractive price point or a property you can transform to fit your vision, this home deserves a closer look. Schedule your private showing today! If you have questions about USDA financing call today! ## Location - **Address:** 10328 CELTIC ASH Drive, Ruskin, FL 33573 - **County:** Hillsborough - **Neighborhood:** BELMONT PH 1A - **Coordinates:** 27.768411, -82.341863 - **Google Maps:** https://www.google.com/maps?q=27.768411,-82.341863 ## Virtual Tour & Media - **Video Tour:** https://www.propertypanorama.com/instaview/stellar/TB8558368 ## Listing Agent - **Name:** Jennifer Messina - **Brokerage:** Keller Williams Tampa Properties - **Broker Phone:** (813) 264-7754 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/10328-Celtic-Ash-Dr_Ruskin_FL_33573_M68061-02591?f=listhub&s=MFRMLSFL&m=TB8558368&c=propsimple) ## Photos ![10328 CELTIC ASH Drive - Photo 1](http://lh.rdcpix.com/38afdaa5ec14ebcf4274393be548471el-f628547765r.jpg) ![10328 CELTIC ASH Drive - Photo 2](http://lh.rdcpix.com/38afdaa5ec14ebcf4274393be548471el-f512528367r.jpg) ![10328 CELTIC ASH Drive - Photo 3](http://lh.rdcpix.com/38afdaa5ec14ebcf4274393be548471el-f988692420r.jpg) ![10328 CELTIC ASH Drive - Photo 4](http://lh.rdcpix.com/38afdaa5ec14ebcf4274393be548471el-f2941914267r.jpg) ![10328 CELTIC ASH Drive - Photo 5](http://lh.rdcpix.com/38afdaa5ec14ebcf4274393be548471el-f3259497092r.jpg) ![10328 CELTIC ASH Drive - Photo 6](http://lh.rdcpix.com/38afdaa5ec14ebcf4274393be548471el-f1370512255r.jpg) ![10328 CELTIC ASH Drive - Photo 7](http://lh.rdcpix.com/38afdaa5ec14ebcf4274393be548471el-f1486271372r.jpg) ![10328 CELTIC ASH Drive - Photo 8](http://lh.rdcpix.com/38afdaa5ec14ebcf4274393be548471el-f420847634r.jpg) ![10328 CELTIC ASH Drive - Photo 9](http://lh.rdcpix.com/38afdaa5ec14ebcf4274393be548471el-f1685748691r.jpg) ![10328 CELTIC ASH Drive - Photo 10](http://lh.rdcpix.com/38afdaa5ec14ebcf4274393be548471el-f2428258376r.jpg) ![10328 CELTIC ASH Drive - Photo 11](http://lh.rdcpix.com/38afdaa5ec14ebcf4274393be548471el-f3343353867r.jpg) ![10328 CELTIC ASH Drive - Photo 12](http://lh.rdcpix.com/38afdaa5ec14ebcf4274393be548471el-f4232928666r.jpg) ![10328 CELTIC ASH Drive - Photo 13](http://lh.rdcpix.com/38afdaa5ec14ebcf4274393be548471el-f662527851r.jpg) ![10328 CELTIC ASH Drive - Photo 14](http://lh.rdcpix.com/38afdaa5ec14ebcf4274393be548471el-f88408908r.jpg) ![10328 CELTIC ASH Drive - Photo 15](http://lh.rdcpix.com/38afdaa5ec14ebcf4274393be548471el-f3710459528r.jpg) ![10328 CELTIC ASH Drive - Photo 16](http://lh.rdcpix.com/38afdaa5ec14ebcf4274393be548471el-f3789783921r.jpg) ![10328 CELTIC ASH Drive - Photo 17](http://lh.rdcpix.com/38afdaa5ec14ebcf4274393be548471el-f1972631898r.jpg) ![10328 CELTIC ASH Drive - Photo 18](http://lh.rdcpix.com/38afdaa5ec14ebcf4274393be548471el-f358035670r.jpg) ![10328 CELTIC ASH Drive - Photo 19](http://lh.rdcpix.com/38afdaa5ec14ebcf4274393be548471el-f1695612437r.jpg) ![10328 CELTIC ASH Drive - Photo 20](http://lh.rdcpix.com/38afdaa5ec14ebcf4274393be548471el-f2644247361r.jpg) ![10328 CELTIC ASH Drive - Photo 21](http://lh.rdcpix.com/38afdaa5ec14ebcf4274393be548471el-f1705997276r.jpg) ![10328 CELTIC ASH Drive - Photo 22](http://lh.rdcpix.com/38afdaa5ec14ebcf4274393be548471el-f482965138r.jpg) ![10328 CELTIC ASH Drive - Photo 23](http://lh.rdcpix.com/38afdaa5ec14ebcf4274393be548471el-f1984775852r.jpg) ![10328 CELTIC ASH Drive - Photo 24](http://lh.rdcpix.com/38afdaa5ec14ebcf4274393be548471el-f1002596657r.jpg) ![10328 CELTIC ASH Drive - Photo 25](http://lh.rdcpix.com/38afdaa5ec14ebcf4274393be548471el-f2930089517r.jpg) ![10328 CELTIC ASH Drive - Photo 