About This Home

This 4-bedroom, 2-bathroom single family at 1045 US Highway 89 S in Gardiner, MT is listed for $1,300,000 ($349 per sqft). Built in 1968, the home offers 3,725 sqft of living space on a 1.56 acres lot.

Key Features

  • Built in 1968
  • 1.56 acre lot
  • Waterfront

Property Details

1 story
2 full
1968

Amenities

WaterfrontHardwoodA/C
Listing Description

SELLERS OFFERING $25,000 CREDIT toward an interest rate buydown! Call today for details! - THE RIVER HOUSE | GARDINER, MONTANA - Some properties are defined by square footage. The River House is defined by its location. Set directly on the banks of the Yellowstone, just 10.5 miles north of Gardiner and minutes from Yellowstone National Park, this o

ne-of-a-kind property offers something increasingly difficult to find: privacy, space, mature landscaping, and genuine river access-with exceptional potential as a distinctive Yellowstone-area vacation rental. With approximately 3,700 square feet and four bedrooms, the home has the scale to comfortably gather family and friends while still offering plenty of room to retreat.

The open kitchen and dining area create an easy social hub, anchored by a dramatic rock fireplace, while separate living and family rooms provide relaxed spaces for conversation, reading, movies, or simply watching the river roll by. The primary suite has been thoughtfully updated and features a generous dual walk-in shower & sliding glass doors th

at open directly onto the river-facing deck-an exceptional place for morning coffee, late-night stargazing, or listening to the Yellowstone after everyone else has gone to bed. The family room also opens to the back deck, blurring the line between indoors and out.

From there, it's only steps to the river's edge. No driving to the river. No searching for access. No driving to the river. No searching for access. It's right outside your door. The setting feels like a private oasis, with mature trees framing a spacious lawn, established landscaping, underground sprinklers, and a pond with waterfall creating an unexpectedly lush retreat in the Montana landscape.

For a buyer interested in the short-term rental market, the potential here is significant. Four bedrooms, multiple gathering spaces, direct Yellowstone River access, and proximity to the North Entrance of Yellowstone National Park create the kind of property vacation guests actively seek but can seldom find.

With the right furnishings, design, and positioning, The River House has the bones to become a truly memorable destination property - one that offers far more than simply a place to sleep near the park, all approximately 10 minutes from Yellowstone National Park and 90 minutes from Bozeman Yellowstone International Airport.

Monthly Cost Estimate

$6,953/mo

20% down · 6.5% · 30 years

Principal$940
Interest$5,633
Insurance$379

Estimates only. Actual payments may vary.

Location

1045 US Highway 89 S

Gardiner, MT 59030

Features & Amenities

Interior Features

FullBathOnMainLevelMainLevelPrimary

Property Details

Flooring

TileHardwoodCarpet

Outdoor Features

DeckPorch

Parking

Garage

Heating

Propane (Heating)Forced AirWood

Cooling

Central AirCeiling Fan(s)

Appliances

DryerDishwasherMicrowaveRangeRefrigeratorWasher

Questions & Answers

This 4-bedroom, 2-bathroom single family at 1045 US Highway 89 S is listed at $1,300,000 ($349/sqft). The estimated monthly payment is $6,953 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1968, 1.56 acre lot, Waterfront. Interior Features: FullBathOnMainLevel, MainLevelPrimary.

This property is listed by The Swanson Team.

TT

The Swanson Team

License BRO-126923

Agent at ERA Landmark Real Estate

Listed by ERA Landmark Real Estate · Broker phone: (406) 586-1321 · View on Broker Site · Broker website

MLS# 413975· Source: Big Sky Country MLS· 82 days on PropertySimple

Copyright © 2026 Big Sky Country MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1045 US Highway 89 S, Gardiner, MT 59030

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