# 1040 E Highway 98 #818, Destin, FL 32541 > **TL;DR:** 2bd/2ba condo, $663,000 ($699/sqft), built 1984, 949 sqft. > Waterfront, A/C. Est. $4,667/mo. Listed 90 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $663,000 | | Price/sqft | $699 | | Bedrooms | 2 | | Bathrooms | 2 full | | Square Feet | 949 | | Year Built | 1984 | | Stories | 1 | | Property Type | Condo (Condominium) | | Status | Active | | Days on Market | 90 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $3,352 | | Estimated Insurance | $193 | | HOA | $1,122 | | **Total** | **$4,667** | ## Nearby Schools - **Elementary:** Destin - **Middle:** Destin - **High:** Destin ## Key Amenities - Waterfront - A/C ## Property Highlights - Built in 1984 - Waterfront ## Description ### Agent Description GULF-FRONT. 8TH FLOOR. END UNIT. UNOBSTRUCTED GULF VIEWS. Welcome to Unit 818 at SunDestin Beach Resort, a furnished 2-bedroom, 2-bath Gulf-front condo in the heart of Destin with a private balcony, direct beach access, resort amenities, and short-term rental flexibility. The view is the reason you come to Destin--and here, it's part of everyday life. Emerald-green Gulf water fills the view from the living area, primary suite, and private balcony, giving you a front-row seat to mornings on the beach and sunsets over the water. Inside, 949 square feet is thoughtfully arranged for both owners and guests. The primary suite features a king bed, ensuite bath, and Gulf views, while the second bedroom offers two full beds. A fully equipped kitchen and the convenience of an in-unit washer and dryer make extended stays and beach weeks easy. When you're not using the condo yourself, short-term rentals are allowed, giving you the flexibility to offer it as a vacation rental while keeping your own place on the Gulf. At SunDestin, the beach is downstairs. Owners and guests enjoy direct deeded beach access along with indoor and outdoor pools, a splash pad, hot tub, fitness center, sauna, arcade, on-site restaurant, tiki bar, and additional resort amenities. HOA dues include electricity, water, cable, and internet, simplifying many of the everyday expenses of Gulf-front condo ownership. And you're not choosing between the beach and being close to Destin's attractions. SunDestin's central location puts you near HarborWalk Village, Henderson Beach State Park, Destin Commons, Big Kahuna's, boating, fishing, restaurants, shopping, and entertainment. Unit 818 is offered furnished, excluding select personal items and rental-management inventory. If you've been waiting for a place where you can wake up overlooking the Gulf, walk downstairs to the sand, enjoy it when you want, and have vacation-rental flexibility when you're away, come experience Unit 818 in person. Schedule your private showing and see the 8th-floor Gulf view for yourself. ## Location - **Address:** 1040 E Highway 98 #818, Destin, FL 32541 - **County:** Okaloosa - **Neighborhood:** SUNDESTIN INTERNATIONAL CONDO - **Coordinates:** 30.385027, -86.468307 - **Google Maps:** https://www.google.com/maps?q=30.385027,-86.468307 ## Listing Agent - **Name:** India T Lucious · **License:** 3442154 - **Brokerage:** EXP REALTY LLC - **Phone:** 8504195528 - **Broker Phone:** (888) 883-8509 