About This Home

This 4-bedroom, 1-bathroom single family at 1040 S Cottonwood Street in Ottawa, KS is listed for $205,000 ($180 per sqft). Built in 1950, the home offers 1,140 sqft of living space on a 0.14 acres lot.

Key Features

  • Built in 1950
  • 0.14 acre lot

Property Details

1 full
1950

Amenities

A/C
Listing Description

SELLER OFFERING INTEREST RATE BUYDOWN! Charming 3-bedroom ranch with a versatile 4th bedroom conversion, perfect for guests, a home office, or hobby room! Features beautiful hardwood floors, comfortable bedrooms, and convenient one-level living. The converted garage offers additional storage with shelving, bike storage, and a large tool chest. Located approximately a 10-minute walk from Ottawa University. Schedule your showing today!

Monthly Cost Estimate

$1,096/mo

20% down · 6.5% · 30 years

Principal$148
Interest$888
Insurance$60

Estimates only. Actual payments may vary.

Location

1040 S Cottonwood Street

Ottawa, KS 66067

Property Details

Flooring

CarpetWood

Construction

Vinyl Siding

Parking

Off Street

Heating

Natural GasCentral

Cooling

Electric

Questions & Answers

This 4-bedroom, 1-bathroom single family at 1040 S Cottonwood Street is listed at $205,000 ($180/sqft). The estimated monthly payment is $1,097 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1950, 0.14 acre lot.

This property is listed by Ken Hoover Group.

KG

Ken Hoover Group

Agent at Keller Williams northland partners llc

Listed by Keller Williams northland partners llc · Broker phone: (816) 452-4200 · View on Broker Site

MLS# 2601428· Source: Heartland Multiple Listing Service· 265 days on PropertySimple

Copyright © 2026 Heartland Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1040 S Cottonwood Street, Ottawa, KS 66067

Open this listing in: