About This Home

This 0-bedroom, 0-bathroom commercial at 104 W Main Street in Cottonwood, MN is listed for $249,900. Built in 1902, on a 0.16 acres lot.

Key Features

  • Built in 1902
  • 0.16 acre lot

Property Details

1902
Listing Description

Prime Main Street investment opportunity offering exceptional multi-stream income and significant commercial upside. The upper level features five residential apartments, including two 1-bedroom units and three 2-bedroom units, delivering steady, in-place cash flow.

The street level offers remarkable versatility across multiple distinct spaces with independent entrances, featuring a 2,700 sq. ft. space ready for build out, a 1,540 sq. ft. space that was recently updated and ready for move in, and an additional 680 sq.

ft. storage or future expansion unit for the 2,700 sf space. Both main sections include dedicated full basements for expansive on-site storage or operational capacity. Key capital improvements include a durable spray-foam roof finished with a protective poly coating, three coats of commercial paint, and fresh sealant. With residential revenue already established and high-visibility commercial spaces ready to maximize returns, this versatile asset is a rare portfolio powerhouse.

Monthly Cost Estimate

$1,337/mo

20% down · 6.5% · 30 years

Principal$181
Interest$1,083
Insurance$73

Estimates only. Actual payments may vary.

Location

104 W Main Street

Cottonwood, MN 56229

Property Details

Parking

On Street

Heating

Forced AirBaseboard

Questions & Answers

This 0-bedroom, 0-bathroom commercial at 104 W Main Street is listed at $249,900. The estimated monthly payment is $1,337 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1902, 0.16 acre lot.

This property is listed by Kerby & Cristina Real Estate Experts.

KE

Kerby & Cristina Real Estate Experts

Agent at RE/MAX Results

Listed by RE/MAX Results · Broker phone: (952) 829-2900 · View on Broker Site · Broker website

MLS# 7140136· Source: Northstar MLS· 44 days on PropertySimple

Copyright © 2026 Northstar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

104 W Main Street, Cottonwood, MN 56229

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