Curious about this home?

Ask anything — no agents, no pressure

Try asking

About This Home

This 2-bedroom, 2-bathroom single family at 10689 SE 174TH LOOP in Summerfield, FL is listed for $222,900 ($221 per sqft). Built in 1994, the home offers 1,008 sqft of living space on a 0.23 acres lot.

Agent Description

Welcome home to Central Florida living in the heart of Summerfield! Located in the desirable 55+ community of Spruce Creek South, this “cute as a button” Pecan model offers comfort, privacy, and access to an exceptional lifestyle. This house has been well maintained and ready for new owner to enjoy: 2020 H.V.A.C.

/ 2020 H.W.H. / 2014 ROOF :) With no rear neighbors, the generous backyard backs up to a nature walk, bike trail, and golf-cart path—perfect for peaceful outdoor enjoyment. You can enjoy sitting in your Florida room and relaxing while enjoying the peaceful atmosphere and nature...

Step inside to an inviting living/dining combination filled with natural light. The kitchen features quartz countertops, a newer tile backsplash, and a solar tube that enhances daytime brightness. Through the sliding glass doors, you’ll find a spacious Florida room/lanai with two ceiling fans and a portable A/C unit for added comfort.

The open patio with roof cover includes a privacy shade and ceiling fan—ideal for relaxing outdoors. The primary bedroom offers a large walk-in closet and elegant chandelier lighting. The en-suite bath includes abundant cabinetry and a walk-in shower.

For guest convenience, the second bedroom is located across the hall from the guest bath. Flooring throughout consists of laminate and ceramic tile—no carpet. Additional highlights: Covered front porch to have your morning brew or evening tea. Covered rear patio with ceiling fan and utility sink 2-car attached garage with laundry area

Community Features: Spruce Creek South is a gated community with 24-hour guard service and golf-cart access across Hwy 441 to banks, doctors, shopping, restaurants, Walmart, and more. The residential gate leads to a nearby plaza with drugstores, urgent care, restaurants, spa services, and a newer Planet Fitness.

Residents enjoy: 18-hole golf course and The Links Restaurant Heated pool & hot tub Separate men’s and women’s saunas with showers Fitness center Billiards room, library, and card rooms Event center with clubs, dances, live music, Zumba, and exercise classes Pickleball, tennis, and bocce ball courts Men’s and women’s softbal

l teams with a professionally maintained field Scenic wooded areas for golf-cart rides and dog walking Just minutes from The Villages town squares, you can also enjoy nightly live entertainment (weather permitting). This is a deed-restricted community (not an HOA) with a required monthly maintenance/amenities fee. No CDD and no bond. Schedule your private showing today or request a virtual tour and start living the Florida lifestyle

Key Features

  • Built in 1994
  • 0.23 acre lot

Property Details

2 full
1994

Monthly Cost Estimate

$1,192/mo

20% down · 6.5% · 30 years

Principal$161
Interest$966
Insurance$65

Estimates only. Actual payments may vary.

Location

10689 SE 174TH LOOP

Summerfield, FL 34491

SPRUCE CREEK SOUTH

Features & Amenities

Interior Features

Ceiling Fans(s)L DiningLiving Room/Dining Room ComboSolid Surface CountersThermostatWalk-in Closet(s)Window Treatments

Exterior Features

Private MailboxPrivate Yard

Property Details

Flooring

LaminateTile

Construction

FrameVinyl Siding

Parking

GarageGarage - Attached

Heating

Central

Cooling

Central Air

Appliances

DishwasherDryerGarbage DisposerMicrowaveRangeRefrigeratorWasher

Questions & Answers

This 2-bedroom, 2-bathroom single family at 10689 SE 174TH LOOP is listed at $222,900 ($221/sqft). The estimated monthly payment is $966 based on 20% down at 6.5% interest.

Key features include: Built in 1994, 0.23 acre lot. Interior Features: Ceiling Fans(s), L Dining, Living Room/Dining Room Combo. Exterior Features: Private Mailbox, Private Yard.

This property is listed by Gerrie Cosme Matias and can be reached at 3522053262 or gerriec@remax.net.

GM

Gerrie Cosme Matias

Agent at RE/MAX PREMIER REALTY LADY LK

(352) 205-3262

Listed by RE/MAX PREMIER REALTY LADY LK · View on Broker Site

MLS# G5109057· Source: listhub· Updated 91 days ago

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

10689 SE 174TH LOOP, Summerfield, FL 34491

Open this listing in: