About This Home

This 3-bedroom, 3-bathroom single family at 1040 COTTAGE Drive in The Villages, FL is listed for $1,325,000 ($649 per sqft). Built in 2004, the home offers 2,042 sqft of living space on a 0.21 acres lot.

Key Features

  • Built in 2004
  • 0.21 acre lot
  • Private pool

Property Details

1 story
2 full, 1 half
1-car garage
2004

Amenities

PoolA/C
Listing Description

RARE OPPORTUNITY IN LAKE SHORE COTTAGES - JUST STEPS FROM LAKE SUMTER LANDING! Discover an extraordinary combination of LOCATION, LUXURY, and LIFESTYLE in one of The Villages' most distinctive neighborhoods. Beautifully remodeled from top to bottom, this stunning 3-bedroom, 2.5-bath cottage offers the charm of classic Florida architecture with the sophistication of a modern luxury retreat.

Featuring a PRIVATE HEATED SALTWATER POOL, spectacular outdoor living spaces, WATER VIEWS, and a BOND THAT IS PAID IN FULL, this is a home that truly stands apart!From the moment you arrive, the inviting front porch sets the tone with its beautiful wood-look porcelain flooring, beadboard ceiling, decorative railing, and custom ceiling fans.

HARDIE PLANK SIDING, a METAL ROOF, and freshly painted exterior add timeless character and curb appeal.Step through the leaded-glass front door and prepare to be impressed! The interior has been thoughtfully transformed into a bright, OPEN-CONCEPT living space designed for both entertaining and everyday comfort.

Gorgeous luxury vinyl plank flooring, crown molding, oversized baseboards, updated lighting, and abundant natural light create a sophisticated yet welcoming atmosphere. The beautifully remodeled kitchen features GRANITE COUNTERTOPS AND BACKSPLASH, high-end appliances, farmhouse sink, under-cabinet lighting, reverse osmosis system, and generous gath

ering space.The primary suite offers a beautifully updated private bath with granite countertops, custom mirrors, a spacious walk-in shower with dual showerheads, and a large walk-in closet. An additional guest bedroom and beautifully remodeled guest bath provide comfort for visiting family and friends.

The spacious third bedroom or den, with soaring 13-foot ceilings, a convenient half bath, and direct access to the pool, offers wonderful flexibility.THE OUTDOOR LIVING IS EXCEPTIONAL! Imagine spending your afternoons beside your own HEATED SALTWATER POOL, complete with a soothing waterfall and gorgeous TRAVERTINE DECKING.

The combination of privacy walls, beautiful gardens, and inviting entertaining areas creates your own personal Florida oasis.One of the home's most impressive features is the spectacular 29' x 10' enclosed living area overlooking the pool, featuring floor-to-ceiling hurricane-rated glass, beautiful tile flooring, beadboard ceiling, and its own MINI-SPLIT HEATING AND COOLING SYSTEM.

Step outside onto the elevated patio and enjoy peaceful views of the landscaped backyard and water beyond.Additional highlights include a Kinetico whole-house water filtration and softening system, tankless water heater, newer HVAC system, epoxy-coated garage floor, gutters, and numerous thoughtful upgrades throughout.

Furniture is negotiable to be purchased separately.AND THE LOCATION? SIMPLY OUTSTANDING! Lake Shore Cottages offers a distinctive neighborhood atmosphere, charming architecture, and its own community pool - all just moments from the restaurants, boutiques, waterfront dining, nightly entertainment, and vibrant lifestyle of LAKE SUMTER LANDING.Homes

offering this combination of extensive renovations, private pool living, distinctive cottage charm, and exceptional proximity to Lake Sumter Landing are not easily duplicated.THIS IS MORE THAN A BEAUTIFUL HOME - IT'S AN OPPORTUNITY TO ENJOY THE VERY BEST OF THE VILLAGES LIFESTYLE. SCHEDULE YOUR PRIVATE SHOWING AND EXPERIENCE 1040 COTTAGE DRIVE FOR YOURSELF!

Monthly Cost Estimate

$7,086/mo

20% down · 6.5% · 30 years

Principal$958
Interest$5,742
Insurance$386

Estimates only. Actual payments may vary.

Location

1040 COTTAGE Drive

The Villages, FL 32162

VILLAGES OF SUMTER LAKE SHORE COTTAGES

Features & Amenities

Interior Features

Built-in FeaturesCeiling Fans(s)Crown MoldingHigh CeilingsOpen FloorplanPrimary Bedroom Main FloorStone CountersTray Ceiling(s)Walk-In Closet(s)Window Treatments

Exterior Features

Rain GuttersSidewalk

Property Details

Flooring

Vinyl

Construction

HardiPlank Type

Pool Features

Pool

Parking

Golf Cart

Heating

Natural Gas

Cooling

Central Air

Appliances

DishwasherDisposalDryerKitchen Reverse Osmosis SystemMicrowaveRefrigeratorTankless Water HeaterWasherWater Softener

Questions & Answers

This 3-bedroom, 3-bathroom single family at 1040 COTTAGE Drive is listed at $1,325,000 ($649/sqft). The estimated monthly payment is $7,086 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2004, 0.21 acre lot, Private pool. Interior Features: Built-in Features, Ceiling Fans(s), Crown Molding. Exterior Features: Rain Gutters, Sidewalk.

This property is listed by Jana Raber.

JR

Jana Raber

Agent at Realty Executives In The Villages

Listed by Realty Executives In The Villages · Broker phone: (352) 753-7500 · View on Broker Site · Broker website

MLS# G5115808· Source: Stellar MLS· 94 days on PropertySimple

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1040 COTTAGE Drive, The Villages, FL 32162

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