# 1048 E Highway 98, Destin, FL 32541

> **TL;DR:** 3bd/3ba condo, $1,830,000 ($956/sqft), built 2004, 1,914 sqft.
> Waterfront, A/C. Est. $12,035/mo. Listed 185 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $1,830,000 |
| Price/sqft | $956 |
| Bedrooms | 3 |
| Bathrooms | 3 full |
| Square Feet | 1,914 |
| Year Built | 2004 |
| Property Type | Condo (Condominium) |
| Status | For Sale |
| Days on Market | 185 |

## Why This Home Stands Out

- **Waterfront** - Direct water access

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $7,930 |
| HOA | $4,105 |
| **Total** | **$12,035** |

## Nearby Schools

- **Elementary:** Destin
- **Middle:** Destin
- **High:** Fort Walton Beach

## Key Amenities

- Waterfront
- A/C

## Property Highlights

- Built in 2004
- Waterfront

## Description

### Agent Description
Welcome to coastal luxury at its finest. This stunning 15th-floor end unit in Silver Beach Towers offers 3 bedrooms, 3 bathrooms, and 1,914 sq ft of elevated Gulf-front living with sweeping East and West views that frame both sunrise and sunset over the emerald waters of the Gulf of Mexico. Step inside to an open living concept filled with natural light and stunning Gulf views from nearly every room. The condo has been freshly painted and features newer tile flooring throughout, updated backsplash in kitchen with tiled kick-back under the kitchen bar, and high-end furniture with matching window treatments in each room! The living space flows effortlessly onto a generous balcony, the perfect vantage point to soak in the panoramic coastal views. Located in the heart of Destin, Si Located in the heart of Destin, Silver Beach Towers offers 600 feet of private sugar-white beachfront, plus an unmatched suite of resort-style amenities. Enjoy two Gulf-front pools, hot tubs, direct beach access, a tiki bar, tennis and pickleball courts, assigned beach-storage closet on the ground floor, and an assigned covered parking space. Everything you need for effortless beach living. This established luxury complex in the heart of Destin provides the ideal blend of comfort, style, and convenience. Don't miss the opportunity to own this exceptional end unit with panoramic Gulf views and a turnkey coastal charm ready for your next chapter in paradise.

## Location

- **Address:** 1048 E Highway 98, Destin, FL 32541
- **County:** Okaloosa
- **Neighborhood:** SILVER BEACH TOWERS
- **Coordinates:** 30.384677, -86.466659
- **Google Maps:** https://www.google.com/maps?q=30.384677,-86.466659

## Listing Agent

- **Name:** Melinda A Koester
- **Brokerage:** Epique Realty Inc
- **Phone:** 8506916087
- **Email:** mindy@onthemovewithmindy.com

## Primary Photo

![1048 E Highway 98 - Primary Photo](http://lh.rdcpix.com/a2e4903556275a0244689b1e8267d0acl-f696200861r.jpg)

*34 total photos available on [listing page](https://www.propertysimple.com/listing/1048-e-highway-98-destin-fl-32541-l990464)*

---

**MLS#:** 990464 | **Updated:** 2026-06-18
**Source:** listhub

*Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/1048-e-highway-98-destin-fl-32541-l990464)

---

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