About This Home

This 0-bedroom, 0-bathroom commercial at 10393 SW 186th St #1H in Cutler Bay, FL is listed for $459,900. Built in 1990, on a N/A lot.

Key Features

  • Built in 1990

Property Details

#1H
1990

Amenities

A/C
Listing Description

INCOME PRODUCING OPPORTUNITY 40-Year Recertification process is currently underway and is expected to be completed by 11/30/2026. Priced as the best deal in town two close sales shows the price per sq ft is $246-$276 per SQ FT! This well-located commercial property sits on a busy street directly across from a U.S.

Post Office, offering outstanding visibility and steady foot and vehicle traffic. The price is firm. Beginning November 1, the second floor will be leased at an increased rent of $1,700 per month to a stable, reliable tenant, providing immediate income.

The first floor, currently rented for $2,300 per month, offering strong additional income potential. The two-story building features separate, independent entrances, making it well suited for a real estate office, law firm, accounting practice, or other professional use, and offers flexibility for both owner-users and investors.

Buyers are encouraged to verify permitted uses with the zoning department. All types of financing are accepted. Owner financing is also available: with $300,000 down, the balance may be financed at 6.5% over 12 years, and the seller will pay all closing costs when owner financing is used.

The 40-Year Recertification is underway and expected to be completed by November 30/ 2026, and the roof is only three years old. With its prime location, growing rental income, strong income potential, and attractive financing terms, this property is an excellent investment

Monthly Cost Estimate

$2,708/mo

20% down · 6.5% · 30 years

Principal$333
Interest$1,993
Insurance$134
HOA$248

Estimates only. Actual payments may vary.

Location

10393 SW 186th St #1H

Cutler Bay, FL 33157

Property Details

Construction

CBS (Concrete Block Structure) Block

Heating

Electric (Heating)Central

Cooling

Central Air

Questions & Answers

This 0-bedroom, 0-bathroom commercial at 10393 SW 186th St is listed at $459,900. The estimated monthly payment is $2,708 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $248/month.

Key features include: Built in 1990.

This property is listed by Moises Saca.

MS

Moises Saca

License 3273351

Agent at BEST AMERICAN REALTY CORP

Listed by BEST AMERICAN REALTY CORP · Broker phone: (305) 389-3491 · Broker website

MLS# A11934317· Source: Miami REALTORS®· 5 days on PropertySimple

Copyright © 2026 Miami REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

10393 SW 186th St #1H, Cutler Bay, FL 33157

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