# 104 N Derby Ave, Ventnor, NJ 08406 > **TL;DR:** 2bd/2ba single family, $850,000. > Waterfront, Hardwood. Est. $4,546/mo. Listed 209 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $850,000 | | Bedrooms | 2 | | Bathrooms | 1 full, 1 half | | Stories | 2 | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 209 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Hardwood Floors** - Hardwood flooring listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $4,298 | | Estimated Insurance | $248 | | **Total** | **$4,546** | ## Key Amenities - Waterfront - Hardwood ## Property Highlights - 2 stories - Waterfront ## Description ### Agent Description Take advantage of an exceptional combination of location, lifestyle, and waterfront living with this truly rare Ventnor bayfront home-an absolute dream for boat lovers and Jersey Shore enthusiasts alike. Set on a high elevation, this exceptionally well-positioned property offers peace of mind, having never experienced flooding, including during Hurricane Sandy. Boaters will appreciate the 50-foot boat slip just steps from the home, offering direct bay access with easy passage to the ocean via both the OC and AC inlets. Whether you enjoy cruising, sport fishing (the owner previously docked a 46' sportfishing boat), kayaking, paddleboarding, or simply relaxing on the calm bay waters, this home delivers the ultimate waterfront lifestyle. Inside, the home is super cute, very well maintained, and thoughtfully designed to maximize comfort and functionality. It features vinyl plank flooring, updates throughout and a neutral color pallet offering a modern feel. With 2 bedrooms, 1.5 baths, an updated eat-in kitchen, and a cozy living room with fireplace that opens to a deck with breathtaking bay views and unforgettable sunsets-perfect for entertaining or unwinding with the coastal breeze. A charming front yard adds to the home's curb appeal and island character. The location truly sets this property apart. Just 2.5 blocks to the beach and boardwalk, minutes from Ventnor's beautiful shoreline, and moments from the thriving Ventnor Heights dining and business district, including Red Room, The Dorset, Wahine Wine, Ventnor Coffee House, and Custard's Last Stand. Downtown Ventnor Heights is on the rise, making this an exciting opportunity to enjoy and invest. Additional highlights include quick bridge access, AC Expressway Exit 2, and proximity to everyday conveniences such as Acme, Starbucks, and Island Gym. By boat, enjoy waterfront dining at Tideline, Lamberti's, Wonder Bar, and more. Ventnor Heights Ski Beach summer nights every Wednesday are just a hop, skip, and jump away. Bayfront opportunities at the Jersey Shore are incredibly limited-and this one is well under $1 million, making it truly special. Option for a quick close, so you can have your new home ready for summer. Don't miss your chance to own this exceptional piece of Ventnor bayfront paradise. ## Location - **Address:** 104 N Derby Ave, Ventnor, NJ 08406 - **County:** Atlantic - **Coordinates:** 39.341796, -74.478584 - **Google Maps:** https://www.google.com/maps?q=39.341796,-74.478584 ## Listing Agent - **Name:** JACQUELINE SILVA-STEUER - **Brokerage:** OCF REALTY, LLC - **Phone:** 2156943003 - **Broker Phone:** 8565122476 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/104-N-Derby-Ave_Ventnor-City_NJ_08406_M65691-17029?f=listhub&s=SJSRMLSNJ&m=604929&c=propsimple) ## Photos ![104 N Derby Ave - Photo 1](http://lh.rdcpix.com/dc1d3e15e05e0dec6ab7d7c3eda67125l-f3191403675r.jpg) ![104 N Derby Ave - Photo 2](http://lh.rdcpix.com/dc1d3e15e05e0dec6ab7d7c3eda67125l-f427850875r.jpg) ![104 N Derby Ave - Photo 3](http://lh.rdcpix.com/dc1d3e15e05e0dec6ab7d7c3eda67125l-f1612594377r.jpg) ![104 N Derby Ave - Photo 