About This Home

This 3-bedroom, 2-bathroom single family at 10540 Rocky Creek Road in Lower Lake, CA is listed for $429,000 ($217 per sqft). Built in 2007, the home offers 1,980 sqft of living space on a 24.37 acres lot.

Key Features

  • Built in 2007
  • 24.37 acre lot

Property Details

1 story
2 full
2007

Amenities

View
Listing Description

Country Charmer Ranchette. Come and enjoy the peace and tranquility of country living with this spacious 3-bedroom, 2-bath home! The primary bedroom features a private en-suite bathroom with a sunken bathtub, separate shower, and double sinks. The home offers plenty of comfortable living space, including a living room, family room, spacious kitchen, dining room, and convenient laundry/utility room.

The property also includes a cabin of approx. 1100 sq. ft. and is ready for some TLC. 24 ac off Morgan Valley Road with Rocky Creek running the back line. The dirt is the story here, deep creek bottom loam, well drained, running almost the whole parcel, the kind that gets called prime farmland once you get water on it.

Old pond on the place that held water once. Line it and it can go back to work storing ag water for pasture, hay, orchard or a big garden, with room to grow. Rocky Creek is intermittent here, high through winter and spring, low or dry by late summer. About 2,300 ft along the creek.

Off grid, generator and batteries run the home. This is the open end of Lake County. Morgan Valley Road climbs east out of Lower Lake through ranch country on a county designated scenic route, and Rocky Creek Rd runs out toward the Cache Creek Wilderness where parcels run big.

A little over ten miles from town. Rocky Creek Rd is private and unpaved off county maintained Morgan Valley Rd. Zoning A-WW. Soil mapped as Still loam, NRCS rated prime farmland if irrigated. USGS maps the creek as perennial through the parcel. Buyer to verify all permits, water rights, acreage, entitlements and allowable uses with Lake County.

Monthly Cost Estimate

$2,294/mo

20% down · 6.5% · 30 years

Principal$310
Interest$1,859
Insurance$125

Estimates only. Actual payments may vary.

Location

10540 Rocky Creek Road

Lower Lake, CA 95457

Property Details

Flooring

CarpetLaminate

Construction

Wood

Views

Hills

Heating

CentralNatural Gas

Cooling

Ceiling Fan(s)

Appliances

Free-Standing Gas RangeGas Water HeaterMicrowave

Questions & Answers

This 3-bedroom, 2-bathroom single family at 10540 Rocky Creek Road is listed at $429,000 ($217/sqft). The estimated monthly payment is $2,294 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2007, 24.37 acre lot.

This property is listed by Matthew J Smith.

MS

Matthew J Smith

Agent at Full Spectrum Properties, Inc.

Listed by Full Spectrum Properties, Inc. · Broker phone: (707) 318-1638 · View on Broker Site · Broker website

MLS# 326074158· Source: Bay Area Real Estate Information Services, Inc.· 6 days on PropertySimple

Copyright © 2026 Bay Area Real Estate Information Services, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

10540 Rocky Creek Road, Lower Lake, CA 95457

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