About This Home

This 1-bedroom, 2-bathroom condo at 1040 E Highway 98 #1004 in Destin, FL is listed for $489,000 ($680 per sqft). Built in 1984, the home offers 719 sqft of living space on a N/A lot.

Key Features

  • Built in 1984
  • Waterfront

Property Details

1 full, 1 half
#1004
1984

Amenities

WaterfrontA/C
Listing Description

DIRECT GULF VIEWS FROM THE 10TH FLOOR! Welcome to SunDestin 1004, a beautifully updated 1-bedroom, 1.5-bath Gulf-front condo offering sweeping views of Destin's emerald waters & sugar-white sands. Located within one of Destin's most popular vacation resorts, this inviting condo combines a desirable Gulf-front setting with a highly sought-after resort environment, making it a fantastic vacation rental investment.

A mirrored wall in the living room reflects the stunning Gulf views while creating an open, spacious feel, and tile floors flow throughout the common areas. The beautifully updated kitchen features timeless white shaker cabinetry, tile backsplash, granite countertops, and stainless steel appliances.

The thoughtfully designed floor plan offers excellent flexibility for both personal use & vacation rentals. The bedroom features an ensuite half bath that also connects to the full bathroom, allowing the bedroom to be locked off for added privacy while still providing convenient bathroom access for guests.

A sleeper sofa in the living room brings the sleeping capacity to 4. Step onto the private balcony to take in the expansive Gulf views & enjoy the beauty of the Emerald Coast from your own beachfront retreat. One of SunDestin's most compelling ownership advantages is its exceptionally inclusive association fee, which covers ALL utilities, including

electricity, a rare benefit for a Gulf-front vacation rental & one that can help simplify ownership & operating expenses. SunDestin also offers an impressive collection of onsite amenities designed to provide guests with everything they need in one convenient location, including a 24/7 front desk with concierge service, a Gulf-front outdoor pool, a

seasonally heated indoor pool (renovation scheduled for completion in 2027), hot tub, sauna, steam room, fitness center, conference room, on-site restaurant, gift shop, and seasonal beach chair & umbrella service. Guests can even enjoy food & drinks served beachside from the on-site restaurant, adding another layer of convenience to the quintessential Gulf-front experience.

With so many conveniences & activities available on site, SunDestin functions as a true one-stop beach resort, helping create the kind of memorable guest experience that encourages loyal repeat visitors & supports strong occupancy season after season.

Unit 1004 also offers added peace of mind with the building restoration complete, the assessment paid in full, and no pending assessments. Centrally located in Destin, SunDestin places you just minutes from Big Kahuna's, The Track, HarborWalk Village, Destin Commons, and countless restaurants, shopping destinations, and water activities.

Whether purchased as a vacation rental investment, personal beach retreat, or both, SunDestin 1004 offers an exceptional opportunity to own a beautifully updated Gulf-front condo with spectacular views, outstanding resort amenities, and the convenience of being in the heart of Destin.

Monthly Cost Estimate

$3,723/mo

20% down · 6.5% · 30 years

Principal$354
Interest$2,119
Insurance$143
HOA$1,108

Estimates only. Actual payments may vary.

Location

1040 E Highway 98 #1004

Destin, FL 32541

Sundestin

Features & Amenities

Interior Features

Breakfast BarLighting RecessedWalls Mirrored

Exterior Features

Balcony

Property Details

Flooring

Tile

Construction

Concrete

Heating

Central

Cooling

Central Air

Appliances

DishwasherDisposalMicrowaveRefrigeratorSmoke DetectorSmooth Stovetop RngeStove/Oven ElectricWater Heater - Elect

Questions & Answers

This 1-bedroom, 2-bathroom condo at 1040 E Highway 98 is listed at $489,000 ($680/sqft). The estimated monthly payment is $3,724 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $1108/month.

Key features include: Built in 1984, Waterfront. Interior Features: Breakfast Bar, Lighting Recessed, Walls Mirrored. Exterior Features: Balcony.

This property is listed by Abbott Martin Group and can be reached at 8504602900.

AG

Abbott Martin Group

Agent at Exp Realty

(850) 460-2900

Listed by Exp Realty · Broker phone: (904) 238-3304 · View on Broker Site · Broker website

MLS# 1011883· Source: Emerald Coast Association of Realtors· 6 days on PropertySimple

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1040 E Highway 98 #1004, Destin, FL 32541

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