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/1040-Highway-98-E-Unit-818_Destin_FL_32541_M64703-25474?f=listhub&s=ECARMLSFL&m=1006976&c=propsimple) ## Photos ![1040 E Highway 98 #818 - Photo 1](http://lh.rdcpix.com/d03bcb0d4670f16186ac5afe5388936fl-f3792189358r.jpg) ![1040 E Highway 98 #818 - Photo 2](http://lh.rdcpix.com/d03bcb0d4670f16186ac5afe5388936fl-f3528062208r.jpg) ![1040 E Highway 98 #818 - Photo 3](http://lh.rdcpix.com/d03bcb0d4670f16186ac5afe5388936fl-f2252871330r.jpg) ![1040 E Highway 98 #818 - Photo 4](http://lh.rdcpix.com/d03bcb0d4670f16186ac5afe5388936fl-f226611513r.jpg) ![1040 E Highway 98 #818 - Photo 5](http://lh.rdcpix.com/d03bcb0d4670f16186ac5afe5388936fl-f3064852705r.jpg) ![1040 E Highway 98 #818 - Photo 6](http://lh.rdcpix.com/d03bcb0d4670f16186ac5afe5388936fl-f2563315005r.jpg) ![1040 E Highway 98 #818 - Photo 7](http://lh.rdcpix.com/d03bcb0d4670f16186ac5afe5388936fl-f250002026r.jpg) ![1040 E Highway 98 #818 - Photo 8](http://lh.rdcpix.com/d03bcb0d4670f16186ac5afe5388936fl-f3291987077r.jpg) ![1040 E Highway 98 #818 - Photo 9](http://lh.rdcpix.com/d03bcb0d4670f16186ac5afe5388936fl-f2839294858r.jpg) ![1040 E Highway 98 #818 - Photo 10](http://lh.rdcpix.com/d03bcb0d4670f16186ac5afe5388936fl-f2966104812r.jpg) ![1040 E Highway 98 #818 - Photo 11](http://lh.rdcpix.com/d03bcb0d4670f16186ac5afe5388936fl-f2410427510r.jpg) ![1040 E Highway 98 #818 - Photo 12](http://lh.rdcpix.com/d03bcb0d4670f16186ac5afe5388936fl-f3843424312r.jpg) ![1040 E Highway 98 #818 - Photo 13](http://lh.rdcpix.com/d03bcb0d4670f16186ac5afe5388936fl-f3733360350r.jpg) ![1040 E Highway 98 #818 - Photo 14](http://lh.rdcpix.com/d03bcb0d4670f16186ac5afe5388936fl-f950861690r.jpg) ![1040 E Highway 98 #818 - Photo 15](http://lh.rdcpix.com/d03bcb0d4670f16186ac5afe5388936fl-f3098460853r.jpg) ![1040 E Highway 98 #818 - Photo 16](http://lh.rdcpix.com/d03bcb0d4670f16186ac5afe5388936fl-f471113387r.jpg) ![1040 E Highway 98 #818 - Photo 17](http://lh.rdcpix.com/d03bcb0d4670f16186ac5afe5388936fl-f3527326007r.jpg) ![1040 E Highway 98 #818 - Photo 18](http://lh.rdcpix.com/d03bcb0d4670f16186ac5afe5388936fl-f3720637275r.jpg) ![1040 E Highway 98 #818 - Photo 19](http://lh.rdcpix.com/d03bcb0d4670f16186ac5afe5388936fl-f1540637930r.jpg) ![1040 E Highway 98 #818 - Photo 20](http://lh.rdcpix.com/d03bcb0d4670f16186ac5afe5388936fl-f2193191020r.jpg) ![1040 E Highway 98 #818 - Photo 21](http://lh.rdcpix.com/d03bcb0d4670f16186ac5afe5388936fl-f1565764260r.jpg) ![1040 E Highway 98 #818 - Photo 22](http://lh.rdcpix.com/d03bcb0d4670f16186ac5afe5388936fl-f2520454672r.jpg) ![1040 E Highway 98 #818 - Photo 23](http://lh.rdcpix.com/d03bcb0d4670f16186ac5afe5388936fl-f4029409782r.jpg) ![1040 E Highway 98 #818 - Photo 24](http://lh.rdcpix.com/d03bcb0d4670f16186ac5afe5388936fl-f3341299027r.jpg) ![1040 E Highway 98 #818 - Photo 25](http://lh.rdcpix.com/d03bcb0d4670f16186ac5afe5388936fl-f1453505936r.jpg) ![1040 E Highway 98 #818 - Photo 26](http://lh.rdcpix.com/d03bcb0d4670f16186ac5afe5388936fl-f3252504108r.jpg) ![1040 E Highway 98 #818 - Photo 27](http://lh.rdcpix.com/d03bcb0d4670f16186ac5afe5388936fl-f2244729934r.jpg) ![1040 E Highway 98 #818 - Photo 28](http://lh.rdcpix.com/d03bcb0d4670f16186ac5afe5388936fl-f2222061966r.jpg) ![1040 E Highway 98 #818 - Photo 29](http://lh.rdcpix.com/d03bcb0d4670f16186ac5afe5388936fl-f1520195467r.jpg) ![1040 E Highway 98 #818 - Photo 