# 1060 S Water Street, Monticello, FL 32344 > **TL;DR:** 2bd/1ba single family, $175,000 ($118/sqft), built 1959, 1,488 sqft. > Fireplace, Hardwood, A/C, 1-car garage. Est. $936/mo. Listed 45 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $175,000 | | Price/sqft | $118 | | Bedrooms | 2 | | Bathrooms | 1 full | | Square Feet | 1,488 | | Year Built | 1959 | | Lot Size | 13,504 sqft (0.31 acres) | | Stories | 1 | | Garage | 1-car | | Property Type | Single Family (Single Family Residence) | | Status | Active Under Contract | | Days on Market | 45 | ## Why This Home Stands Out - **Hardwood Floors** - Hardwood flooring listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $885 | | Estimated Insurance | $51 | | **Total** | **$936** | ## Nearby Schools - **Elementary:** OTHER COUNTY - **Middle:** OTHER COUNTY - **High:** OTHER COUNTY ## Key Amenities - Fireplace - Hardwood - A/C - 1-car garage ## Property Highlights - Built in 1959 - 0.31 acre lot - Fireplace ## Description ### Agent Description If you are looking for your opportunity, this home's for you! This 1950's bungalow is within reach for all. Whether a first time buyer, down-sizer, or investor, this home has ample opportunity for all! At a price where designer re-dos and renovations are possible, anyone can can make this dream come true! The huge addition (500+ sqft) off the rear of the home offers ample square footage that could possibly be reconfigured to a new owner's desires. The original home features a two bedroom one bath floor plan. The kitchen is sandwiched between two large living areas making opportunities for renovations and modernization ideal. With a third acre that's fully fenced, existing dog kennel, and a true garage, this property has built in bonuses in addition to the stellar location just moments away from Monticello's town center, access to I-10 and Hwy90 for easy commutes. Monticello is still known for its downtown charm and community events and connectedness. Just check out the chamber's facebook page! :D In addition to the Ecological Park and Legion right across the street, the house is minutes from town square where you can enjoy entertainment at Old Monticello Opera House, Vintage Stores, Restaurants. And if you wanted to, the Aldi and DG Market are walking distance to the home! So if you are looking for true potential not just in making a home, but making and enjoying community, see what 1060 S Water Street has to offer in charming Monticello, Florida! ## Location - **Address:** 1060 S Water Street, Monticello, FL 32344 - **County:** Jefferson - **Neighborhood:** JEFFERSON HGTS ADD / 00310 - **Coordinates:** 30.537446, -83.872326 - **Google Maps:** https://www.google.com/maps?q=30.537446,-83.872326 ## Listing Agent - **Name:** Sarah Springer · **License:** 3179636 - **Brokerage:** Pathways Realty - **Broker Phone:** 8504458760 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/1060-S-Water-St_Monticello_FL_32344_M65919-57139?f=listhub&s=TBRFL&m=405104&c=propsimple) ## Photos ![1060 S Water Street - Photo 1](http://lh.rdcpix.com/120f982edc15615347ca1f382e1b1e88l-f2081104302r.jpg) ![1060 S Water Street - Photo 2](http://lh.rdcpix.com/120f982edc15615347ca1f382e1b1e88l-f2140474607r.jpg) ![1060 S Water Street - Photo 3](http://lh.rdcpix.com/120f982edc15615347ca1f382e1b1e88l-f1896533822r.jpg) ![1060 S Water Street - Photo 4](http://lh.rdcpix.com/120f982edc15615347ca1f382e1b1e88l-f890245727r.jpg) ![1060 S Water Street - Photo 5](http://lh.rdcpix.com/120f982edc15615347ca1f382e1b1e88l-f3624165628r.jpg) ![1060 S Water Street - Photo 6](http://lh.rdcpix.com/120f982edc15615347ca1f382e1b1e88l-f834893333r.jpg) ![1060 S Water Street - Photo 7](http://lh.rdcpix.com/120f982edc15615347ca1f382e1b1e88l-f49522632r.jpg) ![1060 S Water Street - Photo 8](http://lh.rdcpix.com/120f982edc15615347ca1f382e1b1e88l-f855338787r.jpg) ![1060 S Water Street - Photo 9](http://lh.rdcpix.com/120f982edc15615347ca1f382e1b1e88l-f2491570058r.jpg) ![1060 S Water Street - Photo 10](http://lh.rdcpix.com/120f982edc15615347ca1f382e1b1e88l-f3869260128r.jpg) ![1060 S Water Street - Photo 11](http://lh.rdcpix.com/120f982edc15615347ca1f382e1b1e88l-f1183197999r.jpg) ![1060 S Water Street - Photo 12](http://lh.rdcpix.com/120f982edc15615347ca1f382e1b1e88l-f3933417875r.jpg) ![1060 S Water Street - Photo 13](http://lh.rdcpix.com/120f982edc15615347ca1f382e1b1e88l-f2357424534r.jpg) ![1060 S Water Street - Photo 14](http://lh.rdcpix.com/120f982edc15615347ca1f382e1b1e88l-f3407895552r.jpg) ![1060 S Water Street - Photo 15](http://lh.rdcpix.com/120f982edc15615347ca1f382e1b1e88l-f1392482103r.jpg) ![1060 S Water Street - Photo 16](http://lh.rdcpix.com/120f982edc15615347ca1f382e1b1e88l-f1758381875r.jpg) ![1060 S Water Street - Photo 17](http://lh.rdcpix.com/120f982edc15615347ca1f382e1b1e88l-f2481644441r.jpg) ![1060 S Water Street - Photo 18](http://lh.rdcpix.com/120f982edc15615347ca1f382e1b1e88l-f2482601871r.jpg) ![1060 S Water Street - Photo 19](http://lh.rdcpix.com/120f982edc15615347ca1f382e1b1e88l-f752739238r.jpg) ![1060 S Water Street - Photo 20](http://lh.rdcpix.com/120f982edc15615347ca1f382e1b1e88l-f2669428082r.jpg) ![1060 S Water Street - Photo 21](http://lh.rdcpix.com/120f982edc15615347ca1f382e1b1e88l-f2560491059r.jpg) ![1060 S Water Street - Photo 22](http://lh.rdcpix.com/120f982edc15615347ca1f382e1b1e88l-f328957185r.jpg) ![1060 S Water Street - Photo 23](http://lh.rdcpix.com/120f982edc15615347ca1f382e1b1e88l-f3382965447r.jpg) ![1060 S Water Street - Photo 24](http://lh.rdcpix.com/120f982edc15615347ca1f382e1b1e88l-f3550647082r.jpg) ![1060 S Water Street - Photo 25](http://lh.rdcpix.com/120f982edc15615347ca1f382e1b1e88l-f2872413290r.jpg) ![1060 S Water Street - Photo 26](http://lh.rdcpix.com/120f982edc15615347ca1f382e1b1e88l-f2222213261r.jpg) ![1060 S Water Street - Photo 27](http://lh.rdcpix.com/120f982edc15615347ca1f382e1b1e88l-f1757689917r.jpg) ![1060 S Water Street - Photo 28](http://lh.rdcpix.com/120f982edc15615347ca1f382e1b1e88l-f3371617351r.jpg) ![1060 S Water Street - Photo 29](http://lh.rdcpix.com/120f982edc15615347ca1f382e1b1e88l-f2176602907r.jpg) ![1060 S Water Street - Photo 30](http://lh.rdcpix.com/120f982edc15615347ca1f382e1b1e88l-f1019054599r.jpg) ![1060 S Water Street - Photo 31](http://lh.rdcpix.com/120f982edc15615347ca1f382e1b1e88l-f3179143819r.jpg) ![1060 S Water Street - Photo 32](http://lh.rdcpix.com/120f982edc15615347ca1f382e1b1e88l-f1504977180r.jpg) ![1060 S Water Street - Photo 33](http://lh.rdcpix.com/120f982edc15615347ca1f382e1b1e88l-f4078731837r.jpg) ![1060 S Water Street - Photo 34](http://lh.rdcpix.com/120f982edc15615347ca1f382e1b1e88l-f1523708779r.jpg) ![1060 S Water Street - Photo 35](http://lh.rdcpix.com/120f982edc15615347ca1f382e1b1e88l-f2045909907r.jpg) ![1060 S