# 105 Penny Lane, Valparaiso, FL 32580

> **TL;DR:** 2bd/2ba single family, $295,000 ($292/sqft), built 2024, 1,012 sqft.
> A/C. Est. $1,401/mo. Listed 39 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $295,000 |
| Price/sqft | $292 |
| Bedrooms | 2 |
| Bathrooms | 2 full |
| Square Feet | 1,012 |
| Year Built | 2024 |
| Stories | 1 |
| Property Type | Single Family (Other) |
| Status | For Sale |
| Days on Market | 39 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $1,278 |
| HOA | $123 |
| **Total** | **$1,401** |

## Nearby Schools

- **Elementary:** Lewis
- **Middle:** Lewis
- **High:** Niceville

## Key Amenities

- A/C

## Property Highlights

- Built in 2024

## Description

### Agent Description
Welcome to the Cottages! This beautiful 2 bed 2 bath well maintained property combines modern style and everyday comfort. This property offers open living space and modern finishes throughout. Built in 2024, this property is designed with quartz countertops, stainless steel appliances, luxury vinyl plank, and a durable metal roof--all designed for low maintenance and long-lasting quality. This is a can't miss home!

## Location

- **Address:** 105 Penny Lane, Valparaiso, FL 32580
- **County:** Okaloosa
- **Neighborhood:** KAKE COTTAGES
- **Coordinates:** 30.512178, -86.506196
- **Google Maps:** https://www.google.com/maps?q=30.512178,-86.506196

## Listing Agent

- **Name:** Kevin Quinn
- **Brokerage:** Berkshire Hathaway Home Services PenFed Realty
- **Phone:** 8506875444
- **Email:** kevinq2019@outlook.com

## Primary Photo

![105 Penny Lane - Primary Photo](http://lh.rdcpix.com/6c7f3b27cf7691ccc50a82a2b3f773a7l-f315845443r.jpg)

*15 total photos available on [listing page](https://www.propertysimple.com/listing/105-penny-lane-valparaiso-fl-32580-1001327)*

---

**MLS#:** 1001327 | **Updated:** 2026-06-18
**Source:** listhub

*Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/105-penny-lane-valparaiso-fl-32580-1001327)

---

## Structured Data

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  "description": "Welcome to the Cottages! This beautiful 2 bed 2 bath well maintained property combines modern style and everyday comfort. This property offers open living space and modern finishes throughout. Built in 2024, this property is designed with quartz countertops, stainless steel appliances, luxury vinyl plank, and a durable metal roof--all designed for low maintenance and long-lasting quality. This is a can't miss home!",
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