# 105 Circle Drive, Mexico Beach, FL 32456

> **TL;DR:** 5bd/3ba single family, $1,349,000 ($463/sqft), built 2022, 2,912 sqft.
> A/C, RV Parking. Est. $7,214/mo. Listed 108 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $1,349,000 |
| Price/sqft | $463 |
| Bedrooms | 5 |
| Bathrooms | 3 full |
| Square Feet | 2,912 |
| Year Built | 2022 |
| Lot Size | 6,534 sqft (0.15 acres) |
| Stories | 2 |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 108 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $6,821 |
| Estimated Insurance | $393 |
| **Total** | **$7,214** |

## Nearby Schools

- **Elementary:** Tyndall
- **Middle:** St. Joe
- **High:** St. Joe

## Key Amenities

- A/C
- RV Parking

## Property Highlights

- Built in 2022
- 0.15 acre lot
- 2 stories
- 12 parking spaces

## Description

### Agent Description
Single-family home built in 2022 on the desirable beachside of Hwy 98 in Mexico Beach. Less than 300 steps from the sugar-white sand and emerald waters of the Gulf, this fully furnished 5-bedroom, 3-bath coastal retreat offers comfort, flexibility, and strong rental appeal. Thoughtfully designed for personal enjoyment or guest use, the home is stocked. Inside, you'll find 9-foot ceilings, crown molding, a bright coastal feel, Samsung appliances, and a Samsung washer & dryer that convey with acceptable offer. Energy Star-rated systems, a tankless hot water heater with instant recirculating pump, impact-rated windows and doors, elevated construction, and X Flood Zone location add efficiency and peace of mind. Two levels of expansive decks offer Gulf views and over 1,500 square feet of outdoor living space. Below the home, generous covered space provides parking, storage, and room for beach gear, golf carts, boats, RVs, games, casual seating, and post-beach gatherings. An outdoor shower adds convenience after a beach day. Located near boat slips and boat ramp, this home offers beach access, boating convenience, rental potential, and coastal comfort. Circle Dr. away from Hwy 98 road noise, behind marina for quieter beachside feel. No HOA fees, no shared walls, permitted short-term rentals, and the charm of laid-back ''Old Florida,'' ideal Full time residence, 2nd Home or Investment Opportunity. This Affinty home has many upgrades inside and out. It's a must see. Discover coastal living at 105 Circle Drive, an Affinity -Custom single-family home built in 2022, located on the desirable beachside of Hwy 98 in Mexico Beach. This beautifully designed coastal retreat offers 5 bedrooms, 4 bathrooms, and is positioned approximately 300 steps from the sugar-white sand and emerald waters of the Gulf. Designed for both personal enjoyment and strong guest appeal, the home is being offered fully furnished (down to linens and kitchenware) and thoughtfully stocked to host many guests, turn key, rental or hosting ready. The efficient floor plan provides comfortable gathering spaces, privacy for guests, and an easy, low-maintenance beach lifestyle. Inside, you'll find 9-foot ceilings, crown molding, and a bright coastal feel throughout. The kitchen features Samsung appliances, and the Samsung washer and dryer convey with the purchase, making this a truly turnkey opportunity. The home also features a generously sized laundry room, Energy Star-rated systems, and a tankless hot water heater with an instant recirculating pump for energy efficiency and near-instant hot water throughout the home. Two levels of expansive decks offer beautiful Gulf views and create the perfect setting for morning coffee, evening breezes, and relaxing after a day at the beach. Below the home, generous covered space provides parking, storage, and room for beach gear, golf carts, boats, RVs, and more. This lower-level outdoor area extends the fun beyond the walls of the home and is ideal for cornhole, ping pong, yard games, coolers, casual seating, and post-beach gatherings. The outdoor shower makes rinsing off after the Gulf easy and convenient. Built to current Florida coastal construction standards, the property features impact-rated windows and sliding glass doors, elevated construction, a durable coastal-grade roof, covered parking, outdoor shower, and convenient storage for beach and boating essentials. The home is located in the X Flood Zone and offers enhanced storm resilience. Located just moments from the Mexico Beach boat slips and boat ramp, 105 Circle Drive offers the ideal combination of beach access, boating convenience, rental potential, and coastal comfort. The City of Mexico Beach owns and rents canal slips nearby by the day, week, month, or year. These 12-foot-wide slips accommodate many fishing boats, including boats with upper stations and towers. This custom-finished, single-family residence offers the privacy and flexibility today's coastal buyers are

## Location

- **Address:** 105 Circle Drive, Mexico Beach, FL 32456
- **County:** Bay
- **Coordinates:** 29.950954, -85.429262
- **Google Maps:** https://www.google.com/maps?q=29.950954,-85.429262

## Listing Agent

- **Name:** Sharon F Smith · **License:** 3631929
- **Brokerage:** Hilary & Reverie
- **Phone:** 8502472319
- **Broker Phone:** (850) 231-2850
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/105-Circle-Dr_Mexico-Beach_FL_32456_M53232-52495?f=listhub&s=ECARMLSFL&m=1004172&c=propsimple)

## Photos

![105 Circle Drive - Photo 1](http://lh.rdcpix.com/fd3c93fc7088e5fd46d90fd55dc09582l-f2960896976r.jpg)

![105 Circle Drive - Photo 2](http://lh.rdcpix.com/fd3c93fc7088e5fd46d90fd55dc09582l-f722438693r.jpg)

![105 Circle Drive - Photo 3](http://lh.rdcpix.com/fd3c93fc7088e5fd46d90fd55dc09582l-f2225091363r.jpg)