Water Street - Photo 36](http://lh.rdcpix.com/120f982edc15615347ca1f382e1b1e88l-f2989461196r.jpg) ![1060 S Water Street - Photo 37](http://lh.rdcpix.com/120f982edc15615347ca1f382e1b1e88l-f2819242461r.jpg) ![1060 S Water Street - Photo 38](http://lh.rdcpix.com/120f982edc15615347ca1f382e1b1e88l-f728749757r.jpg) ![1060 S Water Street - Photo 39](http://lh.rdcpix.com/120f982edc15615347ca1f382e1b1e88l-f1766348733r.jpg) ![1060 S Water Street - Photo 40](http://lh.rdcpix.com/120f982edc15615347ca1f382e1b1e88l-f1763032737r.jpg) ![1060 S Water Street - Photo 41](http://lh.rdcpix.com/120f982edc15615347ca1f382e1b1e88l-f4098904334r.jpg) ![1060 S Water Street - Photo 42](http://lh.rdcpix.com/120f982edc15615347ca1f382e1b1e88l-f1748224700r.jpg) ![1060 S Water Street - Photo 43](http://lh.rdcpix.com/120f982edc15615347ca1f382e1b1e88l-f2440679612r.jpg) ![1060 S Water Street - Photo 44](http://lh.rdcpix.com/120f982edc15615347ca1f382e1b1e88l-f2772528069r.jpg) ![1060 S Water Street - Photo 45](http://lh.rdcpix.com/120f982edc15615347ca1f382e1b1e88l-f3952829511r.jpg) ![1060 S Water Street - Photo 46](http://lh.rdcpix.com/120f982edc15615347ca1f382e1b1e88l-f266303734r.jpg) ![1060 S Water Street - Photo 47](http://lh.rdcpix.com/120f982edc15615347ca1f382e1b1e88l-f4275144194r.jpg) ![1060 S Water Street - Photo 48](http://lh.rdcpix.com/120f982edc15615347ca1f382e1b1e88l-f2711578594r.jpg) ![1060 S Water Street - Photo 49](http://lh.rdcpix.com/120f982edc15615347ca1f382e1b1e88l-f1311402260r.jpg) --- **MLS#:** 405104 | **Updated:** 2026-10-31 **Source:** listhub *Copyright © 2026 Tallahassee Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/1060-s-water-street-monticello-fl-32344-1e75a293484249d99b975c20dddf7efa) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/1060-s-water-street-monticello-fl-32344-1e75a293484249d99b975c20dddf7efa#listing", "url": "https://www.propertysimple.ai/listing/1060-s-water-street-monticello-fl-32344-1e75a293484249d99b975c20dddf7efa", "name": "1060 S Water Street, Monticello, FL 32344", "description": "If you are looking for your opportunity, this home's for you! This 1950's bungalow is within reach for all. Whether a first time buyer, down-sizer, or investor, this home has ample opportunity for all! At a price where designer re-dos and renovations are possible, anyone can can make this dream come true! The huge addition (500+ sqft) off the rear of the home offers ample square footage that could possibly be reconfigured to a new owner's desires. The original home features a two bedroom one bath floor plan. The kitchen is sandwiched between two large living areas making opportunities for renovations and modernization ideal. With a third acre that's fully fenced, existing dog kennel, and a true garage, this property has built in bonuses in addition to the stellar location just moments away from Monticello's town center, access to I-10 and Hwy90 for easy commutes. Monticello is still known for its downtown charm and community events and connectedness. Just check out the chamber's facebook page! :D In addition to the Ecological Park and Legion right across the street, the house is minutes from town square where you can enjoy entertainment at Old Monticello Opera House, Vintage Stores, Restaurants. And if you wanted to, the Aldi and DG Market are walking distance to the home! 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