About This Home

This 4-bedroom, 4-bathroom single family at 10449 Monterey Ridge Dr in San Diego, CA is listed for $1,725,000 ($674 per sqft). Built in 2010, the home offers 2,558 sqft of living space on a N/A lot.

Key Features

  • Built in 2010
  • 2 stories
  • 5 parking spaces
  • Fireplace

Property Details

2 stories
3 full, 1 half
5 spaces
2010

Amenities

FireplaceA/C
Listing Description

LIGHT & BRIGHT CORNER LOT in the heart of the highly sought-after 4S Ranch community. PRIME LOCATION - Offering approximately 2,558 square feet of thoughtfully designed living space, this move-in-ready residence features 4 bedrooms, 4 bathrooms, a versatile loft, and a spacious 3-car garage.

Ideally located within WALKING distance to Monterey Ridge Elementary School, Patriot Park, Pioneer Park, scenic trails, and community amenities, this home delivers the lifestyle today's families are searching for. Step inside to discover a light-filled open-concept floor plan featuring wood flooring throughout the first floor and staircase, fresh interior paint and expansive living spaces designed for both everyday living and entertaining.

The spacious family room is anchored by a cozy fireplace and custom built-in entertainment center, creating the perfect gathering space for family and friends. The chef-inspired kitchen serves as the heart of the home, featuring granite countertops and backsplash, stainless steel appliances, abundant cabinetry, and a large center island with breakfast bar seating.

Adjacent dining and living spaces flow seamlessly together, while French doors open to the private backyard, creating effortless indoor-outdoor living. Upstairs, the spacious primary suite offers a relaxing retreat with a walk-in closet and a spa-like bathroom complete with dual travertine vanities, travertine flooring, a soaking tub, and a separate shower. A built-in study loft with custom desks and shelving provides an ideal space for homework, remote work, or creative projects.

Monthly Cost Estimate

$9,331/mo

20% down · 6.5% · 30 years

Principal$1,248
Interest$7,475
Insurance$503
HOA$105

Estimates only. Actual payments may vary.

Location

10449 Monterey Ridge Dr

San Diego, CA 92127

RANCHO BERNARDO

Property Details

Heating

Fireplace(s)

Cooling

Central Air

Appliances

DryerMicrowaveRange/OvenRefrigeratorWasher

Questions & Answers

This 4-bedroom, 4-bathroom single family at 10449 Monterey Ridge Dr is listed at $1,725,000 ($674/sqft). The estimated monthly payment is $9,331 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $105/month.

Key features include: Built in 2010, 2 stories, 5 parking spaces, Fireplace.

This property is listed by Joshua Kim and can be reached at 7602083675.

JK

Joshua Kim

Agent at eXp Realty of California, Inc.

(760) 208-3675

Listed by eXp Realty of California, Inc. · View on Broker Site

MLS# 260016127· Source: listhub· 2 days on market

Copyright © 2026 San Diego MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

10449 Monterey Ridge Dr, San Diego, CA 92127

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