# 104 S Point Court, Philo, IL 61864

> **TL;DR:** 3bd/3ba single family, $339,900 ($180/sqft), built 1998, 1,892 sqft.
> Fireplace, A/C, 3-car garage. Est. $1,818/mo. Listed 2 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $339,900 |
| Price/sqft | $180 |
| Bedrooms | 3 |
| Bathrooms | 2 full, 1 half |
| Square Feet | 1,892 |
| Year Built | 1998 |
| Lot Size | 17,860 sqft (0.41 acres) |
| Stories | 1 |
| Garage | 3-car |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 2 |

## Why This Home Stands Out

- **Large Garage** - 3-car garage

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,719 |
| Estimated Insurance | $99 |
| **Total** | **$1,818** |

## Nearby Schools

- **Elementary:** Unity East Elementary School
- **Middle:** Unity Junior High School
- **High:** Unity High School

## Key Amenities

- Fireplace
- A/C
- 3-car garage

## Property Highlights

- Built in 1998
- 0.41 acre lot
- 3 parking spaces
- Fireplace

## Description

### Agent Description
Tucked away on a quiet cul-de-sac in Philo, this beautiful, sunshine-filled ranch offers the perfect combination of privacy, comfort, and convenience! Featuring 3 bedrooms, 2.5 baths, 1,892 square feet, and a spacious 2-car garage, this home welcomes you with soaring cathedral ceilings, an inviting living room with electric fireplace, and a bright, open floor plan ideal for everyday living and entertaining. The dining area flows seamlessly into the living room, while the kitchen features a charming breakfast nook. The desirable split-bedroom design provides privacy, with a spacious primary suite featuring a step-in shower, jetted tub, and two walk-in closets. Two additional bedrooms share a guest bath. Outside, enjoy a peaceful, private backyard complete with a storage shed. The oversized, heated garage features an epoxy-coated floor, and thoughtful improvements include a professionally improved crawl space with spray-foam insulation and vapor barrier, additional attic insulation, central vacuum system, whole-house Generac generator, and new central air conditioning in 2025. Located in the sought-after Unit 7 School District, just minutes from Champaign, Urbana, and the University of Illinois. A wonderful opportunity to enjoy small-town living with big-city conveniences close by!

## Location

- **Address:** 104 S Point Court, Philo, IL 61864
- **County:** Champaign
- **Coordinates:** 40.001185, -88.158506
- **Google Maps:** https://www.google.com/maps?q=40.001185,-88.158506

## Listing Agent

- **Name:** Barbara Gallivan
- **Brokerage:** Keller Williams The Real Estate Center of Illinois, LLC
- **Broker Phone:** (217) 356-6100
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/104-S-Point-Ct_Philo_IL_61864_M78556-16171?f=listhub&s=MREDIL&m=12797060&c=propsimple)

## Photos

![104 S Point Court - Photo 1](http://lh.rdcpix.com/96e4cc41a600a93ea22f0e8121706d65l-f3041197748r.jpg)

![104 S Point Court - Photo 2](http://lh.rdcpix.com/96e4cc41a600a93ea22f0e8121706d65l-f449380025r.jpg)

![104 S Point Court - Photo 3](http://lh.rdcpix.com/96e4cc41a600a93ea22f0e8121706d65l-f4102873166r.jpg)

![104 S Point Court - Photo 4](http://lh.rdcpix.com/96e4cc41a600a93ea22f0e8121706d65l-f3166396022r.jpg)

![104 S Point Court - Photo 5](http://lh.rdcpix.com/96e4cc41a600a93ea22f0e8121706d65l-f4228745581r.jpg)

![104 S Point Court - Photo 6](http://lh.rdcpix.com/96e4cc41a600a93ea22f0e8121706d65l-f2958642612r.jpg)

![104 S Point Court - Photo 7](http://lh.rdcpix.com/96e4cc41a600a93ea22f0e8121706d65l-f2502012553r.jpg)

![104 S Point Court - Photo 8](http://lh.rdcpix.com/96e4cc41a600a93ea22f0e8121706d65l-f441043400r.jpg)

![104 S Point Court - Photo 9](http://lh.rdcpix.com/96e4cc41a600a93ea22f0e8121706d65l-f3201555r.jpg)

![104 S Point Court - Photo 10](http://lh.rdcpix.com/96e4cc41a600a93ea22f0e8121706d65l-f4127464238r.jpg)

![104 S Point Court - Photo 11](http://lh.rdcpix.com/96e4cc41a600a93ea22f0e8121706d65l-f305967861r.jpg)

![104 S Point Court - Photo 12](http://lh.rdcpix.com/96e4cc41a600a93ea22f0e8121706d65l-f236541888r.jpg)

![104 S Point Court - Photo 13](http://lh.rdcpix.com/96e4cc41a600a93ea22f0e8121706d65l-f400327555r.jpg)

![104 S Point Court - Photo 14](http://lh.rdcpix.com/96e4cc41a600a93ea22f0e8121706d65l-f3765508295r.jpg)

