# 1040 Hwy 98 #308, Destin, FL 32541

> **TL;DR:** 1bd/2ba condo, $495,000 ($688/sqft), built 1984, 719 sqft.
> Waterfront, A/C. Est. $3,755/mo. Listed 4 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $495,000 |
| Price/sqft | $688 |
| Bedrooms | 1 |
| Bathrooms | 1 full, 1 half |
| Square Feet | 719 |
| Year Built | 1984 |
| Property Type | Condo (Condominium) |
| Status | Active |
| Days on Market | 4 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,503 |
| Estimated Insurance | $144 |
| HOA | $1,108 |
| **Total** | **$3,755** |

## Nearby Schools

- **Elementary:** Destin
- **Middle:** Destin
- **High:** Fort Walton Beach

## Key Amenities

- Waterfront
- A/C

## Property Highlights

- Built in 1984
- Waterfront

## Description

### Agent Description
Direct gulf front condo with hallway bunks and washer & dryer in the unit. Not many like this in Sundestin. All new LVP floors make for easy maintenance. Nearly completed 28 million dollar upgrades to this building, All new windows & doors, walkways, boardwalk, balcony floors & railings. new paint and stucco repairs. Just like new building. Sundestin has a very loyal clientele returning year after year. The amenities are the best in Destin with 2 pools and a hot tub, onsite restaurant and tiki bar, conference center and fitness room. Owner pets allowed and the front desk is open 24/7.

## Location

- **Address:** 1040 Hwy 98 #308, Destin, FL 32541
- **County:** Okaloosa
- **Neighborhood:** Sundestin
- **Coordinates:** 30.385031, -86.468307
- **Google Maps:** https://www.google.com/maps?q=30.385031,-86.468307

## Listing Agent

- **Name:** Brenda K Murphy · **License:** 3166002
- **Brokerage:** Scenic Stays Real Estate
- **Phone:** 8505865150
- **Broker Phone:** (850) 428-2360
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/1040-Highway-98-E-Unit-308_Destin_FL_32541_M64098-80116?f=listhub&s=ECARMLSFL&m=1011670&c=propsimple)

## Photos

![1040 Hwy 98 #308 - Photo 1](http://lh.rdcpix.com/e585ea20b433f5f4b76627cba295c7bcl-f2264035139r.jpg)

![1040 Hwy 98 #308 - Photo 2](http://lh.rdcpix.com/e585ea20b433f5f4b76627cba295c7bcl-f2233183931r.jpg)

![1040 Hwy 98 #308 - Photo 3](http://lh.rdcpix.com/e585ea20b433f5f4b76627cba295c7bcl-f314131666r.jpg)

![1040 Hwy 98 #308 - Photo 4](http://lh.rdcpix.com/e585ea20b433f5f4b76627cba295c7bcl-f2703062377r.jpg)

![1040 Hwy 98 #308 - Photo 5](http://lh.rdcpix.com/e585ea20b433f5f4b76627cba295c7bcl-f1834592611r.jpg)

![1040 Hwy 98 #308 - Photo 6](http://lh.rdcpix.com/e585ea20b433f5f4b76627cba295c7bcl-f2896139317r.jpg)

![1040 Hwy 98 #308 - Photo 7](http://lh.rdcpix.com/e585ea20b433f5f4b76627cba295c7bcl-f919497465r.jpg)

![1040 Hwy 98 #308 - Photo 8](http://lh.rdcpix.com/e585ea20b433f5f4b76627cba295c7bcl-f4148385134r.jpg)

![1040 Hwy 98 #308 - Photo 9](http://lh.rdcpix.com/e585ea20b433f5f4b76627cba295c7bcl-f2675300334r.jpg)

![1040 Hwy 98 #308 - Photo 10](http://lh.rdcpix.com/e585ea20b433f5f4b76627cba295c7bcl-f1061455772r.jpg)

![1040 Hwy 98 #308 - Photo 11](http://lh.rdcpix.com/e585ea20b433f5f4b76627cba295c7bcl-f148114694r.jpg)

![1040 Hwy 98 #308 - Photo 12](http://lh.rdcpix.com/e585ea20b433f5f4b76627cba295c7bcl-f2886339693r.jpg)

![1040 Hwy 98 #308 - Photo 13](http://lh.rdcpix.com/e585ea20b433f5f4b76627cba295c7bcl-f2886339693r.jpg)

![1040 Hwy 98 #308 - Photo 14](http://lh.rdcpix.com/e585ea20b433f5f4b76627cba295c7bcl-f145702318r.jpg)

![1040 Hwy 98 #308 - Photo 15](http://lh.rdcpix.com/e585ea20b433f5f4b76627cba295c7bcl-f1473841800r.jpg)

![1040 Hwy 98 #308 - Photo 16](http://lh.rdcpix.com/e585ea20b433f5f4b76627cba295c7bcl-f338253806r.jpg)

![1040 Hwy 98 #308 - Photo 17](http://lh.rdcpix.com/e585ea20b433f5f4b76627cba295c7bcl-f2715757074r.jpg)

![1040 Hwy 98 #308 - Photo 18](http://lh.rdcpix.com/e585ea20b433f5f4b76627cba295c7bcl-f1054448737r.jpg)

![1040 Hwy 98 #308 - Photo 19](http://lh.rdcpix.com/e585ea20b433f5f4b76627cba295c7bcl-f1899312546r.jpg)

![1040 Hwy 98 #308 - Photo 20](http://lh.rdcpix.com/e585ea20b433f5f4b76627cba295c7bcl-f2529828758r.jpg)

![1040 Hwy 98 #308 - Photo 21](http://lh.rdcpix.com/e585ea20b433f5f4b76627cba295c7bcl-f226453422r.jpg)

![1040 Hwy 98 #308 - Photo 22](http://lh.rdcpix.com/e585ea20b433f5f4b76627cba295c7bcl-f3303200276r.jpg)

![1040 Hwy 98 #308 - Photo 23](http://lh.rdcpix.com/e585ea20b433f5f4b76627cba295c7bcl-f2735988966r.jpg)

![1040 Hwy 98 #308 - Photo 24](http://lh.rdcpix.com/e585ea20b433f5f4b76627cba295c7bcl-f3394905264r.jpg)

![1040 Hwy 98 #308 - Photo 25](http://lh.rdcpix.com/e585ea20b433f5f4b76627cba295c7bcl-f3108887242r.jpg)

![1040 Hwy 98 #308 - Photo 26](http://lh.rdcpix.com/e585ea20b433f5f4b76627cba295c7bcl-f2057778749r.jpg)

---

**MLS#:** 1011670 | **Updated:** 2026-09-10
**Source:** listhub

*Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/1040-hwy-98-destin-fl-32541-1011670)

---

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