# 10515 Front Beach Road, Panama City Beach, FL 32407

> **TL;DR:** 3bd/3ba condo, $799,900 ($452/sqft), built 1998, 1,769 sqft.
> Waterfront, A/C. Est. $3,466/mo. Listed 32 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $799,900 |
| Price/sqft | $452 |
| Bedrooms | 3 |
| Bathrooms | 3 full |
| Square Feet | 1,769 |
| Year Built | 1998 |
| Property Type | Condo (Condominium) |
| Status | For Sale |
| Days on Market | 32 |

## Why This Home Stands Out

- **Waterfront** - Direct water access

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $3,466 |
| **Total** | **$3,466** |

## Nearby Schools

- **Elementary:** Hutchison Beach
- **Middle:** Surfside
- **High:** Arnold

## Key Amenities

- Waterfront
- A/C

## Property Highlights

- Built in 1998
- Waterfront

## Description

### Agent Description
3/3 beachfront condo in Long Beach Towers III in Panama City Beach. Gulf views + rental-ready with lockout potential. Built 1998. This 3 bedroom, 3 bathroom beachfront condo in Long Beach Towers III offers direct Gulf frontage, strong vacation rental potential, and immediate occupancy in Panama City Beach. The unit is positioned for buyers seeking both personal use and income, with short term rentals allowed and an existing layout that supports flexible rental strategies including lockout capability. Inside, the 1,769 square foot layout features floor to ceiling windows spanning approximately 46 feet, bringing Gulf views into every room. All three bedrooms have balcony access, including a third bedroom with its own private balcony. The unit is fully tiled throughout and includes a kitchen with granite countertops, tiled backsplash, soft close cabinetry, and a full appliance package. Bathrooms have been updated with double vanities, glass and tile showers, and updated lighting, mirrors, and hardware. A full size washer and dryer are included for convenience. Key systems have been addressed with the air conditioner replaced in 2020 and the water heater, washer, dryer, and microwave replaced in 2023. The unit is sold furnished and is move in or rental ready. The potential lockout configuration allows the property to function as a full 3 bedroom or split into separate 2 bedroom and 1 bedroom rentals, offering flexibility for income optimization and owner use. The oversized beachfront balcony provides direct views of the Gulf and access from multiple rooms, creating a consistent indoor outdoor living experience. Long Beach Resort amenities include multiple pools, hot tubs, beach access, fitness center, gated entry, and on site security. Located in central Panama City Beach, the property is within close proximity to shopping, dining, entertainment, and grocery options, with additional attractions, marinas, and state park access a short distance away. The community allows short term rentals and includes utilities and services such as water, sewer, internet, cable, and maintenance within the HOA structure.

## Location

- **Address:** 10515 Front Beach Road, Panama City Beach, FL 32407
- **County:** Bay
- **Neighborhood:** Long Beach Towers III
- **Coordinates:** 30.177224, -85.808721
- **Google Maps:** https://www.google.com/maps?q=30.177224,-85.808721

## Listing Agent

- **Name:** Cindy Morehouse
- **Brokerage:** Counts Real Estate Group Inc
- **Phone:** 8508221055
- **Email:** cindy@countsrealestate.com

## Primary Photo

![10515 Front Beach Road - Primary Photo](http://lh.rdcpix.com/68deff4f4f97f18936a946c8d70922bbl-f1541534465r.jpg)

*57 total photos available on [listing page](https://www.propertysimple.com/listing/10515-front-beach-road-panama-city-beach-fl-32407-l789238)*

---

**MLS#:** 789238 | **Updated:** 2026-06-18
**Source:** listhub

*Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/10515-front-beach-road-panama-city-beach-fl-32407-l789238)

---

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