# 106 Oak Street, Charlevoix, MI 49720 > **TL;DR:** 3bd/2ba single family, $575,000 ($224/sqft), 2,564 sqft. > 2-car garage. Est. $3,076/mo. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $575,000 | | Price/sqft | $224 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 2,564 | | Lot Size | 12,632 sqft (0.29 acres) | | Stories | 1 | | Garage | 2-car | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 0 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,908 | | Estimated Insurance | $168 | | **Total** | **$3,076** | ## Key Amenities - 2-car garage ## Property Highlights - 0.29 acre lot ## Description ### Agent Description Presenting a spacious 3+ bedroom, 2 bathroom ranch home, ideally situated in a desirable residential neighborhood on the north side of Charlevoix. Nestled between the Charlevoix Golf Club and the public tennis courts, this property boasts a contemporary, meticulously maintained kitchen, a bright and inviting ambiance, and multiple indoor and outdoor living areas perfect for gathering and entertaining. The full, finished basement offers an expansive family room and an additional bathroom, creating excellent space for relaxation or recreation. Enjoy a double lot with an expansive backyard that backs up to the public tennis courts, providing a rare blend of privacy and convenience. You will be able to take advantage of Charlevoix's exceptional year-round recreational opportunities-from the pristine beaches of Lake Michigan and Lake Charlevoix to a variety of public parks. The nearby Mt. McSauba Recreation Area offers downhill skiing, snowboarding, sledding, ice skating, cross-country skiing, snowshoeing, disc golf, hiking, and trail riding. This prime location is just half a mile from downtown shopping and restaurants, ensuring easy access to the best that Charlevoix has to offer. New in 2026: roof, furnace, gutters, basement carpet, and garage door openers. ## Location - **Address:** 106 Oak Street, Charlevoix, MI 49720 - **County:** Charlevoix - **Coordinates:** 45.322384, -85.247222 - **Google Maps:** https://www.google.com/maps?q=45.322384,-85.247222 ## Listing Agent - **Name:** Christopher Christensen - **Brokerage:** Lynda's Real Estate Service - **Phone:** 2316751144 - **Broker Phone:** (231) 582-9555 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/106-Oak-St_Charlevoix_MI_49720_M48228-28792?f=listhub&s=NMIMLS&m=480108&c=propsimple) ## Photos ![106 Oak Street - Photo 1](http://lh.rdcpix.com/793811def38e61f3547dfd3411a03b4cl-f3932439732r.jpg) ![106 Oak Street - Photo 2](http://lh.rdcpix.com/793811def38e61f3547dfd3411a03b4cl-f3390867649r.jpg) ![106 Oak Street - Photo 3](http://lh.rdcpix.com/793811def38e61f3547dfd3411a03b4cl-f3050285081r.jpg) ![106 Oak Street - Photo 4](http://lh.rdcpix.com/793811def38e61f3547dfd3411a03b4cl-f2102868166r.jpg) ![106 Oak Street - Photo 5](http://lh.rdcpix.com/793811def38e61f3547dfd3411a03b4cl-f3431016532r.jpg) ![106 Oak Street - Photo 6](http://lh.rdcpix.com/793811def38e61f3547dfd3411a03b4cl-f1467687600r.jpg) ![106 Oak Street - Photo 7](http://lh.rdcpix.com/793811def38e61f3547dfd3411a03b4cl-f2301097860r.jpg) ![106 Oak Street - Photo 8](http://lh.rdcpix.com/793811def38e61f3547dfd3411a03b4cl-f4178784168r.jpg) ![106 Oak Street - Photo 9](http://lh.rdcpix.com/793811def38e61f3547dfd3411a03b4cl-f2084570152r.jpg) ![106 Oak Street - Photo 10](http://lh.rdcpix.com/793811def38e61f3547dfd3411a03b4cl-f1958347370r.jpg) ![106 Oak Street - Photo 11](http://lh.rdcpix.com/793811def38e61f3547dfd3411a03b4cl-f498831074r.jpg) ![106 Oak Street - Photo 12](http://lh.rdcpix.com/793811def38e61f3547dfd3411a03b4cl-f336278078r.jpg) ![106 Oak Street - Photo 13](http://lh.rdcpix.com/793811def38e61f3547dfd3411a03b4cl-f4170799462r.jpg) ![106 Oak Street - Photo 14](http://lh.rdcpix.com/793811def38e61f3547dfd3411a03b4cl-f3924188378r.jpg) ![106 Oak Street - Photo 15](http://lh.rdcpix.com/793811def38e61f3547dfd3411a03b4cl-f111223381r.jpg) ![106 Oak Street - Photo 16](http://lh.rdcpix.com/793811def38e61f3547dfd3411a03b4cl-f3386486364r.jpg) ![106 Oak Street - Photo 