# 1045 US Highway 89 S, Gardiner, MT 59030 > **TL;DR:** 4bd/2ba single family, $1,300,000 ($349/sqft), built 1968, 3,725 sqft. > Waterfront, Hardwood, A/C. Est. $6,953/mo. Listed 83 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $1,300,000 | | Price/sqft | $349 | | Bedrooms | 4 | | Bathrooms | 2 full | | Square Feet | 3,725 | | Year Built | 1968 | | Lot Size | 67,954 sqft (1.56 acres) | | Stories | 1 | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 83 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Hardwood Floors** - Hardwood flooring listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $6,574 | | Estimated Insurance | $379 | | **Total** | **$6,953** | ## Key Amenities - Waterfront - Hardwood - A/C ## Property Highlights - Built in 1968 - 1.56 acre lot - Waterfront ## Description ### Agent Description SELLERS OFFERING $25,000 CREDIT toward an interest rate buydown! Call today for details! - THE RIVER HOUSE | GARDINER, MONTANA - Some properties are defined by square footage. The River House is defined by its location. Set directly on the banks of the Yellowstone, just 10.5 miles north of Gardiner and minutes from Yellowstone National Park, this one-of-a-kind property offers something increasingly difficult to find: privacy, space, mature landscaping, and genuine river access-with exceptional potential as a distinctive Yellowstone-area vacation rental. With approximately 3,700 square feet and four bedrooms, the home has the scale to comfortably gather family and friends while still offering plenty of room to retreat. The open kitchen and dining area create an easy social hub, anchored by a dramatic rock fireplace, while separate living and family rooms provide relaxed spaces for conversation, reading, movies, or simply watching the river roll by. The primary suite has been thoughtfully updated and features a generous dual walk-in shower & sliding glass doors that open directly onto the river-facing deck-an exceptional place for morning coffee, late-night stargazing, or listening to the Yellowstone after everyone else has gone to bed. The family room also opens to the back deck, blurring the line between indoors and out. From there, it's only steps to the river's edge. No driving to the river. No searching for access. No driving to the river. No searching for access. It's right outside your door. The setting feels like a private oasis, with mature trees framing a spacious lawn, established landscaping, underground sprinklers, and a pond with waterfall creating an unexpectedly lush retreat in the Montana landscape. For a buyer interested in the short-term rental market, the potential here is significant. Four bedrooms, multiple gathering spaces, direct Yellowstone River access, and proximity to the North Entrance of Yellowstone National Park create the kind of property vacation guests actively seek but can seldom find. With the right furnishings, design, and positioning, The River House has the bones to become a truly memorable destination property - one that offers far more than simply a place to sleep near the park, all approximately 10 minutes from Yellowstone National Park and 90 minutes from Bozeman Yellowstone International Airport. ## Location - **Address:** 1045 US Highway 89 S, Gardiner, MT 59030 - **County:** Park - **Coordinates:** 45.147971, -110.818668 - **Google Maps:** https://www.google.com/maps?q=45.147971,-110.818668 ## Virtual Tour & Media - **Video Tour:** https://youtu.be/AUqJ91aE0RM ## Listing Agent - **Name:** The Swanson Team · **License:** BRO-126923 - **Brokerage:** ERA Landmark Real Estate - **Broker Phone:** (406) 586-1321 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/1045-US-Highway-89-S_Gardiner_MT_59030_M74567-36531?f=listhub&s=GARMT&m=413975&c=propsimple) ## Photos ![1045 US Highway 89 S - Photo 1](http://lh.rdcpix.com/947b7870222beb716e2c7d656fb75c44l-f1334277338r.jpg) ![1045 US Highway 89 S - Photo 2](http://lh.rdcpix.com/947b7870222beb716e2c7d656fb75c44l-f2958282634r.jpg) ![1045 US Highway 89 S - Photo 3](http://lh.rdcpix.com/947b7870222beb716e2c7d656fb75c44l-f2632904264r.jpg) ![1045 US Highway 89 S - Photo 4](http://lh.rdcpix.com/947b7870222beb716e2c7d656fb75c44l-f3828274203r.jpg) ![1045 US Highway 89 S - Photo 5](http://lh.rdcpix.com/947b7870222beb716e2c7d656fb75c44l-f1101849956r.jpg) ![1045 US Highway 89 S - Photo 6](http://lh.rdcpix.com/947b7870222beb716e2c7d656fb75c44l-f1068047088r.jpg) ![1045 US Highway 89 S - Photo 7](http://lh.rdcpix.com/947b7870222beb716e2c7d656fb75c44l-f325297842r.jpg) ![1045 US Highway 89 S - Photo 8](http://lh.rdcpix.com/947b7870222beb716e2c7d656fb75c44l-f140325670r.jpg) ![1045 US Highway 89 S - Photo 9](http://lh.rdcpix.com/947b7870222beb716e2c7d656fb75c44l-f4222393042r.jpg) ![1045 US Highway 89 S - Photo 10](http://lh.rdcpix.com/947b7870222beb716e2c7d656fb75c44l-f3205855653r.jpg) ![1045 US Highway 89 S - Photo 11](http://lh.rdcpix.com/947b7870222beb716e2c7d656fb75c44l-f667918361r.jpg) ![1045 US Highway 89 S - Photo 12](http://lh.rdcpix.com/947b7870222beb716e2c7d656fb75c44l-f2615582080r.jpg) ![1045 US Highway 89 S - Photo 13](http://lh.rdcpix.com/947b7870222beb716e2c7d656fb75c44l-f2697359244r.jpg) ![1045 US Highway 89 S - Photo 14](http://lh.rdcpix.com/947b7870222beb716e2c7d656fb75c44l-f3765043425r.jpg) ![1045 US Highway 89 S - Photo 15](http://lh.rdcpix.com/947b7870222beb716e2c7d656fb75c44l-f1024458489r.jpg) ![1045 US Highway 89 S - Photo 16](http://lh.rdcpix.com/947b7870222beb716e2c7d656fb75c44l-f518750997r.jpg) ![1045 US Highway 89 S - Photo 17](http://lh.rdcpix.com/947b7870222beb716e2c7d656fb75c44l-f4112201945r.jpg) ![1045 US Highway 89 S - Photo 18](http://lh.rdcpix.com/947b7870222beb716e2c7d656fb75c44l-f4257468937r.jpg) ![1045 US Highway 89 S - Photo 19](http://lh.rdcpix.com/947b7870222beb716e2c7d656fb75c44l-f1210242959r.jpg) ![1045 US Highway 89 S - Photo 20](http://lh.rdcpix.com/947b7870222beb716e2c7d656fb75c44l-f509766996r.jpg) ![1045 US Highway 89 S - Photo 21](http://lh.rdcpix.com/947b7870222beb716e2c7d656fb75c44l-f2874278288r.jpg) ![1045 US Highway 89 S - Photo 22](http://lh.rdcpix.com/947b7870222beb716e2c7d656fb75c44l-f1936976144r.jpg) ![1045 US Highway 89 S - Photo 23](http://lh.rdcpix.com/947b7870222beb716e2c7d656fb75c44l-f3779053648r.jpg) ![1045 US Highway 89 S - Photo 24](http://lh.rdcpix.com/947b7870222beb716e2c7d656fb75c44l-f1161179894r.jpg) ![1045 US Highway 89 S - Photo 25](http://lh.rdcpix.com/947b7870222beb716e2c7d656fb75c44l-f3618096940r.jpg) ![1045 US Highway 89 S - Photo 26](http://lh.rdcpix.com/947b7870222beb716e2c7d656fb75c44l-f104815025r.jpg) ![1045 US Highway 89 S - Photo 27](http://lh.rdcpix.com/947b7870222beb716e2c7d656fb75c44l-f364728457r.jpg) ![1045 US Highway 89 S - Photo 28](http://lh.rdcpix.com/947b7870222beb716e2c7d656fb75c44l-f2170273645r.jpg) ![1045 US Highway 89 S - Photo 29](http://lh.rdcpix.com/947b7870222beb716e2c7d656fb75c44l-f2794673603r.jpg) ![1045 US Highway 89 S - Photo 30](http://lh.rdcpix.com/947b7870222beb716e2c7d656fb75c44l-f1185163447r.jpg) ![1045 US Highway 89 S - Photo 31](http://lh.rdcpix.com/947b7870222beb716e2c7d656fb75c44l-f3798168624r.jpg) ![1045 US Highway 89 S - Photo 32](http://lh.rdcpix.com/947b7870222beb716e2c7d656fb75c44l-f723782393r.jpg) ![1045 US Highway 89 S - Photo 33](http://lh.rdcpix.com/947b7870222beb716e2c7d656fb75c44l-f1928237503r.jpg) ![1045 US Highway 89 S - Photo 34](http://lh.rdcpix.com/947b7870222beb716e2c7d656fb75c44l-f3061163622r.jpg) ![1045 US Highway 89 S - Photo 35](http://lh.rdcpix.com/947b7870222beb716e2c7d656fb75c44l-f1640573999r.jpg) ![1045 US Highway 89 S - Photo 36](http://lh.rdcpix.com/947b7870222beb716e2c7d656fb75c44l-f2308301499r.jpg) ![1045 US Highway 89 S - Photo 37](http://lh.rdcpix.com/947b7870222beb716e2c7d656fb75c44l-f747404461r.jpg) --- **MLS#:** 413975 | **Updated:** 2026-10-24 **Source:** listhub *Copyright © 2026 Big Sky Country MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/1045-us-highway-89-s-gardiner-mt-59030-39a932ae945249e389c4da727b012e19) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/1045-us-highway-89-s-gardiner-mt-59030-39a932ae945249e389c4da727b012e19#listing", "url": "https://www.propertysimple.ai/listing/1045-us-highway-89-s-gardiner-mt-59030-39a932ae945249e389c4da727b012e19", "name": "1045 US Highway 89 S, Gardiner, MT 59030", "description": "SELLERS OFFERING $25,000 CREDIT toward an interest rate buydown! Call today for details! - THE RIVER HOUSE | GARDINER, MONTANA - Some properties are defined by square footage. The River House is defined by its location. Set directly on the banks of the Yellowstone, just 10.5 miles north of Gardiner and minutes from Yellowstone National Park, this one-of-a-kind property offers something increasingly difficult to find: privacy, space, mature landscaping, and genuine river access-with exceptional potential as a distinctive Yellowstone-area vacation rental. With approximately 3,700 square feet and four bedrooms, the home has the scale to comfortably gather family and friends while still offering plenty of room to retreat. The open kitchen and dining area create an easy social hub, anchored by a dramatic rock fireplace, while separate living and family rooms provide relaxed spaces for conversation, reading, movies, or simply watching the river roll by. The primary suite has been thoughtfully updated and features a generous dual walk-in shower & sliding glass doors that open directly onto the river-facing deck-an exceptional place for morning coffee, late-night stargazing, or listening to the Yellowstone after everyone else has gone to bed. The family room also opens to the back deck, blurring the line between indoors and out. From there, it's only steps to the river's edge. No driving to the river. No searching for access. No driving to the river. No searching for access. It's right outside your door. The setting feels like a private oasis, with mature trees framing a spacious lawn, established landscaping, underground sprinklers, and a pond with waterfall creating an unexpectedly lush retreat in the Montana landscape. For a buyer interested in the short-term rental market, the potential here is significant. Four bedrooms, multiple gathering spaces, direct Yellowstone River access, and proximity to the North Entrance of Yellowstone National Park create the kind of property vacation guests actively seek but can seldom find. With the right furnishings, design, and positioning, The River House has the bones to become a truly memorable destination property - one that offers far more than simply a place to sleep near the park, all approximately 10 minutes from Yellowstone National Park and 90 minutes from Bozeman Yellowstone International Airport.", "image": [ "http://lh.rdcpix.com/947b7870222beb716e2c7d656fb75c44l-f1334277338r.jpg", "http://lh.rdcpix.com/947b7870222beb716e2c7d656fb75c44l-f2958282634r.jpg", "http://lh.rdcpix.com/947b7870222beb716e2c7d656fb75c44l-f2632904264r.jpg", "http://lh.rdcpix.com/947b7870222beb716e2c7d656fb75c44l-f3828274203r.jpg", "http://lh.rdcpix.com/947b7870222beb716e2c7d656fb75c44l-f1101849956r.jpg", "http://lh.rdcpix.com/947b7870222beb716e2c7d656fb75c44l-f1068047088r.jpg", "http://lh.rdcpix.com/947b7870222beb716e2c7d656fb75c44l-f325297842r.jpg", "http://lh.rdcpix.com/947b7870222beb716e2c7d656fb75c44l-f140325670r.jpg", 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