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About This Home

This 3-bedroom, 3-bathroom condo at 104350 Overseas Highway in Key Largo, FL is listed for $775,000 ($676 per sqft). Built in 1976, the home offers 1,146 sqft of living space on a 5.00 acres lot.

Agent Description

This Key Largo condo lets you have fun in the Florida Keys and feel great about the numbers! Weekly rentals are allowed at Moon Bay, which is uncommon, so when you aren't using it, this condo pays you back. It's completely furnished and includes a deeded boat slip for vessels up to 30' (fee $304 per month).

All you need to bring your boat and your bathing suit! One of only three three-bedroom units in the community, the layout is ideal for Keys living. On the main level, you'll find two bedrooms and a full bath, along with cheery living area, kitchen, dining room and a screened porch that's perfect for morning coffee or evening breezes.

A spiral staircase off the porch leads to a private lower-level guest suite with its own bedroom, bath, and kitchenette. It's perfect for guests, extended family, or renters who appreciate a little separation. The unit is close to the pool and enjoys bay and marina views, with everything set up for easy days on the water.

There's an on-site boat ramp and jet skis are allowed. Moon Bay is pet friendly (up to two pets, 80 lbs max each), so four-legged crew members are welcome too. When you're not boating, enjoy tennis courts, a clubhouse, and sunsets that never disappoint.

Best of all, you're under an hour from Miami, but a world away once you arrive. Close to local favorites like the Caribbean Club and Jimmy Johnson's Big Chill, this is a place where you can boat, relax, entertain and earn some income while you're back home. Come enjoy the Keys and let your condo work while you're gone. Great rental history. Permit for boat lift ready for pick up. Slip #60 is deeded separately and included in the asking price.

Key Features

  • Built in 1976
  • 5.00 acre lot
  • Private pool
  • Waterfront

Property Details

2 full, 1 half
#B105 And 30' Boat Slip
1976

Amenities

PoolWaterfrontA/C

Monthly Cost Estimate

$5,390/mo

20% down · 6.5% · 30 years

Principal$560
Interest$3,358
Insurance$226
HOA$1,245

Estimates only. Actual payments may vary.

Location

104350 Overseas Highway

Key Largo, FL 33037

Moon Bay (104.0)

Features & Amenities

Exterior Features

LightingOutdoor ShowerTennis Court(s)

Property Details

Flooring

Tile

Construction

CBS

Pool Features

Patio

Heating

Central

Cooling

DuctlessCentral Air

Appliances

WasherDryerDishwasherRefrigeratorOvenMicrowave

Questions & Answers

This 3-bedroom, 3-bathroom condo at 104350 Overseas Highway is listed at $775,000 ($676/sqft). The estimated monthly payment is $4,603 based on 20% down at 6.5% interest.

HOA fees are $1245/month.

Key features include: Built in 1976, 5.00 acre lot, Private pool, Waterfront. Exterior Features: Lighting, Outdoor Shower, Tennis Court(s).

This property is listed by Christy Hughes and can be reached at 3053936190 or clc.hughes@gmail.com.

CH

Christy Hughes

Agent at Coldwell Banker Schmitt Islamorada

(305) 393-6190

Listed by Coldwell Banker Schmitt Islamorada · View on Broker Site

MLS# 618406· Source: listhub· Updated 121 days ago

Copyright © 2026 Florida Keys Board of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

104350 Overseas Highway, Key Largo, FL 33037

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