![105 Circle Drive - Photo 4](http://lh.rdcpix.com/fd3c93fc7088e5fd46d90fd55dc09582l-f3384104884r.jpg)

![105 Circle Drive - Photo 5](http://lh.rdcpix.com/fd3c93fc7088e5fd46d90fd55dc09582l-f1309827140r.jpg)

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![105 Circle Drive - Photo 8](http://lh.rdcpix.com/fd3c93fc7088e5fd46d90fd55dc09582l-f3358818161r.jpg)

![105 Circle Drive - Photo 9](http://lh.rdcpix.com/fd3c93fc7088e5fd46d90fd55dc09582l-f1394251007r.jpg)

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![105 Circle Drive - Photo 12](http://lh.rdcpix.com/fd3c93fc7088e5fd46d90fd55dc09582l-f2115320428r.jpg)

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![105 Circle Drive - Photo 27](http://lh.rdcpix.com/fd3c93fc7088e5fd46d90fd55dc09582l-f2736454976r.jpg)

![105 Circle Drive - Photo 28](http://lh.rdcpix.com/fd3c93fc7088e5fd46d90fd55dc09582l-f288814535r.jpg)

![105 Circle Drive - Photo 29](http://lh.rdcpix.com/fd3c93fc7088e5fd46d90fd55dc09582l-f4214946029r.jpg)

![105 Circle Drive - Photo 30](http://lh.rdcpix.com/fd3c93fc7088e5fd46d90fd55dc09582l-f1637477787r.jpg)

![105 Circle Drive - Photo 31](http://lh.rdcpix.com/fd3c93fc7088e5fd46d90fd55dc09582l-f1327909012r.jpg)

![105 Circle Drive - Photo 32](http://lh.rdcpix.com/fd3c93fc7088e5fd46d90fd55dc09582l-f3937196280r.jpg)

![105 Circle Drive - Photo 33](http://lh.rdcpix.com/fd3c93fc7088e5fd46d90fd55dc09582l-f3636614864r.jpg)

![105 Circle Drive - Photo 34](http://lh.rdcpix.com/fd3c93fc7088e5fd46d90fd55dc09582l-f1940462890r.jpg)

![105 Circle Drive - Photo 35](http://lh.rdcpix.com/fd3c93fc7088e5fd46d90fd55dc09582l-f281437352r.jpg)

![105 Circle Drive - Photo 36](http://lh.rdcpix.com/fd3c93fc7088e5fd46d90fd55dc09582l-f2250837516r.jpg)

![105 Circle Drive - Photo 37](http://lh.rdcpix.com/fd3c93fc7088e5fd46d90fd55dc09582l-f3761550113r.jpg)

![105 Circle Drive - Photo 38](http://lh.rdcpix.com/fd3c93fc7088e5fd46d90fd55dc09582l-f411926121r.jpg)

![105 Circle Drive - Photo 39](http://lh.rdcpix.com/fd3c93fc7088e5fd46d90fd55dc09582l-f1021222594r.jpg)

![105 Circle Drive - Photo 40](http://lh.rdcpix.com/fd3c93fc7088e5fd46d90fd55dc09582l-f2888317402r.jpg)

![105 Circle Drive - Photo 41](http://lh.rdcpix.com/fd3c93fc7088e5fd46d90fd55dc09582l-f4123587335r.jpg)

![105 Circle Drive - Photo 42](http://lh.rdcpix.com/fd3c93fc7088e5fd46d90fd55dc09582l-f4043627989r.jpg)

![105 Circle Drive - Photo 43](http://lh.rdcpix.com/fd3c93fc7088e5fd46d90fd55dc09582l-f2422674895r.jpg)

![105 Circle Drive - Photo 44](http://lh.rdcpix.com/fd3c93fc7088e5fd46d90fd55dc09582l-f2116448449r.jpg)

![105 Circle Drive - Photo 45](http://lh.rdcpix.com/fd3c93fc7088e5fd46d90fd55dc09582l-f2116448449r.jpg)

![105 Circle Drive - Photo 46](http://lh.rdcpix.com/fd3c93fc7088e5fd46d90fd55dc09582l-f747718248r.jpg)

![105 Circle Drive - Photo 47](http://lh.rdcpix.com/fd3c93fc7088e5fd46d90fd55dc09582l-f2857973104r.jpg)

![105 Circle Drive - Photo 48](http://lh.rdcpix.com/fd3c93fc7088e5fd46d90fd55dc09582l-f2804813515r.jpg)

![105 Circle Drive - Photo 49](http://lh.rdcpix.com/fd3c93fc7088e5fd46d90fd55dc09582l-f2756867111r.jpg)

![105 Circle Drive - Photo 50](http://lh.rdcpix.com/fd3c93fc7088e5fd46d90fd55dc09582l-f2027077018r.jpg)

![105 Circle Drive - Photo 51](http://lh.rdcpix.com/fd3c93fc7088e5fd46d90fd55dc09582l-f370900924r.jpg)

![105 Circle Drive - Photo 52](http://lh.rdcpix.com/fd3c93fc7088e5fd46d90fd55dc09582l-f4227847914r.jpg)

![105 Circle Drive - Photo 53](http://lh.rdcpix.com/fd3c93fc7088e5fd46d90fd55dc09582l-f1080502987r.jpg)

![105 Circle Drive - Photo 54](http://lh.rdcpix.com/fd3c93fc7088e5fd46d90fd55dc09582l-f1569794777r.jpg)

---

**MLS#:** 1004172 | **Updated:** 2026-09-11
**Source:** listhub

*Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/105-circle-drive-mexico-beach-fl-32456-1004172)

---

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