About This Home

This 4-bedroom, 3-bathroom single family at 1045 N. 5th Avenue in Saint Charles, IL is listed for $825,000 ($295 per sqft). Built in 1912, the home offers 2,800 sqft of living space on a N/A lot.

Key Features

  • Built in 1912
  • 4 parking spaces

Property Details

2 full, 1 half
4 spaces
1912
Listing Description

Discover Where Historic Character Meets Modern Luxury Rarely does a property of this caliber become available. This stunning 1912 home has been meticulously expanded and completely renovated with no compromises on materials or craftsmanship. Every detail-from the foundation to the roof-has been thoughtfully updated while honoring the home's authentic period character.

Exterior & Setting: Hardie Plank fiber cement siding, all-new Marvin windows, and professional landscaping present an impeccable street face. The custom front door and entry are architectural statements. A generous stamped concrete patio flows from the home, surrounded by a fenced yard-ideal for privacy and entertaining.

The mature trees provide natural shade and character. Living Spaces:Open-concept design floods the main level with light and flow. Wide plank solid oak hardwood (3/4") spans living areas and bedrooms. The focal point fireplace with herringbone tile surround anchors the great room.

Soaring ceilings, skylights, and professional lighting design create a gallery-like quality throughout. A 4-season room with heated floors extends the living season. Kitchen & Dining:This is a chef's kitchen. Custom high-end cabinetry, marble countertops, and an oversized island with integrated microwave and bar seating anchor the space.

A walk-in pantry provides serious storage. Leather Granite counters, 42" upper cabinetry with premium hardware, and stainless steel appliances complete a space that's both beautiful and highly functional. Bedrooms & Baths: First-floor master suite with full ensuite bath.

The shower is a spa experience-oversized with both rain shower and wall-mounted heads. Two generously sized bedrooms upstairs with full secondary bathroom featuring high-end finishes throughout. An additional first-floor bedroom/office provides flexibility.

Basement: Dry basement with 8-foot ceilings, original stone fireplace, and immense potential for further customization. Location & Character: Just one mile to downtown St. Charles and a half-mile to Pottawattamie Park at the river. Original trim and moldings celebrate the home's 1912 roots while every system, surface, and fixture is brand new.

The Bottom Line: There is nothing comparable to this property at this price point. Original character + modern luxury + impeccable execution = a once-in-a-generation opportunity in the heart of St. Charles.

Monthly Cost Estimate

$4,412/mo

20% down · 6.5% · 30 years

Principal$597
Interest$3,575
Insurance$241

Estimates only. Actual payments may vary.

Location

1045 N. 5th Avenue

Saint Charles, IL 60174

Delnor Park

Features & Amenities

Interior Features

1st Floor Bedroom1st Floor Full Bath1st Floor LaundryBar-DryElevatorHardwood FloorsIn-Law ArrangementLaundry Hook-Up in UnitSauna/Steam RoomWood Laminate FloorsVaulted/Cathedral Ceilings

Exterior Features

Storms/ScreensStamped Concrete Patio

Property Details

Parking

Garage

Heating

Forced AirNatural Gas

Cooling

Central Air

Appliances

DishwasherMicrowaveRangeRefrigeratorWasher

Questions & Answers

This 4-bedroom, 3-bathroom single family at 1045 N. 5th Avenue is listed at $825,000 ($295/sqft). The estimated monthly payment is $4,413 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1912, 4 parking spaces. Interior Features: 1st Floor Bedroom, 1st Floor Full Bath, 1st Floor Laundry. Exterior Features: Storms/Screens, Stamped Concrete Patio.

This property is listed by Jeffrey Schwartz and can be reached at 6303771855.

JS

Jeffrey Schwartz

Agent at Baird & Warner Fox Valley

(630) 377-1855

Listed by Baird & Warner Fox Valley · View on Broker Site

MLS# 12668594· Source: listhub· 28 days on market

Copyright © 2026 Baird & Warner Real Estate. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1045 N. 5th Avenue, Saint Charles, IL 60174

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