17](http://lh.rdcpix.com/793811def38e61f3547dfd3411a03b4cl-f1575565718r.jpg) ![106 Oak Street - Photo 18](http://lh.rdcpix.com/793811def38e61f3547dfd3411a03b4cl-f3779121655r.jpg) ![106 Oak Street - Photo 19](http://lh.rdcpix.com/793811def38e61f3547dfd3411a03b4cl-f636527090r.jpg) ![106 Oak Street - Photo 20](http://lh.rdcpix.com/793811def38e61f3547dfd3411a03b4cl-f3456484421r.jpg) ![106 Oak Street - Photo 21](http://lh.rdcpix.com/793811def38e61f3547dfd3411a03b4cl-f3754582752r.jpg) ![106 Oak Street - Photo 22](http://lh.rdcpix.com/793811def38e61f3547dfd3411a03b4cl-f1126117125r.jpg) ![106 Oak Street - Photo 23](http://lh.rdcpix.com/793811def38e61f3547dfd3411a03b4cl-f3257145272r.jpg) ![106 Oak Street - Photo 24](http://lh.rdcpix.com/793811def38e61f3547dfd3411a03b4cl-f2250152917r.jpg) ![106 Oak Street - Photo 25](http://lh.rdcpix.com/793811def38e61f3547dfd3411a03b4cl-f2476022611r.jpg) ![106 Oak Street - Photo 26](http://lh.rdcpix.com/793811def38e61f3547dfd3411a03b4cl-f378970296r.jpg) ![106 Oak Street - Photo 27](http://lh.rdcpix.com/793811def38e61f3547dfd3411a03b4cl-f3146343460r.jpg) ![106 Oak Street - Photo 28](http://lh.rdcpix.com/793811def38e61f3547dfd3411a03b4cl-f2768262028r.jpg) ![106 Oak Street - Photo 29](http://lh.rdcpix.com/793811def38e61f3547dfd3411a03b4cl-f1636413318r.jpg) ![106 Oak Street - Photo 30](http://lh.rdcpix.com/793811def38e61f3547dfd3411a03b4cl-f3749206732r.jpg) ![106 Oak Street - Photo 31](http://lh.rdcpix.com/793811def38e61f3547dfd3411a03b4cl-f328256025r.jpg) ![106 Oak Street - Photo 32](http://lh.rdcpix.com/793811def38e61f3547dfd3411a03b4cl-f3933064810r.jpg) ![106 Oak Street - Photo 33](http://lh.rdcpix.com/793811def38e61f3547dfd3411a03b4cl-f4217789584r.jpg) ![106 Oak Street - Photo 34](http://lh.rdcpix.com/793811def38e61f3547dfd3411a03b4cl-f4271986225r.jpg) ![106 Oak Street - Photo 35](http://lh.rdcpix.com/793811def38e61f3547dfd3411a03b4cl-f2091658661r.jpg) ![106 Oak Street - Photo 36](http://lh.rdcpix.com/793811def38e61f3547dfd3411a03b4cl-f3430211709r.jpg) ![106 Oak Street - Photo 37](http://lh.rdcpix.com/793811def38e61f3547dfd3411a03b4cl-f3022475875r.jpg) ![106 Oak Street - Photo 38](http://lh.rdcpix.com/793811def38e61f3547dfd3411a03b4cl-f4252195366r.jpg) ![106 Oak Street - Photo 39](http://lh.rdcpix.com/793811def38e61f3547dfd3411a03b4cl-f459124337r.jpg) ![106 Oak Street - Photo 40](http://lh.rdcpix.com/793811def38e61f3547dfd3411a03b4cl-f1374907379r.jpg) ![106 Oak Street - Photo 41](http://lh.rdcpix.com/793811def38e61f3547dfd3411a03b4cl-f49525306r.jpg) ![106 Oak Street - Photo 42](http://lh.rdcpix.com/793811def38e61f3547dfd3411a03b4cl-f3669415936r.jpg) ![106 Oak Street - Photo 43](http://lh.rdcpix.com/793811def38e61f3547dfd3411a03b4cl-f1022588833r.jpg) ![106 Oak Street - Photo 44](http://lh.rdcpix.com/793811def38e61f3547dfd3411a03b4cl-f2802100713r.jpg) ![106 Oak Street - Photo 45](http://lh.rdcpix.com/793811def38e61f3547dfd3411a03b4cl-f2396149874r.jpg) ![106 Oak Street - Photo 46](http://lh.rdcpix.com/793811def38e61f3547dfd3411a03b4cl-f1873572437r.jpg) ![106 Oak Street - Photo 47](http://lh.rdcpix.com/793811def38e61f3547dfd3411a03b4cl-f476188993r.jpg) ![106 Oak Street - Photo 48](http://lh.rdcpix.com/793811def38e61f3547dfd3411a03b4cl-f4158886771r.jpg) ![106 Oak Street - Photo 49](http://lh.rdcpix.com/793811def38e61f3547dfd3411a03b4cl-f219582380r.jpg) ![106 Oak Street - Photo 50](http://lh.rdcpix.com/793811def38e61f3547dfd3411a03b4cl-f2245405371r.jpg) --- **MLS#:** 480108 | **Updated:** 2026-09-24 **Source:** listhub *Copyright © 2026 Northern Michigan MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/106-oak-street-charlevoix-mi-49720-s480108) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/106-oak-street-charlevoix-mi-49720-s480108#listing", "url": "https://www.propertysimple.ai/listing/106-oak-street-charlevoix-mi-49720-s480108", "name": "106 Oak Street, Charlevoix, MI 49720", "description": "Presenting a spacious 3+ bedroom, 2 bathroom ranch home, ideally situated in a desirable residential neighborhood on the north side of Charlevoix. 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