26](http://lh.rdcpix.com/38afdaa5ec14ebcf4274393be548471el-f3359828719r.jpg) ![10328 CELTIC ASH Drive - Photo 27](http://lh.rdcpix.com/38afdaa5ec14ebcf4274393be548471el-f3445388812r.jpg) ![10328 CELTIC ASH Drive - Photo 28](http://lh.rdcpix.com/38afdaa5ec14ebcf4274393be548471el-f2031722144r.jpg) ![10328 CELTIC ASH Drive - Photo 29](http://lh.rdcpix.com/38afdaa5ec14ebcf4274393be548471el-f4047707305r.jpg) ![10328 CELTIC ASH Drive - Photo 30](http://lh.rdcpix.com/38afdaa5ec14ebcf4274393be548471el-f1118769039r.jpg) ![10328 CELTIC ASH Drive - Photo 31](http://lh.rdcpix.com/38afdaa5ec14ebcf4274393be548471el-f1118769039r.jpg) ![10328 CELTIC ASH Drive - Photo 32](http://lh.rdcpix.com/38afdaa5ec14ebcf4274393be548471el-f2828062516r.jpg) ![10328 CELTIC ASH Drive - Photo 33](http://lh.rdcpix.com/38afdaa5ec14ebcf4274393be548471el-f1769372854r.jpg) ![10328 CELTIC ASH Drive - Photo 34](http://lh.rdcpix.com/38afdaa5ec14ebcf4274393be548471el-f3440161645r.jpg) --- **MLS#:** TB8558368 | **Updated:** 2026-10-27 **Source:** listhub *Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/10328-celtic-ash-drive-ruskin-fl-33573-3b7c5c5478634c0a8d2c24b735670ec0) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/10328-celtic-ash-drive-ruskin-fl-33573-3b7c5c5478634c0a8d2c24b735670ec0#listing", "url": "https://www.propertysimple.ai/listing/10328-celtic-ash-drive-ruskin-fl-33573-3b7c5c5478634c0a8d2c24b735670ec0", "name": "10328 CELTIC ASH Drive, Ruskin, FL 33573", "description": "Virtually Staged. USDA GOVERNMENT-BACKED LOAN OPPORTUNITY! QUALIFIED BUYERS MAY BE ABLE TO PURCHASE WITH ZERO DOWN PAYMENT! You don't have to be a first-time homebuyer to take advantage of this financing option! Virtually Staged. Welcome to 10328 Celtic Ash Drive in the desirable Belmont community of Ruskin! Situated on an oversized premium homesite with beautiful pond views, this 4-bedroom, 2-bathroom home offers approximately 1,938 square feet of living space, a 2-car garage, and an opportunity to create something truly special. Inside, you'll find an open-concept floor plan with abundant natural light and a split-bedroom layout that provides privacy for the primary suite. The spacious living and dining areas flow together, while the kitchen features a breakfast bar, a full appliance package, ample cabinetry, and a pantry. Three additional bedrooms provide flexibility for guests, a home office, or whatever suits your needs. Step outside to the covered patio and enjoy peaceful pond views overlooking your expansive backyard. With over a quarter of an acre, there's plenty of room to relax, entertain, garden, or create your own outdoor retreat. This home is a diamond in the rough, offering an opportunity for buyers who recognize the value of a great location, a generous lot, and a functional floor plan. The property needs TLC and updating, but for someone willing to put in a little work, it's a chance to make a home truly their own without paying a premium for someone else's design choices. Belmont residents enjoy resort-style community amenities, including a clubhouse, two swimming pools, basketball and tennis courts, a playground, dog park, and scenic walking trails. Conveniently located near I-75, US-301, shopping, restaurants, schools, and hospitals, with access to Tampa, Sarasota, MacDill Air Force Base, and Gulf Coast beaches. Whether you're looking for an opportunity to enter the housing market at an attractive price point or a property you can transform to fit your vision, this home deserves a closer look. Schedule your private showing today! 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