About This Home

This 3-bedroom, 1-bathroom single family at 1038 E J Street in Ontario, CA is listed for $685,000 ($704 per sqft). Built in 1947, the home offers 973 sqft of living space on a 0.17 acres lot.

Key Features

  • Built in 1947
  • 0.17 acre lot
  • 6 parking spaces

Property Details

1 story
1 full
6 spaces
1947

Amenities

ViewA/C
Listing Description

BUYER INCENTIVE! Seller is offering up to $10,121 toward an eligible buyer's allowable closing costs and/or temporary interest-rate buydown. When financing through preferred lender Megan Lower with Guild Mortgage, qualified buyers may also be eligible for an additional lender-funded contribution of up to $5,177.44, for a potential combined benefit of up to $15,298.44 toward the temporary buydown.

Buyer is not required to use the preferred lender. Financing, lender contribution, eligibility and program terms are subject to lender approval and may change. Contact listing agent for details. This is NOT your typical remodeled home. EXTENSIVELY REBUILT FROM THE STUDS with major systems and finishes replaced or upgraded throughout, this 3-bedroom

Ontario home offers something increasingly hard to find-the charm of an established neighborhood with the benefit of extensive modern improvements. No one has lived in the home since the renovation was completed. The extensive renovation included reframing, roof, dual-pane windows, electrical, plumbing, central heating and air conditioning, tankless water heater, insulation, stucco, concrete and more.

Inside, nearly every surface has been transformed with luxury vinyl plank flooring, recessed LED lighting, ceiling fans and a beautifully redesigned kitchen featuring new cabinetry, countertops, appliances and a large center island. The bathroom has been completely redone, and the dedicated indoor laundry room adds convenience rarely found in homes of this era.

The improvements continue outside. The detached garage has been insulated and drywalled and features cabinetry and upgraded lighting, creating a clean and versatile space for parking, storage, a workshop or hobbies. The finished backyard and outdoor areas provide plenty of room for entertaining, relaxing and enjoying Southern California living.

What truly sets this property apart is the extent of the work already completed. This wasn't simply fresh paint, flooring and cosmetic updates-the home underwent an extensive renovation from the studs with major components replaced or upgraded. Come see the difference between remodeled and REBUILT.

Monthly Cost Estimate

$3,664/mo

20% down · 6.5% · 30 years

Principal$495
Interest$2,968
Insurance$200

Estimates only. Actual payments may vary.

Location

1038 E J Street

Ontario, CA 91764

Features & Amenities

Interior Features

Sump PumpPantryRecessed LightingCeiling Fan(s)Quartz CountersOpen FloorplanBarBlock WallsBuilt-in FeaturesStorage

Property Details

Flooring

Vinyl

Construction

Stucco Drywall Walls

Views

City

Outdoor Features

PatioPorch

Parking

DrivewayOpenGarage

Heating

CentralHeat Pump (Heating)Energy Star Qualified Equipment (Heating)Natural Gas

Cooling

Central AirENERGY STAR Qualified Equipment

Appliances

Gas Water HeaterTankless Water HeaterHigh Efficiency Water HeaterGas OvenRecirculated Exhaust FanFree-Standing RangeConvection OvenGas CooktopWater Line to RefrigeratorENERGY STAR Qualified AppliancesSelf Cleaning OvenDisposalDishwasherMicrowaveENERGY STAR Qualified Water Heater

Questions & Answers

This 3-bedroom, 1-bathroom single family at 1038 E J Street is listed at $685,000 ($704/sqft). The estimated monthly payment is $3,664 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1947, 0.17 acre lot, 6 parking spaces. Interior Features: Sump Pump, Pantry, Recessed Lighting.

This property is listed by Jenn Irvin and can be reached at (760) 887-1122.

JI

Jenn Irvin

License 02064734

Agent at Re/Max Freedom

(760) 887-1122

Listed by Re/Max Freedom · Broker phone: (760) 887-1122

MLS# HD26160917· Source: California Regional Multiple Listing Service, Inc· 57 days on PropertySimple

Copyright © 2026 California Regional Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1038 E J Street, Ontario, CA 91764

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