About This Home

This 5-bedroom, 3-bathroom single family at 104 WHITE OAK Pl in Arley, AL is listed for $1,299,000 ($442 per sqft). Built in 2021, the home offers 2,936 sqft of living space on a 11.70 acres lot.

Key Features

  • Built in 2021
  • 11.70 acre lot
  • 3 stories
  • Waterfront

Property Details

3 stories
3 full
2-car garage
2021

Amenities

WaterfrontA/C
Listing Description

Smith Lake (White Oak) Rustic authenticity at its best! First time on the market. The current owners built this home and have truly created the ultimate lakehouse experience! This log home is built to host large gatherings. The sale includes the waterfront lot in addition to 11 acres just across the road. Build a guest home or simply use for recreation.

Monthly Cost Estimate

$7,247/mo

20% down · 6.5% · 30 years

Principal$939
Interest$5,629
Insurance$379
HOA$300

Estimates only. Actual payments may vary.

Location

104 WHITE OAK Pl

Arley, AL 35541

White Oak Landing

Property Details

Flooring

Wood

Construction

Log Siding

Heating

CentralElectric (Heating)

Cooling

ElectricCentral Air

Appliances

DishwasherMicrowaveOven (Elec)Range (Elec)Refrigerator

Questions & Answers

This 5-bedroom, 3-bathroom single family at 104 WHITE OAK Pl is listed at $1,299,000 ($442/sqft). The estimated monthly payment is $7,247 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $300/month.

Key features include: Built in 2021, 11.70 acre lot, 3 stories, Waterfront.

This property is listed by Justin Dyar.

JD

Justin Dyar

Agent at Lake Homes Realty

Listed by Lake Homes Realty · Broker phone: 2059852991 · View on Broker Site

MLS# 26-1418· Source: Walker County Area Board of REALTORS®· 109 days on PropertySimple

Copyright © 2026 Walker County Area Board of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

104 WHITE OAK Pl, Arley, AL 35541

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