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About This Home

This 4-bedroom, 3-bathroom single family at 1060 Elma Avenue in Elgin, IL is listed for $490,000 ($187 per sqft). Built in 1993, the home offers 2,622 sqft of living space on a 0.23 acres lot.

Agent Description

Welcome to 1060 Elma Ave, Elgin, IL - Space, Style, and Location in Cobblers Crossing Located in the desirable Cobblers Crossing community, this spacious 4-bedroom, 2.1-bath home offers the perfect balance of comfort, functionality, and potential. Situated on a premium corner lot with a fully fenced yard, this property is ideal for both everyday living and entertaining.

Step inside to find a thoughtfully designed layout featuring formal living and dining rooms, a dedicated first-floor office, and an impressive two-story family room highlighted by a dramatic fireplace that anchors the space with warmth and character. The island kitchen is built for both practicality and flow, offering abundant cabinetry, a planning

desk, and a generous eating area that opens seamlessly to the backyard through sliding glass doors. Enjoy outdoor living on the deck overlooking the fenced yard complete with a storage shed. Upstairs, you'll find generously sized bedrooms, each equipped with ceiling fans, along with a well-appointed primary suite featuring dual sinks, a soaking tub, and a separate shower.

Additional highlights include: Full roof replacement (tear-off) in 2020 Unfinished basement with crawl space, ready for customization Attached 2-car side-load garage Excellent storage throughout Location does a lot of heavy lifting here. You're minutes from I-90, about 3 miles to the Metra, and close to everything that makes downtown Elgin worth mentioning, including the Hemmens Cultural Center and the Centre of Elgin.

Offered as-is, which is always code for "bring your vision and maybe a contractor you trust," but the fundamentals are solid and the upside is real.

Key Features

  • Built in 1993
  • 0.23 acre lot
  • 2 stories
  • 2 parking spaces
  • Fireplace

Property Details

2 stories
2 full, 1 half
2 spaces
1993

Amenities

FireplaceHardwoodA/C

Monthly Cost Estimate

$2,858/mo

20% down · 6.5% · 30 years

Principal$354
Interest$2,123
Insurance$143
HOA$237

Estimates only. Actual payments may vary.

Location

1060 Elma Avenue

Elgin, IL 60120

Cobblers Crossing

Property Details

Flooring

WoodHardwood

Construction

Aluminum Siding

Pool Features

Deck

Parking

GarageDriveway

Heating

Natural GasForced Air

Cooling

Central Air

Appliances

RangeMicrowaveDishwasherRefrigeratorWasherDryerHumidifier

Questions & Answers

This 4-bedroom, 3-bathroom single family at 1060 Elma Avenue is listed at $490,000 ($187/sqft). The estimated monthly payment is $2,360 based on 20% down at 6.5% interest.

HOA fees are $237/month.

Key features include: Built in 1993, 0.23 acre lot, 2 stories, 2 parking spaces, Fireplace.

This property is listed by David Sengun and can be reached at (847) 495-5000 or david@sengun.realtor.

DS

David Sengun

Agent at HomeSmart Connect LLC

(847) 495-5000

Listed by HomeSmart Connect LLC · View on Broker Site

MLS# 12628489· Source: listhub· Updated 38 days ago

Copyright © 2026 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1060 Elma Avenue, Elgin, IL 60120

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