30](http://lh.rdcpix.com/d03bcb0d4670f16186ac5afe5388936fl-f1014283927r.jpg) ![1040 E Highway 98 #818 - Photo 31](http://lh.rdcpix.com/d03bcb0d4670f16186ac5afe5388936fl-f3220778724r.jpg) ![1040 E Highway 98 #818 - Photo 32](http://lh.rdcpix.com/d03bcb0d4670f16186ac5afe5388936fl-f4103786896r.jpg) ![1040 E Highway 98 #818 - Photo 33](http://lh.rdcpix.com/d03bcb0d4670f16186ac5afe5388936fl-f1520340216r.jpg) ![1040 E Highway 98 #818 - Photo 34](http://lh.rdcpix.com/d03bcb0d4670f16186ac5afe5388936fl-f1154844326r.jpg) ![1040 E Highway 98 #818 - Photo 35](http://lh.rdcpix.com/d03bcb0d4670f16186ac5afe5388936fl-f1199065123r.jpg) ![1040 E Highway 98 #818 - Photo 36](http://lh.rdcpix.com/d03bcb0d4670f16186ac5afe5388936fl-f3132002549r.jpg) ![1040 E Highway 98 #818 - Photo 37](http://lh.rdcpix.com/d03bcb0d4670f16186ac5afe5388936fl-f2250752442r.jpg) --- **MLS#:** 1006976 | **Updated:** 2026-09-21 **Source:** listhub *Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/1040-e-highway-98-destin-fl-32541-1006976) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/1040-e-highway-98-destin-fl-32541-1006976#listing", "url": "https://www.propertysimple.ai/listing/1040-e-highway-98-destin-fl-32541-1006976", "name": "1040 E Highway 98 #818, Destin, FL 32541", "description": "GULF-FRONT. 8TH FLOOR. END UNIT. UNOBSTRUCTED GULF VIEWS. Welcome to Unit 818 at SunDestin Beach Resort, a furnished 2-bedroom, 2-bath Gulf-front condo in the heart of Destin with a private balcony, direct beach access, resort amenities, and short-term rental flexibility. The view is the reason you come to Destin--and here, it's part of everyday life. Emerald-green Gulf water fills the view from the living area, primary suite, and private balcony, giving you a front-row seat to mornings on the beach and sunsets over the water. Inside, 949 square feet is thoughtfully arranged for both owners and guests. The primary suite features a king bed, ensuite bath, and Gulf views, while the second bedroom offers two full beds. A fully equipped kitchen and the convenience of an in-unit washer and dryer make extended stays and beach weeks easy. When you're not using the condo yourself, short-term rentals are allowed, giving you the flexibility to offer it as a vacation rental while keeping your own place on the Gulf. At SunDestin, the beach is downstairs. Owners and guests enjoy direct deeded beach access along with indoor and outdoor pools, a splash pad, hot tub, fitness center, sauna, arcade, on-site restaurant, tiki bar, and additional resort amenities. HOA dues include electricity, water, cable, and internet, simplifying many of the everyday expenses of Gulf-front condo ownership. And you're not choosing between the beach and being close to Destin's attractions. SunDestin's central location puts you near HarborWalk Village, Henderson Beach State Park, Destin Commons, Big Kahuna's, boating, fishing, restaurants, shopping, and entertainment. Unit 818 is offered furnished, excluding select personal items and rental-management inventory. If you've been waiting for a place where you can wake up overlooking the Gulf, walk downstairs to the sand, enjoy it when you want, and have vacation-rental flexibility when you're away, come experience Unit 818 in person. 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