# 106 Earles Lane, Gilboa, NY 12076

> **TL;DR:** 4bd/3ba single family, $479,000 ($198/sqft), built 1958, 2,416 sqft.
> Waterfront, View. Est. $2,276/mo. Listed 310 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $479,000 |
| Price/sqft | $198 |
| Bedrooms | 4 |
| Bathrooms | 3 full |
| Square Feet | 2,416 |
| Year Built | 1958 |
| Lot Size | 13,068 sqft (0.30 acres) |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 310 |

## Why This Home Stands Out

- **Waterfront** - Direct water access
- **Views** - Lake, Water

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $2,076 |
| HOA | $200 |
| **Total** | **$2,276** |

## Key Amenities

- Waterfront
- View

## Property Highlights

- Built in 1958
- 0.30 acre lot
- Waterfront

## Description

### Agent Description
Discover serenity in this remodeled 4-bedroom, 3-bath colonial home with a loft, viewing decks, and a dock overlooking Hubbard Lake, a quaint community of fewer than a dozen homes. This fully furnished retreat offers stunning lake views, ideal for relaxing on the deck or dock and watching sunsets over the water, or go swimming, fishing, kayaking, or use non-motorized boat and this sale includes the boat. With low taxes and annual association fees of only 200, it's perfect for full-time living or as a profitable Airbnb. Located within an hour's drive to Albany and Cooperstown, and just under 19 miles from Windham Mountain for skiing, this property blends tranquility with accessibility to both nature and urban amenities.

## Location

- **Address:** 106 Earles Lane, Gilboa, NY 12076
- **County:** Schoharie
- **Coordinates:** 42.442461, -74.373177
- **Google Maps:** https://www.google.com/maps?q=42.442461,-74.373177

## Listing Agent

- **Name:** Pearl Torres
- **Brokerage:** Keller Williams Realty HV Nort
- **Phone:** 8454615132
- **Email:** pearlrubytorres@kw.com

## Primary Photo

![106 Earles Lane - Primary Photo](http://lh.rdcpix.com/94a178cef08251c40db5f8d33012ae91l-f406932578r.jpg)

*59 total photos available on [listing page](https://www.propertysimple.com/listing/106-earles-lane-gilboa-ny-12076-20253279)*

---

**MLS#:** 20253279 | **Updated:** 2026-06-18
**Source:** listhub

*Copyright © 2026 Hudson Valley Catskill Region MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/106-earles-lane-gilboa-ny-12076-20253279)

---

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