# 1040 ROSETREE LN, Tarpon Springs, FL 34689 > **TL;DR:** 4bd/2ba single family, $674,900 ($303/sqft), built 1988, 2,228 sqft. > Pool, Solar, A/C, 2-car garage. Est. $3,610/mo. Listed 20 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $674,900 | | Price/sqft | $303 | | Bedrooms | 4 | | Bathrooms | 2 full | | Square Feet | 2,228 | | Year Built | 1988 | | Lot Size | 10,019 sqft (0.23 acres) | | Stories | 1 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 20 | ## Why This Home Stands Out - **Solar Panels** - Solar panels listed - **Pool** - Deck, Patio, Porch ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $3,413 | | Estimated Insurance | $197 | | **Total** | **$3,610** | ## Nearby Schools - **Elementary:** Sunset Hills Elementary-PN - **Middle:** Tarpon Springs Middle-PN - **High:** Tarpon Springs High-PN ## Key Amenities - Pool - Solar - A/C - 2-car garage ## Property Highlights - Built in 1988 - 0.23 acre lot - Private pool ## Description ### Agent Description YOUR PRIVATE FLORIDA OASIS AWAITS! PAID OFF SOLAR, PRIVATE POOL, and NO HOA! Welcome to your own slice of Florida living! This inviting 4 bedroom, 2 bath home in Tarpon Springs combines spacious interiors, thoughtful built-ins, and an impressive screened pool and outdoor entertaining area. Skylights throughout the home bring in natural light, complementing the vaulted ceilings and welcoming living spaces. In the heart of the home is the generously sized kitchen, featuring rich wood tone cabinetry, extensive counter space, stainless steel appliances, tall pantry cabinets, and an oversized island with 5 person seating. Pendant lighting and skylights brighten the space, while the open connection to the main living area keeps everyone together when cooking or entertaining. A separate built-in beverage station with glass front cabinetry and wine refrigerator adds a special touch. Crown molding, recessed lighting, tile, and wood flooring, all bring warmth and character to the living spaces. Dining room features a wall of windows overlooking the pool area, along with built-in shelving and cabinetry. The split-bedroom layout provides privacy between the primary suite and guest bedrooms. Primary suite includes a spacious bathroom with dual sinks, extensive vanity and linen cabinetry, and a walk-in shower featuring striking marble tile and newer fixtures. The guest bathroom offers a double sink vanity and a tub/shower combo with a coordinating marble tile surround. Custom Murphy bed in the laundry room adds versatility for guests or a home office, and the two car garage with beautifully paved driveway, provides plenty of parking space and everyday convenience. Step outside and discover where this home truly shines! Expansive screened enclosure around a sparkling pool, gorgeous pavers, and separate deck area with room for outdoor dining and comfortable lounge seating. A gazebo shelters an outdoor grilling station with counter space and cabinetry, making this backyard ideal for weekend cookouts and relaxed evenings at home. Mature palms, tropical landscaping, and privacy fencing create a secluded retreat, with plenty of sliding-door access connecting the indoor and outdoor spaces. Energy-saving features add even more appeal! Solar panels installed in 2018 are COMPLETELY PAID OFF and owned outright, with no solar lease or loan to assume. Improvements include an HVAC system installed in 2023 with a UV light filter added in 2026, pool pump 2026, water heater 2026, pavers sealed and cleaned 2026, fence 2023, pool resurfacing 2022, solar pool heating added in 2020, and upgraded attic insulation 2017. The separate