# 1037 Cutler Street, Schenectady, NY 12303

> **TL;DR:** 7bd/2ba residential multi family, $225,000 ($129/sqft), built 1910, 1,746 sqft.
> Hardwood. Est. $1,204/mo. Listed 8 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $225,000 |
| Price/sqft | $129 |
| Bedrooms | 7 |
| Bathrooms | 2 full |
| Square Feet | 1,746 |
| Year Built | 1910 |
| Lot Size | 4,792 sqft (0.11 acres) |
| Property Type | Residential Multi Family (Other) |
| Status | Active |
| Days on Market | 8 |

## Why This Home Stands Out

- **Hardwood Floors** - Hardwood flooring listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,138 |
| Estimated Insurance | $66 |
| **Total** | **$1,204** |

## Key Amenities

- Hardwood

## Property Highlights

- Built in 1910
- 0.11 acre lot

## Description

### Agent Description
Two-family opportunity in Schenectady's Mont Pleasant neighborhood, perfect for the investor or flipper ready to take on their next project! This 1910 duplex offers 1,746 sq ft with a spacious 4 bedroom, 1 bath first-floor unit and a 3 bedroom, 1 bath second-floor unit. Each unit features a combined living and dining room, its own kitchen, and a covered front porch. Character details include a bay window and hardwood flooring. Natural gas forced air heat, separate electric meters, and tenants pay heat, electric, cable, and internet. Full basement offers great storage. Level lot with a deep backyard. In need of TLC, bring your vision and build equity. CONVENTIONAL OR CASH ONLY.

## Location

- **Address:** 1037 Cutler Street, Schenectady, NY 12303
- **County:** Schenectady
- **Coordinates:** 42.79662, -73.95318
- **Google Maps:** https://www.google.com/maps?q=42.79662,-73.95318

## Virtual Tour & Media

- **Video Tour:** https://app.doaudiotours.com/unbranded?id=33322&lang=en-US

## Listing Agent

- **Name:** Moonrani G Gumani
- **Brokerage:** Miranda Real Estate Group Inc
- **Broker Phone:** 518-356-1701
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/1037-Cutler-St_Schenectady_NY_12303_M43322-16700?f=listhub&s=NYSMLS&m=12039751&c=propsimple)

## Photos

![1037 Cutler Street - Photo 1](http://lh.rdcpix.com/0f6465381e928b9dfcce11fd9bc17c6el-f29160927r.jpg)

![1037 Cutler Street - Photo 2](http://lh.rdcpix.com/0f6465381e928b9dfcce11fd9bc17c6el-f3872523246r.jpg)

![1037 Cutler Street - Photo 3](http://lh.rdcpix.com/0f6465381e928b9dfcce11fd9bc17c6el-f4040882025r.jpg)

![1037 Cutler Street - Photo 4](http://lh.rdcpix.com/0f6465381e928b9dfcce11fd9bc17c6el-f3756778172r.jpg)

![1037 Cutler Street - Photo 5](http://lh.rdcpix.com/0f6465381e928b9dfcce11fd9bc17c6el-f168996254r.jpg)

![1037 Cutler Street - Photo 6](http://lh.rdcpix.com/0f6465381e928b9dfcce11fd9bc17c6el-f1471109509r.jpg)

![1037 Cutler Street - Photo 7](http://lh.rdcpix.com/0f6465381e928b9dfcce11fd9bc17c6el-f1858994008r.jpg)

![1037 Cutler Street - Photo 8](http://lh.rdcpix.com/0f6465381e928b9dfcce11fd9bc17c6el-f3138491329r.jpg)

![1037 Cutler Street - Photo 9](http://lh.rdcpix.com/0f6465381e928b9dfcce11fd9bc17c6el-f2580762578r.jpg)

![1037 Cutler Street - Photo 10](http://lh.rdcpix.com/0f6465381e928b9dfcce11fd9bc17c6el-f3064378499r.jpg)

![1037 Cutler Street - Photo 11](http://lh.rdcpix.com/0f6465381e928b9dfcce11fd9bc17c6el-f2334997172r.jpg)

![1037 Cutler Street - Photo 12](http://lh.rdcpix.com/0f6465381e928b9dfcce11fd9bc17c6el-f3828603395r.jpg)

![1037 Cutler Street - Photo 13](http://lh.rdcpix.com/0f6465381e928b9dfcce11fd9bc17c6el-f2587958626r.jpg)

![1037 Cutler Street - Photo 14](http://lh.rdcpix.com/0f6465381e928b9dfcce11fd9bc17c6el-f958977872r.jpg)

![1037 Cutler Street - Photo 15](http://lh.rdcpix.com/0f6465381e928b9dfcce11fd9bc17c6el-f1421375642r.jpg)

![1037 Cutler Street - Photo 16](http://lh.rdcpix.com/0f6465381e928b9dfcce11fd9bc17c6el-f3123136517r.jpg)

![1037 Cutler Street - Photo 17](http://lh.rdcpix.com/0f6465381e928b9dfcce11fd9bc17c6el-f2132964308r.jpg)

![1037 Cutler Street - Photo 18](http://lh.rdcpix.com/0f6465381e928b9dfcce11fd9bc17c6el-f1510507706r.jpg)

