# 1040 Highway 98, Destin, FL 32541

> **TL;DR:** 2bd/2ba condo, $725,000 ($637/sqft), built 1984, 1,138 sqft.
> Waterfront, A/C. Est. $4,096/mo. Listed 318 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $725,000 |
| Price/sqft | $637 |
| Bedrooms | 2 |
| Bathrooms | 2 full |
| Square Feet | 1,138 |
| Year Built | 1984 |
| Property Type | Condo (Condominium) |
| Status | For Sale |
| Days on Market | 318 |

## Why This Home Stands Out

- **Waterfront** - Direct water access

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $3,142 |
| HOA | $954 |
| **Total** | **$4,096** |

## Nearby Schools

- **Elementary:** Destin
- **Middle:** Destin
- **High:** Destin

## Key Amenities

- Waterfront
- A/C

## Property Highlights

- Built in 1984
- Waterfront

## Description

### Agent Description
Seller is offering $5,000 towards the buyer's closing costs or rate buy down. Largest Floorplan currently available! This is a fantastic investment opportunity to own one of the Top-Producing units at SunDestin. With a strong rental history and bookings filling the calendar, this turnkey condo is newly remodeled, meticulously maintained, and beautifully furnished. The smart and unique floorplan features a king bed in the primary bedroom, 2 beds in the guest room, a queen sleeper sofa in the living room, and an additional 189 sq. ft. bunk room with a full-size bed and twin bunk-comfortably sleeping up to nine guests. Additional space perfect for bunkroom, office, or hangout area! Whether you're looking for a high-performing rental property or a beachside getaway, this unit delivers - Direct beach access with chair service, a beachside tiki bar, indoor and outdoor pools, hot tubs, sauna, steam room, fitness center, onsite restaurant, gift shop, guest services, gas grills, picnic area, and event space. Low HOA fees include electricity, internet, water, and master insurance policy and flood, making ownership effortless! Recent structural inspections passed, offering peace of mind and a solid investment. Exciting things coming soon with the exterior renovations and facelift! Located in the heart of Destin, this condo is steps from the white sand beaches and emerald waters of the Gulf, with attractions like Big Kahuna's Water Park, HarborWalk Village, Destin Commons, and world-class golf courses all nearby. Whether you're seeking adventure or relaxation, this location offers the best of both worlds. Come experience why life by the sea is truly the best life! Paradise Found! Your beach memories begin here!

## Location

- **Address:** 1040 Highway 98, Destin, FL 32541
- **County:** Okaloosa
- **Neighborhood:** SUNDESTIN INTERNATIONAL CONDO
- **Coordinates:** 30.384555, -86.468477
- **Google Maps:** https://www.google.com/maps?q=30.384555,-86.468477

## Listing Agent

- **Name:** The Ketchersid Team
- **Brokerage:** The Ketchersid Group LLC
- **Phone:** 8503449848
- **Email:** sales@ketechersidgroup.com

## Primary Photo

![1040 Highway 98 - Primary Photo](http://lh.rdcpix.com/4486463060e2966d5fcfcf263bab3183l-f2055756687r.jpg)

*56 total photos available on [listing page](https://www.propertysimple.com/listing/1040-highway-98-destin-fl-32541-l981267)*

---

**MLS#:** 981267 | **Updated:** 2026-06-17
**Source:** listhub

*Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/1040-highway-98-destin-fl-32541-l981267)

---

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