About This Home

This 4-bedroom, 2-bathroom single family at 106 Elmwood Street in Waterloo, IL is listed for $372,500 ($141 per sqft). Built in 1992, the home offers 2,641 sqft of living space on a 0.33 acres lot.

Key Features

  • Built in 1992
  • 0.33 acre lot
  • Fireplace

Property Details

1 story
2 full
2-car garage
1992

Amenities

FireplaceA/C
Listing Description

Beautiful all-brick ranch in desirable Parkwood Estates, ideally located between Rogers Elementary and Konarcik Park. Situated at the back of a quiet cul-de-sac, this home offers outstanding curb appeal, a fully fenced backyard, and expansive rural views from the large composite deck.

Inside, you'll find refreshed paint, luxury vinyl plank flooring, and an open-concept design centered around a cozy fireplace with a shiplap accent wall. The spacious kitchen features solid surface countertops, an attached island/breakfast bar with seating, stainless steel appliances, crown molding, abundant cabinetry, and a double-deep pantry.

A formal dining room flows seamlessly between the living area and kitchen, while the oversized two-car garage enters through a convenient drop zone. The split-bedroom floor plan includes a spacious primary suite with walk-in closet, walk-in shower, and corner soaking tub.

Three additional main-floor bedrooms offer generous closet space, one currently used as an office. An updated hall bath features a quartz vanity and tub/shower combination. The finished lower level provides a huge family room with wide-plank LVP flooring, a recreation area perfect for entertaining, and a large non-conforming bedroom ideal for guests, a home theater, office, or hobby space.

You'll also appreciate the oversized laundry room and ample storage. With over 1,800 finished square feet on the main and nearly 1,000 additional finished below, this home offers over 2,800 square feet of living space plus storage. The .33-acre lot includes a garden shed and golf practice net that stays with the property.

Low-maintenance LVP and ceramic tile flooring run throughout. Major updates include a 2018 roof, 2026 HVAC, 2026 water heater, and new gutters with gutter guards in 2025. This move-in-ready 4+ bedroom home offers the space, updates, and views you've been looking for.

Monthly Cost Estimate

$1,992/mo

20% down · 6.5% · 30 years

Principal$269
Interest$1,614
Insurance$109

Estimates only. Actual payments may vary.

Location

106 Elmwood Street

Waterloo, IL 62298

Parkwood Estates 1st Add

Property Details

Construction

Brick

Heating

Forced Air

Cooling

Central Air

Appliances

DishwasherDisposalMicrowave

Questions & Answers

This 4-bedroom, 2-bathroom single family at 106 Elmwood Street is listed at $372,500 ($141/sqft). The estimated monthly payment is $1,993 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1992, 0.33 acre lot, Fireplace.

This property is listed by Tammy Hines.

TH

Tammy Hines

Agent at Tammy Mitchell Hines & Co.

Listed by Tammy Mitchell Hines & Co. · Broker phone: (618) 281-3959 · View on Broker Site · Broker website

MLS# 26062446· Source: Mid America Regional Information Systems, Inc.· 4 days on PropertySimple

Copyright © 2026 Mid America Regional Information Systems, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

106 Elmwood Street, Waterloo, IL 62298

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