![1037 Cutler Street - Photo 19](http://lh.rdcpix.com/0f6465381e928b9dfcce11fd9bc17c6el-f2160214061r.jpg)

![1037 Cutler Street - Photo 20](http://lh.rdcpix.com/0f6465381e928b9dfcce11fd9bc17c6el-f2587958626r.jpg)

![1037 Cutler Street - Photo 21](http://lh.rdcpix.com/0f6465381e928b9dfcce11fd9bc17c6el-f898321236r.jpg)

![1037 Cutler Street - Photo 22](http://lh.rdcpix.com/0f6465381e928b9dfcce11fd9bc17c6el-f958977872r.jpg)

![1037 Cutler Street - Photo 23](http://lh.rdcpix.com/0f6465381e928b9dfcce11fd9bc17c6el-f3244501200r.jpg)

![1037 Cutler Street - Photo 24](http://lh.rdcpix.com/0f6465381e928b9dfcce11fd9bc17c6el-f1421375642r.jpg)

![1037 Cutler Street - Photo 25](http://lh.rdcpix.com/0f6465381e928b9dfcce11fd9bc17c6el-f687749423r.jpg)

![1037 Cutler Street - Photo 26](http://lh.rdcpix.com/0f6465381e928b9dfcce11fd9bc17c6el-f3123136517r.jpg)

![1037 Cutler Street - Photo 27](http://lh.rdcpix.com/0f6465381e928b9dfcce11fd9bc17c6el-f3767104623r.jpg)

![1037 Cutler Street - Photo 28](http://lh.rdcpix.com/0f6465381e928b9dfcce11fd9bc17c6el-f2132964308r.jpg)

![1037 Cutler Street - Photo 29](http://lh.rdcpix.com/0f6465381e928b9dfcce11fd9bc17c6el-f1802102842r.jpg)

![1037 Cutler Street - Photo 30](http://lh.rdcpix.com/0f6465381e928b9dfcce11fd9bc17c6el-f1510507706r.jpg)

![1037 Cutler Street - Photo 31](http://lh.rdcpix.com/0f6465381e928b9dfcce11fd9bc17c6el-f772328192r.jpg)

![1037 Cutler Street - Photo 32](http://lh.rdcpix.com/0f6465381e928b9dfcce11fd9bc17c6el-f2160214061r.jpg)

![1037 Cutler Street - Photo 33](http://lh.rdcpix.com/0f6465381e928b9dfcce11fd9bc17c6el-f2135383318r.jpg)

![1037 Cutler Street - Photo 34](http://lh.rdcpix.com/0f6465381e928b9dfcce11fd9bc17c6el-f898321236r.jpg)

![1037 Cutler Street - Photo 35](http://lh.rdcpix.com/0f6465381e928b9dfcce11fd9bc17c6el-f4065120371r.jpg)

![1037 Cutler Street - Photo 36](http://lh.rdcpix.com/0f6465381e928b9dfcce11fd9bc17c6el-f3244501200r.jpg)

![1037 Cutler Street - Photo 37](http://lh.rdcpix.com/0f6465381e928b9dfcce11fd9bc17c6el-f687749423r.jpg)

![1037 Cutler Street - Photo 38](http://lh.rdcpix.com/0f6465381e928b9dfcce11fd9bc17c6el-f1613779579r.jpg)

![1037 Cutler Street - Photo 39](http://lh.rdcpix.com/0f6465381e928b9dfcce11fd9bc17c6el-f3767104623r.jpg)

![1037 Cutler Street - Photo 40](http://lh.rdcpix.com/0f6465381e928b9dfcce11fd9bc17c6el-f1802102842r.jpg)

![1037 Cutler Street - Photo 41](http://lh.rdcpix.com/0f6465381e928b9dfcce11fd9bc17c6el-f2221755420r.jpg)

![1037 Cutler Street - Photo 42](http://lh.rdcpix.com/0f6465381e928b9dfcce11fd9bc17c6el-f2135383318r.jpg)

![1037 Cutler Street - Photo 43](http://lh.rdcpix.com/0f6465381e928b9dfcce11fd9bc17c6el-f772328192r.jpg)

![1037 Cutler Street - Photo 44](http://lh.rdcpix.com/0f6465381e928b9dfcce11fd9bc17c6el-f1140525690r.jpg)

![1037 Cutler Street - Photo 45](http://lh.rdcpix.com/0f6465381e928b9dfcce11fd9bc17c6el-f4065120371r.jpg)

![1037 Cutler Street - Photo 46](http://lh.rdcpix.com/0f6465381e928b9dfcce11fd9bc17c6el-f1613779579r.jpg)

![1037 Cutler Street - Photo 47](http://lh.rdcpix.com/0f6465381e928b9dfcce11fd9bc17c6el-f2221755420r.jpg)

![1037 Cutler Street - Photo 48](http://lh.rdcpix.com/0f6465381e928b9dfcce11fd9bc17c6el-f1140525690r.jpg)

---

**MLS#:** 12039751 | **Updated:** 2026-10-26
**Source:** listhub

*Copyright © 2026 My State MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/1037-cutler-street-schenectady-ny-12303-0a5102d156fc41e793e04cc856ec8188)

---

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