About This Home

This 4-bedroom, 3-bathroom single family at 104 Tierra Verde Trail in Panama City Beach, FL is listed for $589,000 ($228 per sqft). Built in 2004, the home offers 2,582 sqft of living space on a 0.17 acres lot.

Key Features

  • Built in 2004
  • 0.17 acre lot
  • Private pool

Property Details

1 story
2 full, 1 half
3-car garage
2004

Amenities

PoolA/C
Listing Description

4BR/2.5BA, 2,582-sq-ft home in gated Tierra Verde in Panama City Beach. Screened pool/spa, 2-car garage plus golf cart garage, built 2004. Tucked within the gated Tierra Verde subdivision in The Glades, this single-story home offers an inviting combination of generous living space, flexible-use rooms, abundant storage, and private outdoor amenities.

Set on a 0.17-acre cul-de-sac lot, the home features a screened pool and spa, attached two-car garage, separate golf cart garage, and a layout designed to make the most of its 2,582 heated and cooled square feet. At the heart of the home, the open-concept kitchen, dining area, and living room flow together for comfortable everyday living and entertaining.

A 12-foot raised double-tray ceiling with ambient lighting adds architectural interest to the living room, complemented by crown molding, substantial baseboards, recessed lighting, and decorative fixtures throughout. The kitchen features a breakfast bar, matching stainless steel appliances, pantry storage, and a skylight that brings in natural light.

The dining area adds a raised tray ceiling and an impressive wall of lighted glass-front upper cabinets and lower cabinetry, creating a built-in buffet or open butler's pantry, along with direct access to the covered patio and pool enclosure. Just off the living area, the heated and cooled Florida room adds even more versatility with a half bath, closet, and direct access to the lanai and pool.

Use it as an office, hobby room, guest space, or additional living area. The spacious primary suite features double entry doors, a raised tray ceiling with ambient lighting, and its own patio access to the pool and spa. The primary bath includes double vanities, a large marble walk-in shower, and a generous walk-in closet.

The front bedroom offers additional flexibility as a bedroom or office, with tile flooring, a raised tray ceiling, and direct access to the separate golf cart garage. The golf cart garage includes storage cabinets and a utility sink. Bedrooms 2 and 3 feature vinyl plank flooring, with a walk-in closet in Bedroom 2 and a full-size closet in Bedroom 3.

The second full bath provides a tub/shower combination and ample cabinetry, with additional open bookcase and cabinet storage just outside. Storage has been thoughtfully incorporated throughout the home. Two lighted hall closets have been customized into a butler's pantry and a dedicated office/workstation with a desk, shelving, and cabinetry.

The laundry room provides even more functionality with a walk-in storage closet, utility sink, upper cabinetry, skylight, built-in hidden ironing board, and direct access to the attached two-car garage. A security system is also installed. Step outside to a private gunite in-ground pool and spa within a screened lanai, creating an inviting extension of the home's living space.

A covered patio off the dining area provides a shaded outdoor space with a ceiling fan, while several areas of the home offer convenient access to the pool and patio. A full fence and large open driveway add additional everyday practicality. Tierra Verde is a gated enclave within The Glades, offering a tucked-away residential setting while remaining centrally located in Panama City Beach.

Convenient access to Back Beach Road and Middle Beach Road places shopping, dining, area attractions, everyday services, and the white-sand beaches of Panama City Beach within easy reach. The community's location offers the appeal of being removed from the activity of the main tourism corridors while keeping many of Panama City Beach's destinations and conveniences nearby. Annual HOA dues are $1,750. The home is offered unfurnished with immediate occupancy available.

Monthly Cost Estimate

$4,900/mo

20% down · 6.5% · 30 years

Principal$426
Interest$2,552
Insurance$172
HOA$1,750

Estimates only. Actual payments may vary.

Location

104 Tierra Verde Trail

Panama City Beach, FL 32407

Tierra Verde

Features & Amenities

Interior Features

DoubleVanityMainLevelPrimaryWalkInClosetsEntranceFoyer

Exterior Features

Porch

Property Details

Flooring

PlankVinyl

Construction

Stucco

Pool Features

Pool

Outdoor Features

Porch

Parking

Gated

Heating

Central

Cooling

Ceiling Fan(s)Central Air

Appliances

ElectricWaterHeaterGasOvenGasRange

Questions & Answers

This 4-bedroom, 3-bathroom single family at 104 Tierra Verde Trail is listed at $589,000 ($228/sqft). The estimated monthly payment is $4,900 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $1750/month.

Key features include: Built in 2004, 0.17 acre lot, Private pool. Interior Features: DoubleVanity, MainLevelPrimary, WalkInClosets. Exterior Features: Porch.

This property is listed by Cindy Morehouse.

CM

Cindy Morehouse

License SL3508211

Agent at Counts Real Estate Group Inc

Listed by Counts Real Estate Group Inc · Broker phone: (850) 249-3615 · View on Broker Site · Broker website

MLS# 796242· Source: Central Panhandle Association of REALTORS· 26 days on PropertySimple

Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

104 Tierra Verde Trail, Panama City Beach, FL 32407

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