4](http://lh.rdcpix.com/dc1d3e15e05e0dec6ab7d7c3eda67125l-f4245582835r.jpg) ![104 N Derby Ave - Photo 5](http://lh.rdcpix.com/dc1d3e15e05e0dec6ab7d7c3eda67125l-f222121286r.jpg) ![104 N Derby Ave - Photo 6](http://lh.rdcpix.com/dc1d3e15e05e0dec6ab7d7c3eda67125l-f1428625468r.jpg) ![104 N Derby Ave - Photo 7](http://lh.rdcpix.com/dc1d3e15e05e0dec6ab7d7c3eda67125l-f1696891159r.jpg) ![104 N Derby Ave - Photo 8](http://lh.rdcpix.com/dc1d3e15e05e0dec6ab7d7c3eda67125l-f3804024446r.jpg) ![104 N Derby Ave - Photo 9](http://lh.rdcpix.com/dc1d3e15e05e0dec6ab7d7c3eda67125l-f376346212r.jpg) ![104 N Derby Ave - Photo 10](http://lh.rdcpix.com/dc1d3e15e05e0dec6ab7d7c3eda67125l-f1738440690r.jpg) ![104 N Derby Ave - Photo 11](http://lh.rdcpix.com/dc1d3e15e05e0dec6ab7d7c3eda67125l-f1372417416r.jpg) ![104 N Derby Ave - Photo 12](http://lh.rdcpix.com/dc1d3e15e05e0dec6ab7d7c3eda67125l-f2522888546r.jpg) ![104 N Derby Ave - Photo 13](http://lh.rdcpix.com/dc1d3e15e05e0dec6ab7d7c3eda67125l-f1829164332r.jpg) ![104 N Derby Ave - Photo 14](http://lh.rdcpix.com/dc1d3e15e05e0dec6ab7d7c3eda67125l-f622717610r.jpg) ![104 N Derby Ave - Photo 15](http://lh.rdcpix.com/dc1d3e15e05e0dec6ab7d7c3eda67125l-f2349486050r.jpg) ![104 N Derby Ave - Photo 16](http://lh.rdcpix.com/dc1d3e15e05e0dec6ab7d7c3eda67125l-f1397709932r.jpg) ![104 N Derby Ave - Photo 17](http://lh.rdcpix.com/dc1d3e15e05e0dec6ab7d7c3eda67125l-f2708950540r.jpg) ![104 N Derby Ave - Photo 18](http://lh.rdcpix.com/dc1d3e15e05e0dec6ab7d7c3eda67125l-f1117852923r.jpg) ![104 N Derby Ave - Photo 19](http://lh.rdcpix.com/dc1d3e15e05e0dec6ab7d7c3eda67125l-f1522975330r.jpg) ![104 N Derby Ave - Photo 20](http://lh.rdcpix.com/dc1d3e15e05e0dec6ab7d7c3eda67125l-f3521585787r.jpg) ![104 N Derby Ave - Photo 21](http://lh.rdcpix.com/dc1d3e15e05e0dec6ab7d7c3eda67125l-f3720370025r.jpg) ![104 N Derby Ave - Photo 22](http://lh.rdcpix.com/dc1d3e15e05e0dec6ab7d7c3eda67125l-f3575958365r.jpg) ![104 N Derby Ave - Photo 23](http://lh.rdcpix.com/dc1d3e15e05e0dec6ab7d7c3eda67125l-f1397319319r.jpg) ![104 N Derby Ave - Photo 24](http://lh.rdcpix.com/dc1d3e15e05e0dec6ab7d7c3eda67125l-f4210559053r.jpg) ![104 N Derby Ave - Photo 25](http://lh.rdcpix.com/dc1d3e15e05e0dec6ab7d7c3eda67125l-f1145812621r.jpg) ![104 N Derby Ave - Photo 26](http://lh.rdcpix.com/dc1d3e15e05e0dec6ab7d7c3eda67125l-f2307234521r.jpg) ![104 N Derby Ave - Photo 27](http://lh.rdcpix.com/dc1d3e15e05e0dec6ab7d7c3eda67125l-f2796702206r.jpg) ![104 N Derby Ave - Photo 28](http://lh.rdcpix.com/dc1d3e15e05e0dec6ab7d7c3eda67125l-f2281090557r.jpg) ![104 N Derby Ave - Photo 29](http://lh.rdcpix.com/dc1d3e15e05e0dec6ab7d7c3eda67125l-f3495767205r.jpg) ![104 N Derby Ave - Photo 30](http://lh.rdcpix.com/dc1d3e15e05e0dec6ab7d7c3eda67125l-f1453870137r.jpg) ![104 N Derby Ave - Photo 31](http://lh.rdcpix.com/dc1d3e15e05e0dec6ab7d7c3eda67125l-f3162743161r.jpg) ![104 N Derby Ave - Photo 32](http://lh.rdcpix.com/dc1d3e15e05e0dec6ab7d7c3eda67125l-f2500739906r.jpg) ![104 N Derby Ave - Photo 33](http://lh.rdcpix.com/dc1d3e15e05e0dec6ab7d7c3eda67125l-f3060721000r.jpg) ![104 N Derby Ave - Photo 34](http://lh.rdcpix.com/dc1d3e15e05e0dec6ab7d7c3eda67125l-f67559962r.jpg) ![104 N Derby Ave - Photo 35](http://lh.rdcpix.com/dc1d3e15e05e0dec6ab7d7c3eda67125l-f290816690r.jpg) ![104 N Derby Ave - Photo 36](http://lh.rdcpix.com/dc1d3e15e05e0dec6ab7d7c3eda67125l-f1362598957r.jpg) ![104 N Derby Ave - Photo 37](http://lh.rdcpix.com/dc1d3e15e05e0dec6ab7d7c3eda67125l-f1981729307r.jpg) ![104 N Derby Ave - Photo 38](http://lh.rdcpix.com/dc1d3e15e05e0dec6ab7d7c3eda67125l-f2477723214r.jpg) ![104 N Derby Ave - Photo 39](http://lh.rdcpix.com/dc1d3e15e05e0dec6ab7d7c3eda67125l-f2095166585r.jpg) ![104 N Derby Ave - Photo 40](http://lh.rdcpix.com/dc1d3e15e05e0dec6ab7d7c3eda67125l-f4197698989r.jpg) ![104 N Derby Ave - Photo 