pool heater has also been maintained annually. Enjoy the best that Tarpon Springs has to offer! Minutes from the Sponge Docks and Fred Howard Park, local shops, restaurants, and plenty of gorgeous locations to catch the sunset. From the spacious kitchen to the private poolside retreat, this home offers wonderful spaces to gather, unwind, and enjoy Florida living. Schedule your showing today! ## Location - **Address:** 1040 ROSETREE LN, Tarpon Springs, FL 34689 - **County:** Pinellas - **Neighborhood:** FLORIDA OAKS SECOND ADD - **Coordinates:** 28.13549, -82.780525 - **Google Maps:** https://www.google.com/maps?q=28.13549,-82.780525 ## Virtual Tour & Media - **Video Tour:** https://www.propertypanorama.com/instaview/stellar/TB8550396 ## Listing Agent - **Name:** Latricia Stoddard - **Brokerage:** Charles Rutenberg Realty, Inc - **Phone:** 7274121626 - **Broker Phone:** (727) 538-9200 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/1040-Rosetree-Ln_Tarpon-Springs_FL_34689_M64253-70673?f=listhub&s=MFRMLSFL&m=TB8550396&c=propsimple) ## Photos ![1040 ROSETREE LN - Photo 1](http://lh.rdcpix.com/f14595db326650f6c25e15fa0b252adfl-f1196454985r.jpg) ![1040 ROSETREE LN - Photo 2](http://lh.rdcpix.com/f14595db326650f6c25e15fa0b252adfl-f719299268r.jpg) ![1040 ROSETREE LN - Photo 3](http://lh.rdcpix.com/f14595db326650f6c25e15fa0b252adfl-f3529326864r.jpg) ![1040 ROSETREE LN - Photo 4](http://lh.rdcpix.com/f14595db326650f6c25e15fa0b252adfl-f2980061952r.jpg) ![1040 ROSETREE LN - Photo 5](http://lh.rdcpix.com/f14595db326650f6c25e15fa0b252adfl-f2382816537r.jpg) ![1040 ROSETREE LN - Photo 6](http://lh.rdcpix.com/f14595db326650f6c25e15fa0b252adfl-f1943189540r.jpg) ![1040 ROSETREE LN - Photo 7](http://lh.rdcpix.com/f14595db326650f6c25e15fa0b252adfl-f2384813766r.jpg) ![1040 ROSETREE LN - Photo 8](http://lh.rdcpix.com/f14595db326650f6c25e15fa0b252adfl-f4249329131r.jpg) ![1040 ROSETREE LN - Photo 9](http://lh.rdcpix.com/f14595db326650f6c25e15fa0b252adfl-f2372827687r.jpg) ![1040 ROSETREE LN - Photo 10](http://lh.rdcpix.com/f14595db326650f6c25e15fa0b252adfl-f866577464r.jpg) ![1040 ROSETREE LN - Photo 11](http://lh.rdcpix.com/f14595db326650f6c25e15fa0b252adfl-f453435209r.jpg) ![1040 ROSETREE LN - Photo 12](http://lh.rdcpix.com/f14595db326650f6c25e15fa0b252adfl-f1925698532r.jpg) ![1040 ROSETREE LN - Photo 13](http://lh.rdcpix.com/f14595db326650f6c25e15fa0b252adfl-f556235508r.jpg) ![1040 ROSETREE LN - Photo 14](http://lh.rdcpix.com/f14595db326650f6c25e15fa0b252adfl-f3522791510r.jpg) ![1040 ROSETREE LN - Photo 15](http://lh.rdcpix.com/f14595db326650f6c25e15fa0b252adfl-f285762698r.jpg) ![1040 ROSETREE LN - Photo 16](http://lh.rdcpix.com/f14595db326650f6c25e15fa0b252adfl-f224592817r.jpg) ![1040 ROSETREE LN - Photo 17](http://lh.rdcpix.com/f14595db326650f6c25e15fa0b252adfl-f3615119642r.jpg) ![1040 ROSETREE LN - Photo 18](http://lh.rdcpix.com/f14595db326650f6c25e15fa0b252adfl-f2074341136r.jpg) ![1040 ROSETREE LN - Photo 19](http://lh.rdcpix.com/f14595db326650f6c25e15fa0b252adfl-f989683117r.jpg) ![1040 ROSETREE LN - Photo 20](http://lh.rdcpix.com/f14595db326650f6c25e15fa0b252adfl-f550629186r.jpg) ![1040 ROSETREE LN - Photo 21](http://lh.rdcpix.com/f14595db326650f6c25e15fa0b252adfl-f1622146745r.jpg) ![1040 ROSETREE LN - Photo 22](http://lh.rdcpix.com/f14595db326650f6c25e15fa0b252adfl-f1014042784r.jpg) ![1040 ROSETREE LN - Photo 23](http://lh.rdcpix.com/f14595db326650f6c25e15fa0b252adfl-f4141049932r.jpg) ![1040 ROSETREE LN - Photo 24](http://lh.rdcpix.com/f14595db326650f6c25e15fa0b252adfl-f2708119737r.jpg) ![1040 ROSETREE LN - Photo 25](http://lh.rdcpix.com/f14595db326650f6c25e15fa0b252adfl-f815357517r.jpg) ![1040 