# 1040 E HWY 98 #1214, Destin, FL 32541

> **TL;DR:** 1bd/2ba condo, $469,000 ($613/sqft), built 1984, 765 sqft.
> Waterfront, A/C. Est. $3,617/mo. Listed 3 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $469,000 |
| Price/sqft | $613 |
| Bedrooms | 1 |
| Bathrooms | 1 full, 1 half |
| Square Feet | 765 |
| Year Built | 1984 |
| Property Type | Condo (Condominium) |
| Status | Active |
| Days on Market | 3 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,372 |
| Estimated Insurance | $137 |
| HOA | $1,108 |
| **Total** | **$3,617** |

## Nearby Schools

- **Elementary:** Destin
- **Middle:** Destin
- **High:** Fort Walton Beach

## Key Amenities

- Waterfront
- A/C

## Property Highlights

- Built in 1984
- Waterfront

## Description

### Agent Description
This is the larger floor plan with the bedroom opening onto the balcony. Beautiful professionally decorated and rental or move-in ready. Granite countertops and stainless steel appliances with an island make up a beautiful kitchen. Primary bedroom has separate reading lights for reading while partner sleeps. The floor plan has been slightly changed to make a larger primary bathroom. Crown molding in entire unit. Amenities include 2 outdoor pools (1 to be enclosed) hot tub, sauna and steam room, fitness center, conference center, meeting rooms, On site restaurant, tiki hut and 24/7 front desk for guest convenience. HOA dues of $1108 per month include electricity. See documents for improvements made with the 28 million dollar assessment. Sundestin is a great investment property with some of the higher rental incomes in the area. Don't miss this opportunity to own your bit of paradise.

## Location

- **Address:** 1040 E HWY 98 #1214, Destin, FL 32541
- **County:** Okaloosa
- **Neighborhood:** SUNDESTIN
- **Coordinates:** 30.385031, -86.468307
- **Google Maps:** https://www.google.com/maps?q=30.385031,-86.468307

## Listing Agent

- **Name:** Brenda K Murphy · **License:** 3166002
- **Brokerage:** Scenic Stays Real Estate
- **Broker Phone:** (850) 428-2360
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/1040-Highway-98-E-Unit-1214_Destin_FL_32541_M64801-63683?f=listhub&s=ECARMLSFL&m=1014379&c=propsimple)

## Photos

![1040 E HWY 98 #1214 - Photo 1](http://lh.rdcpix.com/0bb38c71cf12231cc90cd75540ecbc6dl-f3430003204r.jpg)

![1040 E HWY 98 #1214 - Photo 2](http://lh.rdcpix.com/0bb38c71cf12231cc90cd75540ecbc6dl-f1224832051r.jpg)

![1040 E HWY 98 #1214 - Photo 3](http://lh.rdcpix.com/0bb38c71cf12231cc90cd75540ecbc6dl-f3254717739r.jpg)

![1040 E HWY 98 #1214 - Photo 4](http://lh.rdcpix.com/0bb38c71cf12231cc90cd75540ecbc6dl-f1306003628r.jpg)

![1040 E HWY 98 #1214 - Photo 5](http://lh.rdcpix.com/0bb38c71cf12231cc90cd75540ecbc6dl-f1904559475r.jpg)

![1040 E HWY 98 #1214 - Photo 6](http://lh.rdcpix.com/0bb38c71cf12231cc90cd75540ecbc6dl-f378008028r.jpg)

![1040 E HWY 98 #1214 - Photo 7](http://lh.rdcpix.com/0bb38c71cf12231cc90cd75540ecbc6dl-f1837810383r.jpg)

![1040 E HWY 98 #1214 - Photo 8](http://lh.rdcpix.com/0bb38c71cf12231cc90cd75540ecbc6dl-f842385431r.jpg)

![1040 E HWY 98 #1214 - Photo 9](http://lh.rdcpix.com/0bb38c71cf12231cc90cd75540ecbc6dl-f1579475311r.jpg)

![1040 E HWY 98 #1214 - Photo 10](http://lh.rdcpix.com/0bb38c71cf12231cc90cd75540ecbc6dl-f1590593278r.jpg)

![1040 E HWY 98 #1214 - Photo 11](http://lh.rdcpix.com/0bb38c71cf12231cc90cd75540ecbc6dl-f4273597920r.jpg)

![1040 E HWY 98 #1214 - Photo 12](http://lh.rdcpix.com/0bb38c71cf12231cc90cd75540ecbc6dl-f500166301r.jpg)

![1040 E HWY 98 #1214 - Photo 13](http://lh.rdcpix.com/0bb38c71cf12231cc90cd75540ecbc6dl-f2194405920r.jpg)

![1040 E HWY 98 #1214 - Photo 14](http://lh.rdcpix.com/0bb38c71cf12231cc90cd75540ecbc6dl-f2665999530r.jpg)

![1040 E HWY 98 #1214 - Photo 15](http://lh.rdcpix.com/0bb38c71cf12231cc90cd75540ecbc6dl-f766934456r.jpg)

![1040 E HWY 98 #1214 - Photo 16](http://lh.rdcpix.com/0bb38c71cf12231cc90cd75540ecbc6dl-f2000542153r.jpg)

---

**MLS#:** 1014379 | **Updated:** 2026-10-29
**Source:** listhub

*Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/1040-e-hwy-98-destin-fl-32541-e1d5c6318e974c85900e506b766eaa5c)

---

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