![104 S Point Court - Photo 15](http://lh.rdcpix.com/96e4cc41a600a93ea22f0e8121706d65l-f549882526r.jpg)

![104 S Point Court - Photo 16](http://lh.rdcpix.com/96e4cc41a600a93ea22f0e8121706d65l-f3927341622r.jpg)

![104 S Point Court - Photo 17](http://lh.rdcpix.com/96e4cc41a600a93ea22f0e8121706d65l-f1564520294r.jpg)

![104 S Point Court - Photo 18](http://lh.rdcpix.com/96e4cc41a600a93ea22f0e8121706d65l-f2171011663r.jpg)

![104 S Point Court - Photo 19](http://lh.rdcpix.com/96e4cc41a600a93ea22f0e8121706d65l-f1474970739r.jpg)

![104 S Point Court - Photo 20](http://lh.rdcpix.com/96e4cc41a600a93ea22f0e8121706d65l-f1815453849r.jpg)

![104 S Point Court - Photo 21](http://lh.rdcpix.com/96e4cc41a600a93ea22f0e8121706d65l-f2157782373r.jpg)

![104 S Point Court - Photo 22](http://lh.rdcpix.com/96e4cc41a600a93ea22f0e8121706d65l-f319159817r.jpg)

![104 S Point Court - Photo 23](http://lh.rdcpix.com/96e4cc41a600a93ea22f0e8121706d65l-f64716522r.jpg)

![104 S Point Court - Photo 24](http://lh.rdcpix.com/96e4cc41a600a93ea22f0e8121706d65l-f2850647088r.jpg)

![104 S Point Court - Photo 25](http://lh.rdcpix.com/96e4cc41a600a93ea22f0e8121706d65l-f3444470460r.jpg)

![104 S Point Court - Photo 26](http://lh.rdcpix.com/96e4cc41a600a93ea22f0e8121706d65l-f3457095218r.jpg)

![104 S Point Court - Photo 27](http://lh.rdcpix.com/96e4cc41a600a93ea22f0e8121706d65l-f1899244471r.jpg)

![104 S Point Court - Photo 28](http://lh.rdcpix.com/96e4cc41a600a93ea22f0e8121706d65l-f2164110921r.jpg)

![104 S Point Court - Photo 29](http://lh.rdcpix.com/96e4cc41a600a93ea22f0e8121706d65l-f4285968520r.jpg)

![104 S Point Court - Photo 30](http://lh.rdcpix.com/96e4cc41a600a93ea22f0e8121706d65l-f1199213856r.jpg)

![104 S Point Court - Photo 31](http://lh.rdcpix.com/96e4cc41a600a93ea22f0e8121706d65l-f969129376r.jpg)

![104 S Point Court - Photo 32](http://lh.rdcpix.com/96e4cc41a600a93ea22f0e8121706d65l-f4098469238r.jpg)

![104 S Point Court - Photo 33](http://lh.rdcpix.com/96e4cc41a600a93ea22f0e8121706d65l-f1251001123r.jpg)

![104 S Point Court - Photo 34](http://lh.rdcpix.com/96e4cc41a600a93ea22f0e8121706d65l-f259605370r.jpg)

![104 S Point Court - Photo 35](http://lh.rdcpix.com/96e4cc41a600a93ea22f0e8121706d65l-f2354744770r.jpg)

![104 S Point Court - Photo 36](http://lh.rdcpix.com/96e4cc41a600a93ea22f0e8121706d65l-f2015773222r.jpg)

![104 S Point Court - Photo 37](http://lh.rdcpix.com/96e4cc41a600a93ea22f0e8121706d65l-f3287847580r.jpg)

![104 S Point Court - Photo 38](http://lh.rdcpix.com/96e4cc41a600a93ea22f0e8121706d65l-f2992252886r.jpg)

![104 S Point Court - Photo 39](http://lh.rdcpix.com/96e4cc41a600a93ea22f0e8121706d65l-f2912877256r.jpg)

![104 S Point Court - Photo 40](http://lh.rdcpix.com/96e4cc41a600a93ea22f0e8121706d65l-f2646709951r.jpg)

![104 S Point Court - Photo 41](http://lh.rdcpix.com/96e4cc41a600a93ea22f0e8121706d65l-f1686860531r.jpg)

![104 S Point Court - Photo 42](http://lh.rdcpix.com/96e4cc41a600a93ea22f0e8121706d65l-f4203443385r.jpg)

![104 S Point Court - Photo 43](http://lh.rdcpix.com/96e4cc41a600a93ea22f0e8121706d65l-f3791454469r.jpg)

![104 S Point Court - Photo 44](http://lh.rdcpix.com/96e4cc41a600a93ea22f0e8121706d65l-f3668981787r.jpg)

---

**MLS#:** 12797060 | **Updated:** 2026-10-30
**Source:** listhub

*Copyright © 2026 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/104-s-point-court-philo-il-61864-79bc9d7e4ce54166b8106ac54a123a10)

---

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    "@id": "https://www.propertysimple.ai/listing/104-s-point-court-philo-il-61864-79bc9d7e4ce54166b8106ac54a123a10#agent",
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}
```