ROSETREE LN - Photo 26](http://lh.rdcpix.com/f14595db326650f6c25e15fa0b252adfl-f4105601129r.jpg) ![1040 ROSETREE LN - Photo 27](http://lh.rdcpix.com/f14595db326650f6c25e15fa0b252adfl-f2935922298r.jpg) ![1040 ROSETREE LN - Photo 28](http://lh.rdcpix.com/f14595db326650f6c25e15fa0b252adfl-f759994943r.jpg) ![1040 ROSETREE LN - Photo 29](http://lh.rdcpix.com/f14595db326650f6c25e15fa0b252adfl-f2802948517r.jpg) ![1040 ROSETREE LN - Photo 30](http://lh.rdcpix.com/f14595db326650f6c25e15fa0b252adfl-f3749172687r.jpg) ![1040 ROSETREE LN - Photo 31](http://lh.rdcpix.com/f14595db326650f6c25e15fa0b252adfl-f351947124r.jpg) ![1040 ROSETREE LN - Photo 32](http://lh.rdcpix.com/f14595db326650f6c25e15fa0b252adfl-f3717859019r.jpg) ![1040 ROSETREE LN - Photo 33](http://lh.rdcpix.com/f14595db326650f6c25e15fa0b252adfl-f326806604r.jpg) ![1040 ROSETREE LN - Photo 34](http://lh.rdcpix.com/f14595db326650f6c25e15fa0b252adfl-f999348484r.jpg) ![1040 ROSETREE LN - Photo 35](http://lh.rdcpix.com/f14595db326650f6c25e15fa0b252adfl-f3959974784r.jpg) ![1040 ROSETREE LN - Photo 36](http://lh.rdcpix.com/f14595db326650f6c25e15fa0b252adfl-f2081824014r.jpg) ![1040 ROSETREE LN - Photo 37](http://lh.rdcpix.com/f14595db326650f6c25e15fa0b252adfl-f1298028713r.jpg) ![1040 ROSETREE LN - Photo 38](http://lh.rdcpix.com/f14595db326650f6c25e15fa0b252adfl-f1181022884r.jpg) ![1040 ROSETREE LN - Photo 39](http://lh.rdcpix.com/f14595db326650f6c25e15fa0b252adfl-f3315450965r.jpg) ![1040 ROSETREE LN - Photo 40](http://lh.rdcpix.com/f14595db326650f6c25e15fa0b252adfl-f4253205897r.jpg) ![1040 ROSETREE LN - Photo 41](http://lh.rdcpix.com/f14595db326650f6c25e15fa0b252adfl-f4156177937r.jpg) ![1040 ROSETREE LN - Photo 42](http://lh.rdcpix.com/f14595db326650f6c25e15fa0b252adfl-f3804819535r.jpg) ![1040 ROSETREE LN - Photo 43](http://lh.rdcpix.com/f14595db326650f6c25e15fa0b252adfl-f4025242244r.jpg) ![1040 ROSETREE LN - Photo 44](http://lh.rdcpix.com/f14595db326650f6c25e15fa0b252adfl-f1150445441r.jpg) ![1040 ROSETREE LN - Photo 45](http://lh.rdcpix.com/f14595db326650f6c25e15fa0b252adfl-f3102726590r.jpg) ![1040 ROSETREE LN - Photo 46](http://lh.rdcpix.com/f14595db326650f6c25e15fa0b252adfl-f104003761r.jpg) ![1040 ROSETREE LN - Photo 47](http://lh.rdcpix.com/f14595db326650f6c25e15fa0b252adfl-f2548404981r.jpg) ![1040 ROSETREE LN - Photo 48](http://lh.rdcpix.com/f14595db326650f6c25e15fa0b252adfl-f532177530r.jpg) ![1040 ROSETREE LN - Photo 49](http://lh.rdcpix.com/f14595db326650f6c25e15fa0b252adfl-f2741087477r.jpg) ![1040 ROSETREE LN - Photo 50](http://lh.rdcpix.com/f14595db326650f6c25e15fa0b252adfl-f4047387887r.jpg) ![1040 ROSETREE LN - Photo 51](http://lh.rdcpix.com/f14595db326650f6c25e15fa0b252adfl-f2055686291r.jpg) ![1040 ROSETREE LN - Photo 52](http://lh.rdcpix.com/f14595db326650f6c25e15fa0b252adfl-f803417070r.jpg) ![1040 ROSETREE LN - Photo 53](http://lh.rdcpix.com/f14595db326650f6c25e15fa0b252adfl-f2797009637r.jpg) ![1040 ROSETREE LN - Photo 54](http://lh.rdcpix.com/f14595db326650f6c25e15fa0b252adfl-f904322458r.jpg) ![1040 ROSETREE LN - Photo 55](http://lh.rdcpix.com/f14595db326650f6c25e15fa0b252adfl-f531545465r.jpg) ![1040 ROSETREE LN - Photo 56](http://lh.rdcpix.com/f14595db326650f6c25e15fa0b252adfl-f104975674r.jpg) ![1040 ROSETREE LN - Photo 57](http://lh.rdcpix.com/f14595db326650f6c25e15fa0b252adfl-f2737623365r.jpg) ![1040 ROSETREE LN - Photo 58](http://lh.rdcpix.com/f14595db326650f6c25e15fa0b252adfl-f22487546r.jpg) ![1040 ROSETREE LN - Photo 59](http://lh.rdcpix.com/f14595db326650f6c25e15fa0b252adfl-f3986480645r.jpg) ![1040 ROSETREE LN - Photo 60](http://lh.rdcpix.com/f14595db326650f6c25e15fa0b252adfl-f1038612895r.jpg) ![1040 