# 1045 N. 5th Avenue, Saint Charles, IL 60174

> **TL;DR:** 4bd/3ba single family, $825,000 ($295/sqft), built 1912, 2,800 sqft. Est. $4,413/mo. Listed 28 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $825,000 |
| Price/sqft | $295 |
| Bedrooms | 4 |
| Bathrooms | 2 full, 1 half |
| Square Feet | 2,800 |
| Year Built | 1912 |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 28 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $4,172 |
| Estimated Insurance | $241 |
| **Total** | **$4,413** |

## Nearby Schools

- **Elementary:** Munhall Elementary School
- **Middle:** Wredling Middle School
- **High:** St Charles East High School

## Property Highlights

- Built in 1912
- 4 parking spaces

## Description

### Agent Description
Discover Where Historic Character Meets Modern Luxury  Rarely does a property of this caliber become available. This stunning 1912 home has been meticulously expanded and completely renovated with no compromises on materials or craftsmanship. Every detail-from the foundation to the roof-has been thoughtfully updated while honoring the home's authentic period character.  Exterior & Setting: Hardie Plank fiber cement siding, all-new Marvin windows, and professional landscaping present an impeccable street face. The custom front door and entry are architectural statements. A generous stamped concrete patio flows from the home, surrounded by a fenced yard-ideal for privacy and entertaining. The mature trees provide natural shade and character.  Living Spaces:Open-concept design floods the main level with light and flow. Wide plank solid oak hardwood (3/4") spans living areas and bedrooms. The focal point fireplace with herringbone tile surround anchors the great room. Soaring ceilings, skylights, and professional lighting design create a gallery-like quality throughout. A 4-season room with heated floors extends the living season.  Kitchen & Dining:This is a chef's kitchen. Custom high-end cabinetry, marble countertops, and an oversized island with integrated microwave and bar seating anchor the space. A walk-in pantry provides serious storage. Leather Granite counters, 42" upper cabinetry with premium hardware, and stainless steel appliances complete a space that's both beautiful and highly functional.  Bedrooms & Baths: First-floor master suite with full ensuite bath. The shower is a spa experience-oversized with both rain shower and wall-mounted heads. Two generously sized bedrooms upstairs with full secondary bathroom featuring high-end finishes throughout. An additional first-floor bedroom/office provides flexibility. Basement: Dry basement with 8-foot ceilings, original stone fireplace, and immense potential for further customization.  Location & Character: Just one mile to downtown St. Charles and a half-mile to Pottawattamie Park at the river. Original trim and moldings celebrate the home's 1912 roots while every system, surface, and fixture is brand new. The Bottom Line: There is nothing comparable to this property at this price point. Original character + modern luxury + impeccable execution = a once-in-a-generation opportunity in the heart of St. Charles.

## Location

- **Address:** 1045 N. 5th Avenue, Saint Charles, IL 60174
- **County:** Kane
- **Neighborhood:** Delnor Park

## Listing Agent

- **Name:** Jeffrey Schwartz
- **Brokerage:** Baird & Warner Fox Valley
- **Phone:** 6303771855

## Primary Photo

![1045 N. 5th Avenue - Primary Photo](http://lh.rdcpix.com/db49daccbd6b791dc4224d65ab2f9c5dl-f1136077376r.jpg)

*25 total photos available on [listing page](https://www.propertysimple.ai/listing/1045-n-5th-avenue-st-charles-il-60174-12668594)*

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**MLS#:** 12668594 | **Updated:** 2026-08-03
**Source:** listhub

*Copyright © 2026 Baird & Warner Real Estate. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/1045-n-5th-avenue-st-charles-il-60174-12668594)

---

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