41](http://lh.rdcpix.com/dc1d3e15e05e0dec6ab7d7c3eda67125l-f720110292r.jpg) ![104 N Derby Ave - Photo 42](http://lh.rdcpix.com/dc1d3e15e05e0dec6ab7d7c3eda67125l-f2117752190r.jpg) ![104 N Derby Ave - Photo 43](http://lh.rdcpix.com/dc1d3e15e05e0dec6ab7d7c3eda67125l-f3621204035r.jpg) ![104 N Derby Ave - Photo 44](http://lh.rdcpix.com/dc1d3e15e05e0dec6ab7d7c3eda67125l-f4242440286r.jpg) ![104 N Derby Ave - Photo 45](http://lh.rdcpix.com/dc1d3e15e05e0dec6ab7d7c3eda67125l-f276706700r.jpg) ![104 N Derby Ave - Photo 46](http://lh.rdcpix.com/dc1d3e15e05e0dec6ab7d7c3eda67125l-f1712208970r.jpg) ![104 N Derby Ave - Photo 47](http://lh.rdcpix.com/dc1d3e15e05e0dec6ab7d7c3eda67125l-f1354036102r.jpg) ![104 N Derby Ave - Photo 48](http://lh.rdcpix.com/dc1d3e15e05e0dec6ab7d7c3eda67125l-f2877020829r.jpg) ![104 N Derby Ave - Photo 49](http://lh.rdcpix.com/dc1d3e15e05e0dec6ab7d7c3eda67125l-f1304317152r.jpg) ![104 N Derby Ave - Photo 50](http://lh.rdcpix.com/dc1d3e15e05e0dec6ab7d7c3eda67125l-f3327886185r.jpg) ![104 N Derby Ave - Photo 51](http://lh.rdcpix.com/dc1d3e15e05e0dec6ab7d7c3eda67125l-f2631855935r.jpg) --- **MLS#:** 604929 | **Updated:** 2026-09-16 **Source:** listhub *Copyright © 2026 South Jersey Shore Regional MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/104-n-derby-ave-ventnor-nj-08406-j604929) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/104-n-derby-ave-ventnor-nj-08406-j604929#listing", "url": "https://www.propertysimple.ai/listing/104-n-derby-ave-ventnor-nj-08406-j604929", "name": "104 N Derby Ave, Ventnor, NJ 08406", "description": "Take advantage of an exceptional combination of location, lifestyle, and waterfront living with this truly rare Ventnor bayfront home-an absolute dream for boat lovers and Jersey Shore enthusiasts alike. Set on a high elevation, this exceptionally well-positioned property offers peace of mind, having never experienced flooding, including during Hurricane Sandy. Boaters will appreciate the 50-foot boat slip just steps from the home, offering direct bay access with easy passage to the ocean via both the OC and AC inlets. Whether you enjoy cruising, sport fishing (the owner previously docked a 46' sportfishing boat), kayaking, paddleboarding, or simply relaxing on the calm bay waters, this home delivers the ultimate waterfront lifestyle. Inside, the home is super cute, very well maintained, and thoughtfully designed to maximize comfort and functionality. It features vinyl plank flooring, updates throughout and a neutral color pallet offering a modern feel. With 2 bedrooms, 1.5 baths, an updated eat-in kitchen, and a cozy living room with fireplace that opens to a deck with breathtaking bay views and unforgettable sunsets-perfect for entertaining or unwinding with the coastal breeze. A charming front yard adds to the home's curb appeal and island character. The location truly sets this property apart. Just 2.5 blocks to the beach and boardwalk, minutes from Ventnor's beautiful shoreline, and moments from the thriving Ventnor Heights dining and business district, including Red Room, The Dorset, Wahine Wine, Ventnor Coffee House, and Custard's Last Stand. Downtown Ventnor Heights is on the rise, making this an exciting opportunity to enjoy and invest. Additional highlights include quick bridge access, AC Expressway Exit 2, and proximity to everyday conveniences such as Acme, Starbucks, and Island Gym. By boat, enjoy waterfront dining at Tideline, Lamberti's, Wonder Bar, and more. Ventnor Heights Ski Beach summer nights every Wednesday are just a hop, skip, and jump away. Bayfront opportunities at the Jersey Shore are incredibly limited-and this one is well under $1 million, making it truly special. Option for a quick close, so you can have your new home ready for summer. 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