ROSETREE LN - Photo 61](http://lh.rdcpix.com/f14595db326650f6c25e15fa0b252adfl-f1845309339r.jpg) --- **MLS#:** TB8550396 | **Updated:** 2026-10-06 **Source:** listhub *Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/1040-rosetree-ln-tarpon-springs-fl-34689-b8550396) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/1040-rosetree-ln-tarpon-springs-fl-34689-b8550396#listing", "url": "https://www.propertysimple.ai/listing/1040-rosetree-ln-tarpon-springs-fl-34689-b8550396", "name": "1040 ROSETREE LN, Tarpon Springs, FL 34689", "description": "YOUR PRIVATE FLORIDA OASIS AWAITS! PAID OFF SOLAR, PRIVATE POOL, and NO HOA! Welcome to your own slice of Florida living! This inviting 4 bedroom, 2 bath home in Tarpon Springs combines spacious interiors, thoughtful built-ins, and an impressive screened pool and outdoor entertaining area. Skylights throughout the home bring in natural light, complementing the vaulted ceilings and welcoming living spaces. In the heart of the home is the generously sized kitchen, featuring rich wood tone cabinetry, extensive counter space, stainless steel appliances, tall pantry cabinets, and an oversized island with 5 person seating. Pendant lighting and skylights brighten the space, while the open connection to the main living area keeps everyone together when cooking or entertaining. A separate built-in beverage station with glass front cabinetry and wine refrigerator adds a special touch. Crown molding, recessed lighting, tile, and wood flooring, all bring warmth and character to the living spaces. Dining room features a wall of windows overlooking the pool area, along with built-in shelving and cabinetry. The split-bedroom layout provides privacy between the primary suite and guest bedrooms. Primary suite includes a spacious bathroom with dual sinks, extensive vanity and linen cabinetry, and a walk-in shower featuring striking marble tile and newer fixtures. The guest bathroom offers a double sink vanity and a tub/shower combo with a coordinating marble tile surround. Custom Murphy bed in the laundry room adds versatility for guests or a home office, and the two car garage with beautifully paved driveway, provides plenty of parking space and everyday convenience. Step outside and discover where this home truly shines! Expansive screened enclosure around a sparkling pool, gorgeous pavers, and separate deck area with room for outdoor dining and comfortable lounge seating. A gazebo shelters an outdoor grilling station with counter space and cabinetry, making this backyard ideal for weekend cookouts and relaxed evenings at home. Mature palms, tropical landscaping, and privacy fencing create a secluded retreat, with plenty of sliding-door access connecting the indoor and outdoor spaces. Energy-saving features add even more appeal! Solar panels installed in 2018 are COMPLETELY PAID OFF and owned outright, with no solar lease or loan to assume. Improvements include an HVAC system installed in 2023 with a UV light filter added in 2026, pool pump 2026, water heater 2026, pavers sealed and cleaned 2026, fence 2023, pool resurfacing 2022, solar pool heating added in 2020, and upgraded attic insulation 2017. The separate pool heater has also been maintained annually. Enjoy the best that Tarpon Springs has to offer! Minutes from the Sponge Docks and Fred Howard Park, local shops, restaurants, and plenty of gorgeous locations to catch the sunset. From the spacious kitchen to the private poolside retreat, this home offers wonderful spaces to gather, unwind, and enjoy Florida living. 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