# 10519 Front Beach Road #2003C, Panama City Beach, FL 32407

> **TL;DR:** 1bd/2ba condo, $399,000 ($484/sqft), built 2004, 825 sqft.
> Waterfront. Est. $3,884/mo. Listed 181 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $399,000 |
| Price/sqft | $484 |
| Bedrooms | 1 |
| Bathrooms | 2 full |
| Square Feet | 825 |
| Year Built | 2004 |
| Property Type | Condo (Condominium) |
| Status | Active |
| Days on Market | 181 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,018 |
| Estimated Insurance | $116 |
| HOA | $1,750 |
| **Total** | **$3,884** |

## Nearby Schools

- **Elementary:** Hutchison Beach
- **Middle:** Surfside
- **High:** Arnold

## Key Amenities

- Waterfront

## Property Highlights

- Built in 2004
- Waterfront

## Description

### Agent Description
Welcome to Twin Palms Resort unit 2003! This 1-bedroom, 2-bath vacation rental on the 20th floor offers stunning Gulf views. Perfect for up to 6 guests, it features a king bed, twin bunk beds, and 2 queen sofa beds. Enjoy a well-equipped kitchen, private washer/dryer, and a balcony with sunset views. Resort amenities include an outdoor pool, hot tub, fitness center, and free high-speed WiFi. Snowbird-friendly. Don't miss out on this beachfront paradise in Panama City Beach!

## Location

- **Address:** 10519 Front Beach Road #2003C, Panama City Beach, FL 32407
- **County:** Bay
- **Neighborhood:** Twin Palms Resort
- **Coordinates:** 30.178295, -85.810275
- **Google Maps:** https://www.google.com/maps?q=30.178295,-85.810275

## Listing Agent

- **Name:** Chad A Miller · **License:** 0658565
- **Brokerage:** Miller & Associates Realty LLC
- **Broker Phone:** (850) 249-6655
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/10519-Front-Beach-Rd-Unit-2003_Panama-City-Beach_FL_32407_M68318-54489?f=listhub&s=BCARFL&m=789530&c=propsimple)

## Photos

![10519 Front Beach Road #2003C - Photo 1](http://lh.rdcpix.com/05345e3907676cc6fb81517afe03c4a0l-f3132696027r.jpg)

![10519 Front Beach Road #2003C - Photo 2](http://lh.rdcpix.com/05345e3907676cc6fb81517afe03c4a0l-f2918938859r.jpg)

![10519 Front Beach Road #2003C - Photo 3](http://lh.rdcpix.com/05345e3907676cc6fb81517afe03c4a0l-f2418630086r.jpg)

![10519 Front Beach Road #2003C - Photo 4](http://lh.rdcpix.com/05345e3907676cc6fb81517afe03c4a0l-f1353703676r.jpg)

![10519 Front Beach Road #2003C - Photo 5](http://lh.rdcpix.com/05345e3907676cc6fb81517afe03c4a0l-f101791434r.jpg)

![10519 Front Beach Road #2003C - Photo 6](http://lh.rdcpix.com/05345e3907676cc6fb81517afe03c4a0l-f2206908771r.jpg)

![10519 Front Beach Road #2003C - Photo 7](http://lh.rdcpix.com/05345e3907676cc6fb81517afe03c4a0l-f3012409564r.jpg)

![10519 Front Beach Road #2003C - Photo 8](http://lh.rdcpix.com/05345e3907676cc6fb81517afe03c4a0l-f2866558898r.jpg)

![10519 Front Beach Road #2003C - Photo 9](http://lh.rdcpix.com/05345e3907676cc6fb81517afe03c4a0l-f1982842279r.jpg)

![10519 Front Beach Road #2003C - Photo 10](http://lh.rdcpix.com/05345e3907676cc6fb81517afe03c4a0l-f4216691567r.jpg)

![10519 Front Beach Road #2003C - Photo 11](http://lh.rdcpix.com/05345e3907676cc6fb81517afe03c4a0l-f1429578884r.jpg)

![10519 Front Beach Road #2003C - Photo 12](http://lh.rdcpix.com/05345e3907676cc6fb81517afe03c4a0l-f4090078063r.jpg)

![10519 Front Beach Road #2003C - Photo 13](http://lh.rdcpix.com/05345e3907676cc6fb81517afe03c4a0l-f3364769893r.jpg)

![10519 Front Beach Road #2003C - Photo 14](http://lh.rdcpix.com/05345e3907676cc6fb81517afe03c4a0l-f4012364455r.jpg)

![10519 Front Beach Road #2003C - Photo 15](http://lh.rdcpix.com/05345e3907676cc6fb81517afe03c4a0l-f3558580282r.jpg)

![10519 Front Beach Road #2003C - Photo 16](http://lh.rdcpix.com/05345e3907676cc6fb81517afe03c4a0l-f3951548683r.jpg)

![10519 Front Beach Road #2003C - Photo 17](http://lh.rdcpix.com/05345e3907676cc6fb81517afe03c4a0l-f2342877188r.jpg)

---

**MLS#:** 789530 | **Updated:** 2026-10-24
**Source:** listhub

*Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/10519-front-beach-road-panama-city-beach-fl-32407-420e4998555547239683f6dfb863a7cc)

---

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